Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The annual number of car thefts in Albertville is 116.
  • The cheapest car insurance company in Albertville for teen drivers is USAA
  • The cheapest car insurance company in Albertville after a DUI is USAA

Average car insurance rates in Albertville, Alabama are $296 a month. But with a little research you can get a great deal from the top car insurance companies in Albertville, AL. Before you buy Albertville, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Albertville car insurance rates with Montgomery car insurance rates, Mobile car insurance rates, or Decatur car insurance rates to make sure you’re getting the best Albertville, AL car insurance quotes available.

Need affordable Albertville, AL car insurance? Enter your ZIP code to compare Albertville car insurance quotes from multiple car insurance companies near you.

Albertville, AL Minimum Car Insurance Coverage

Albertville, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Albertville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Albertville, AL Car Insurance Rates by Coverage Level

Some Albertville drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Albertville, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Albertville, Alabama

Insurance Company Low Medium High
Allstate $3,269 $3,379 $3,506
Farmers $3,797 $3,967 $4,292
GEICO $2,505 $2,714 $2,961
Liberty Mutual $4,852 $5,059 $5,339
Nationwide $2,476 $2,473 $2,534
Progressive $3,741 $4,133 $4,583
State Farm $4,592 $4,854 $5,131
Travelers $3,071 $3,293 $3,321
USAA $1,994 $2,058 $2,156

Albertville, AL Car Insurance Rates by Age, Gender, and Marital Status

Albertville, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Albertville, AL car insurance, get quotes from multiple car insurance companies in the Albertville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Albertville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,037 $1,941 $1,844 $1,879 $7,116 $7,651 $2,280 $2,332
Farmers $2,288 $2,269 $2,044 $2,172 $8,901 $9,156 $2,607 $2,713
GEICO $1,950 $1,940 $1,864 $1,928 $5,136 $5,035 $2,055 $1,904
Liberty Mutual $2,951 $3,187 $2,419 $2,704 $10,852 $12,064 $3,142 $3,346
Nationwide $1,634 $1,653 $1,494 $1,543 $4,292 $5,507 $1,812 $2,019
Progressive $2,216 $2,071 $1,820 $1,943 $9,355 $10,434 $2,599 $2,779
State Farm $2,934 $2,934 $2,667 $2,667 $9,115 $11,389 $3,320 $3,847
Travelers $1,331 $1,351 $1,253 $1,247 $7,000 $10,936 $1,263 $1,444
USAA $1,284 $1,302 $1,200 $1,174 $3,851 $4,268 $1,673 $1,803

Albertville, AL Car Insurance Rates for Teens

How much is Albertville, Alabama car insurance for teens? Compare rates from top Albertville car insurance companies below to help find the cheapest teen car insurance in Albertville, AL.

Annual Car Insurance Rates for Teen Drivers in Albertville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,116 $7,651
Farmers $8,901 $9,156
GEICO $5,136 $5,035
Liberty Mutual $10,852 $12,064
Nationwide $4,292 $5,507
Progressive $9,355 $10,434
State Farm $9,115 $11,389
Travelers $7,000 $10,936
USAA $3,851 $4,268

Albertville, AL Car Insurance Rates for Seniors

Before seniors buy Albertville, Alabama car insurance, they should make sure to shop around. Some Albertville, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Albertville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,844 $1,879
Farmers $2,044 $2,172
GEICO $1,864 $1,928
Liberty Mutual $2,419 $2,704
Nationwide $1,494 $1,543
Progressive $1,820 $1,943
State Farm $2,667 $2,667
Travelers $1,253 $1,247
USAA $1,200 $1,174

Albertville, AL Car Insurance Rates by Credit History

How does your credit history affect Albertville, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Albertville, Alabama

Insurance Company Poor Fair Good
Allstate $4,179 $3,287 $2,688
Farmers $4,505 $3,877 $3,674
GEICO $3,467 $2,474 $2,238
Liberty Mutual $7,275 $4,468 $3,507
Nationwide $3,007 $2,349 $2,126
Progressive $4,671 $4,022 $3,764
State Farm $7,885 $3,987 $2,706
Travelers $3,522 $3,053 $3,110
USAA $2,778 $1,812 $1,618

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Albertville, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Albertville, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Albertville.

Annual Albertville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,876 $3,391 $4,023 $3,251
Farmers $3,377 $4,375 $4,267 $4,056
GEICO $1,837 $2,960 $3,664 $2,445
Liberty Mutual $3,985 $5,554 $5,424 $5,370
Nationwide $2,188 $2,188 $3,164 $2,437
Progressive $3,747 $4,729 $4,028 $4,106
State Farm $4,370 $5,457 $4,805 $4,805
Travelers $2,689 $2,822 $4,124 $3,278
USAA $1,592 $2,000 $2,964 $1,721

Albertville, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Albertville, AL car insurance rates. Compare rates below to see which Albertville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Albertville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,023
Farmers $4,267
GEICO $3,664
Liberty Mutual $5,424
Nationwide $3,164
Progressive $4,028
State Farm $4,805
Travelers $4,124
USAA $2,964

Albertville, AL Car Insurance Rates by ZIP Code

Just like Albertville car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Albertville, AL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Albertville, Alabama

ZIP Code Average Annual Rates
35950 $3,634
35951 $3,647

Albertville, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Albertville, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Albertville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Albertville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,385 $3,385
Farmers $4,019 $4,019
GEICO $2,678 $2,775
Liberty Mutual $5,083 $5,083
Nationwide $2,494 $2,494
Progressive $4,152 $4,152
State Farm $4,742 $4,976
Travelers $3,228 $3,228
USAA $1,975 $2,164

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Albertville, AL Cheapest Car Insurance Rates

How do the top Albertville, Alabama car insurance companies’ average rates stack up against the Albertville average monthly car insurance rates of $296? Take a look and see.

Best Annual Car Insurance Rates by Company in Albertville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Albertville, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Albertville, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Albertville, Alabama

Insurance Company Average Annual Rates
Allstate $3,385
Farmers $4,019
GEICO $2,726
Liberty Mutual $5,083
Nationwide $2,494
Progressive $4,152
State Farm $4,859
Travelers $3,228
USAA $2,069

Other Factors Affecting Albertville, AL Car Insurance Rates

Before you buy Albertville, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Albertville, AL Car Theft Rates

The car theft rate in Albertville, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Albertville, Alabama is 116 stolen cars.

Albertville, AL Commute Time

How does your Albertville, AL commute time compare with the average driver? In Albertville, the average commute is 20.5 minutes.

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Albertville, AL Car Insurance Quotes

Compare Albertville, AL car insurance quotes from multiple companies by entering your ZIP code now.