Affordable Car Insurance Rates in Aberdeen, MD (2021)
Car insurance rates in Aberdeen, MD are $384/month on average. By law, Maryland drivers need to carry at least 30/60/15 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Aberdeen car insurance companies to get the coverage you need at the best rates available.
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Written by
Leslie Kasperowicz
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Reviewed by
Melanie Musson
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UPDATED: Apr 14, 2022
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- Average car insurance rates in Aberdeen, MD are $384/month
- Average car insurance rates in Aberdeen, MD for senior drivers are $3,002/year
- The cheapest car insurance company in Aberdeen after a DUI is Nationwide
Average car insurance rates in Aberdeen, Maryland are $384 a month. But with a little research you can get a great deal from the top car insurance companies in Aberdeen, MD. Before you buy Aberdeen, Maryland car insurance, make sure your coverage meets or exceeds the Maryland minimum of 30/60/15.
It may even be helpful to compare Aberdeen car insurance rates with Annapolis car insurance rates, Salisbury car insurance rates, or Gaithersburg car insurance rates to make sure you’re getting the best Aberdeen, MD car insurance quotes available.
Need affordable Aberdeen, MD car insurance? Enter your ZIP code to compare Aberdeen car insurance quotes from multiple car insurance companies near you.
Table of Contents
Aberdeen, MD Minimum Car Insurance Coverage
Aberdeen, Maryland law requires drivers carry a minimum of 30/60/15 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Aberdeen, MD Car Insurance Rates by Coverage Level
Some Aberdeen drivers can get by with the Maryland minimum coverage of 30/60/15. Other drivers may need more. See how much your Aberdeen, Maryland car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,016 | $5,104 | $5,282 |
| GEICO | $3,748 | $3,872 | $4,078 |
| Liberty Mutual | $8,864 | $9,115 | $9,431 |
| Nationwide | $2,854 | $2,993 | $3,106 |
| Progressive | $3,986 | $4,184 | $4,382 |
| State Farm | $3,915 | $4,166 | $4,379 |
| USAA | $2,647 | $2,801 | $2,929 |
Aberdeen, MD Car Insurance Rates by Age, Gender, and Marital Status
Aberdeen, Maryland car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Aberdeen, MD car insurance, get quotes from multiple car insurance companies in the Aberdeen area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,418 | $3,287 | $3,257 | $3,341 | $9,920 | $11,615 | $3,092 | $3,139 |
| GEICO | $2,452 | $2,684 | $2,799 | $3,235 | $7,372 | $8,359 | $2,099 | $2,195 |
| Liberty Mutual | $6,574 | $6,574 | $6,499 | $6,499 | $12,715 | $18,821 | $6,574 | $8,837 |
| Nationwide | $2,038 | $2,044 | $1,845 | $1,896 | $4,815 | $6,328 | $2,364 | $2,545 |
| Progressive | $2,477 | $2,226 | $2,155 | $2,205 | $8,938 | $9,774 | $2,884 | $2,815 |
| State Farm | $2,468 | $2,468 | $2,278 | $2,278 | $7,827 | $10,042 | $2,762 | $3,103 |
| USAA | $2,008 | $1,971 | $1,875 | $1,870 | $4,461 | $5,264 | $2,311 | $2,577 |
Aberdeen, MD Car Insurance Rates for Teens
How much is Aberdeen, Maryland car insurance for teens? Compare rates from top Aberdeen car insurance companies below to help find the cheapest teen car insurance in Aberdeen, MD.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,920 | $11,615 |
| GEICO | $7,372 | $8,359 |
| Liberty Mutual | $12,715 | $18,821 |
| Nationwide | $4,815 | $6,328 |
| Progressive | $8,938 | $9,774 |
| State Farm | $7,827 | $10,042 |
| USAA | $4,461 | $5,264 |
Aberdeen, MD Car Insurance Rates for Seniors
Before seniors buy Aberdeen, Maryland car insurance, they should make sure to shop around. Some Aberdeen, MD car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,257 | $3,341 |
| GEICO | $2,799 | $3,235 |
| Liberty Mutual | $6,499 | $6,499 |
| Nationwide | $1,845 | $1,896 |
| Progressive | $2,155 | $2,205 |
| State Farm | $2,278 | $2,278 |
| USAA | $1,875 | $1,870 |
Aberdeen, MD Car Insurance Rates by Credit History
How does your credit history affect Aberdeen, MD car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,650 | $4,641 | $4,110 |
| GEICO | $4,420 | $3,661 | $3,617 |
| Liberty Mutual | $13,064 | $8,414 | $5,932 |
| Nationwide | $3,815 | $2,699 | $2,439 |
| Progressive | $5,265 | $3,965 | $3,323 |
| State Farm | $6,072 | $3,606 | $2,782 |
| USAA | $3,724 | $2,554 | $2,099 |
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Aberdeen, MD Car Insurance Rates by Driver History
How does a single speeding ticket affect your Aberdeen, Maryland car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Aberdeen.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,543 | $6,037 | $4,543 | $5,411 |
| GEICO | $2,763 | $4,311 | $5,245 | $3,279 |
| Liberty Mutual | $6,547 | $8,639 | $13,060 | $8,301 |
| Nationwide | $2,627 | $3,524 | $2,810 | $2,977 |
| Progressive | $3,568 | $4,743 | $4,321 | $4,105 |
| State Farm | $3,722 | $4,681 | $4,105 | $4,105 |
| USAA | $2,195 | $2,693 | $3,918 | $2,363 |
Aberdeen, MD Car Insurance Rates With a DUI
Even a single DUI can increase your Aberdeen, MD car insurance rates. Compare rates below to see which Aberdeen car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,543 |
| GEICO | $5,245 |
| Liberty Mutual | $13,060 |
| Nationwide | $2,810 |
| Progressive | $4,321 |
| State Farm | $4,105 |
| USAA | $3,918 |
Aberdeen, MD Car Insurance Rates by ZIP Code
Just like Aberdeen car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Aberdeen, MD car insurance rates fluctuate by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 21001 | $3,971 |
| 21078 | $3,889 |
Aberdeen, MD Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Aberdeen, MD car insurance rates may be. Let’s take a look at average car insurance rates from top Aberdeen companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,061 | $5,206 |
| GEICO | $3,835 | $3,964 |
| Liberty Mutual | $8,894 | $9,380 |
| Nationwide | $2,984 | $2,984 |
| Progressive | $4,184 | $4,184 |
| State Farm | $4,046 | $4,261 |
| USAA | $2,706 | $2,879 |
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Aberdeen, MD Cheapest Car Insurance Rates
How do the top Aberdeen, Maryland car insurance companies’ average rates stack up against the Aberdeen average monthly car insurance rates of $384? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Nationwide |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Nationwide |
| With 1 Speeding Violation | USAA |
Aberdeen, MD Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Aberdeen, Maryland car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,134 |
| GEICO | $3,899 |
| Liberty Mutual | $9,137 |
| Nationwide | $2,984 |
| Progressive | $4,184 |
| State Farm | $4,153 |
| USAA | $2,792 |
Other Factors Affecting Aberdeen, MD Car Insurance Rates
Before you buy Aberdeen, Maryland car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Aberdeen, MD Car Theft Rates
The car theft rate in Aberdeen, MD will affect your car insurance rates. FBI data shows that the annual car theft rate for Aberdeen, Maryland is 10 stolen cars.
Aberdeen, MD Commute Time
How does your Aberdeen, MD commute time compare with the average driver? In Aberdeen, the average commute is 26.4 minutes.
Aberdeen, MD Traffic
Spending time in Aberdeen traffic can lead to higher car insurance rates. According to INRIX data, Aberdeen, MD ranks as the 278th-most congested with traffic in the world.
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Aberdeen, MD Car Insurance Quotes
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