Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Ajo, AZ are $305/month
  • The cheapest car insurance company in Ajo for teen drivers is GEICO
  • The cheapest car insurance company in Ajo after a DUI is Travelers

Average car insurance rates in Ajo, Arizona are $305 a month. But with a little research you can get a great deal from the top car insurance companies in Ajo, AZ. Before you buy Ajo, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Ajo car insurance rates with Peoria car insurance rates, Gilbert car insurance rates, or Phoenix car insurance rates to make sure you’re getting the best Ajo, AZ car insurance quotes available.

Need affordable Ajo, AZ car insurance? Enter your ZIP code to compare Ajo car insurance quotes from multiple car insurance companies near you.

Ajo, AZ Minimum Car Insurance Coverage

Ajo, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Ajo, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Ajo, AZ Car Insurance Rates by Coverage Level

Some Ajo drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Ajo, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Ajo, Arizona

Insurance Company Low Medium High
Allstate $5,102 $5,467 $5,740
American Family $4,039 $4,331 $4,219
Farmers $3,464 $4,032 $4,493
GEICO $1,952 $2,362 $2,668
Nationwide $3,331 $3,500 $3,571
Progressive $3,090 $3,548 $3,826
State Farm $4,201 $4,719 $5,010
Travelers $2,384 $2,622 $2,768
USAA $2,638 $2,858 $2,983

Ajo, AZ Car Insurance Rates by Age, Gender, and Marital Status

Ajo, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Ajo, AZ car insurance, get quotes from multiple car insurance companies in the Ajo area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ajo, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,854 $3,854 $3,748 $3,748 $8,396 $10,884 $4,315 $4,694
American Family $2,776 $2,776 $2,548 $2,548 $7,327 $9,559 $2,776 $3,260
Farmers $2,255 $2,242 $2,024 $2,161 $8,973 $9,181 $2,530 $2,607
GEICO $1,596 $1,772 $1,345 $1,712 $4,537 $4,767 $1,457 $1,432
Nationwide $2,342 $2,387 $2,094 $2,220 $5,734 $7,350 $2,697 $2,917
Progressive $1,947 $1,706 $1,745 $1,660 $7,883 $8,791 $2,091 $2,080
State Farm $2,852 $2,852 $2,510 $2,510 $8,638 $10,843 $3,067 $3,872
Travelers $1,690 $1,776 $1,539 $1,635 $4,666 $5,741 $1,796 $1,888
USAA $1,568 $1,580 $1,457 $1,487 $5,662 $6,560 $2,062 $2,234

Ajo, AZ Car Insurance Rates for Teens

How much is Ajo, Arizona car insurance for teens? Compare rates from top Ajo car insurance companies below to help find the cheapest teen car insurance in Ajo, AZ.

Annual Car Insurance Rates for Teen Drivers in Ajo, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,396 $10,884
American Family $7,327 $9,559
Farmers $8,973 $9,181
GEICO $4,537 $4,767
Nationwide $5,734 $7,350
Progressive $7,883 $8,791
State Farm $8,638 $10,843
Travelers $4,666 $5,741
USAA $5,662 $6,560

Ajo, AZ Car Insurance Rates for Seniors

Before seniors buy Ajo, Arizona car insurance, they should make sure to shop around. Some Ajo, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Ajo, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,748 $3,748
American Family $2,548 $2,548
Farmers $2,024 $2,161
GEICO $1,345 $1,712
Nationwide $2,094 $2,220
Progressive $1,745 $1,660
State Farm $2,510 $2,510
Travelers $1,539 $1,635
USAA $1,457 $1,487

Ajo, AZ Car Insurance Rates by Credit History

How does your credit history affect Ajo, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Ajo, Arizona

Insurance Company Poor Fair Good
Allstate $6,962 $4,947 $4,401
American Family $5,278 $3,928 $3,382
Farmers $4,598 $3,789 $3,602
GEICO $3,199 $2,098 $1,686
Nationwide $4,175 $3,320 $2,908
Progressive $3,898 $3,396 $3,169
State Farm $8,517 $3,319 $2,092
Travelers $3,162 $2,579 $2,034
USAA $3,741 $2,591 $2,146

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Ajo, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Ajo, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Ajo.

Annual Ajo, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,349 $5,512 $6,250 $5,635
American Family $2,970 $4,621 $5,742 $3,452
Farmers $3,376 $4,346 $4,246 $4,019
GEICO $1,809 $2,441 $3,250 $1,809
Nationwide $2,934 $3,085 $4,569 $3,282
Progressive $3,078 $4,045 $3,250 $3,577
State Farm $4,235 $5,051 $4,643 $4,643
Travelers $2,078 $2,707 $2,980 $2,600
USAA $2,063 $2,936 $3,880 $2,426

Ajo, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Ajo, AZ car insurance rates. Compare rates below to see which Ajo car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Ajo, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,250
American Family $5,742
Farmers $4,246
GEICO $3,250
Nationwide $4,569
Progressive $3,250
State Farm $4,643
Travelers $2,980
USAA $3,880

Ajo, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Ajo, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Ajo companies based on commute time.

Annual Car Insurance Rates by Commute Length in Ajo, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,437 $5,437
American Family $4,156 $4,237
Farmers $3,997 $3,997
GEICO $2,287 $2,368
Nationwide $3,467 $3,467
Progressive $3,488 $3,488
State Farm $4,529 $4,757
Travelers $2,591 $2,591
USAA $2,795 $2,857

Ajo, AZ Cheapest Car Insurance Rates

How do the top Ajo, Arizona car insurance companies’ average rates stack up against the Ajo average monthly car insurance rates of $305? Take a look and see.

Best Annual Car Insurance Rates by Company in Ajo, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

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Ajo, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Ajo, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Ajo, Arizona

Insurance Company Average Annual Rates
Allstate $5,437
American Family $4,196
Farmers $3,997
GEICO $2,327
Nationwide $3,467
Progressive $3,488
State Farm $4,643
Travelers $2,591
USAA $2,826

Other Factors Affecting Ajo, AZ Car Insurance Rates

Before you buy Ajo, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Ajo, AZ Commute Time

How does your Ajo, AZ commute time compare with the average driver? In Ajo, the average commute is 19.0 minutes.

Ajo, AZ Car Insurance Quotes

Compare Ajo, AZ car insurance quotes from multiple companies by entering your ZIP code now.