Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Alexander City, AL are $294/month
  • The cheapest car insurance company in Alexander City after a DUI is USAA
  • The cheapest car insurance company in Alexander City for teen drivers is USAA

Average car insurance rates in Alexander City, Alabama are $294 a month. But with a little research you can get a great deal from the top car insurance companies in Alexander City, AL. Before you buy Alexander City, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Alexander City car insurance rates with Huntsville car insurance rates, Auburn car insurance rates, or Madison car insurance rates to make sure you’re getting the best Alexander City, AL car insurance quotes available.

Need affordable Alexander City, AL car insurance? Enter your ZIP code to compare Alexander City car insurance quotes from multiple car insurance companies near you.

Alexander City, AL Minimum Car Insurance Coverage

Alexander City, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Alexander City, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Alexander City, AL Car Insurance Rates by Coverage Level

Some Alexander City drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Alexander City, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Alexander City, Alabama

Insurance Company Low Medium High
Allstate $3,007 $3,117 $3,239
Farmers $4,087 $4,269 $4,614
GEICO $2,454 $2,647 $2,876
Liberty Mutual $5,093 $5,304 $5,587
Nationwide $2,495 $2,489 $2,550
Progressive $3,471 $3,803 $4,189
State Farm $4,137 $4,353 $4,589
Travelers $3,406 $3,663 $3,704
USAA $2,016 $2,080 $2,178

Alexander City, AL Car Insurance Rates by Age, Gender, and Marital Status

Alexander City, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Alexander City, AL car insurance, get quotes from multiple car insurance companies in the Alexander City area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alexander City, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,891 $1,805 $1,709 $1,743 $6,525 $7,007 $2,120 $2,166
Farmers $2,477 $2,459 $2,214 $2,350 $9,531 $9,808 $2,816 $2,931
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,126 $3,379 $2,561 $2,865 $11,265 $12,529 $3,337 $3,563
Nationwide $1,657 $1,679 $1,510 $1,565 $4,274 $5,517 $1,835 $2,052
Progressive $2,093 $1,975 $1,717 $1,823 $8,438 $9,433 $2,460 $2,629
State Farm $2,710 $2,710 $2,436 $2,436 $7,988 $10,019 $3,057 $3,519
Travelers $1,461 $1,484 $1,369 $1,365 $7,796 $12,284 $1,384 $1,588
USAA $1,307 $1,330 $1,220 $1,200 $3,855 $4,278 $1,702 $1,841

Alexander City, AL Car Insurance Rates for Teens

How much is Alexander City, Alabama car insurance for teens? Compare rates from top Alexander City car insurance companies below to help find the cheapest teen car insurance in Alexander City, AL.

Annual Car Insurance Rates for Teen Drivers in Alexander City, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,525 $7,007
Farmers $9,531 $9,808
GEICO $4,975 $4,882
Liberty Mutual $11,265 $12,529
Nationwide $4,274 $5,517
Progressive $8,438 $9,433
State Farm $7,988 $10,019
Travelers $7,796 $12,284
USAA $3,855 $4,278

Alexander City, AL Car Insurance Rates for Seniors

Before seniors buy Alexander City, Alabama car insurance, they should make sure to shop around. Some Alexander City, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Alexander City, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,709 $1,743
Farmers $2,214 $2,350
GEICO $1,817 $1,869
Liberty Mutual $2,561 $2,865
Nationwide $1,510 $1,565
Progressive $1,717 $1,823
State Farm $2,436 $2,436
Travelers $1,369 $1,365
USAA $1,220 $1,200

Alexander City, AL Car Insurance Rates by Credit History

How does your credit history affect Alexander City, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Alexander City, Alabama

Insurance Company Poor Fair Good
Allstate $3,857 $3,028 $2,476
Farmers $4,847 $4,170 $3,953
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,639 $4,675 $3,670
Nationwide $3,029 $2,365 $2,140
Progressive $4,325 $3,694 $3,444
State Farm $7,068 $3,579 $2,432
Travelers $3,917 $3,396 $3,461
USAA $2,812 $1,829 $1,633

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Alexander City, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Alexander City, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Alexander City.

Annual Alexander City, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,660 $3,132 $3,694 $2,998
Farmers $3,637 $4,705 $4,589 $4,362
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,178 $5,814 $5,692 $5,628
Nationwide $2,198 $2,198 $3,195 $2,453
Progressive $3,460 $4,330 $3,697 $3,797
State Farm $3,950 $4,861 $4,314 $4,314
Travelers $2,993 $3,141 $4,588 $3,644
USAA $1,609 $2,016 $2,999 $1,741

Alexander City, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Alexander City, AL car insurance rates. Compare rates below to see which Alexander City car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Alexander City, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,694
Farmers $4,589
GEICO $3,547
Liberty Mutual $5,692
Nationwide $3,195
Progressive $3,697
State Farm $4,314
Travelers $4,588
USAA $2,999

Alexander City, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Alexander City, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Alexander City companies based on commute time.

Annual Car Insurance Rates by Commute Length in Alexander City, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,121 $3,121
Farmers $4,323 $4,323
GEICO $2,610 $2,708
Liberty Mutual $5,328 $5,328
Nationwide $2,511 $2,511
Progressive $3,821 $3,821
State Farm $4,255 $4,464
Travelers $3,591 $3,591
USAA $1,996 $2,187

Alexander City, AL Cheapest Car Insurance Rates

How do the top Alexander City, Alabama car insurance companies’ average rates stack up against the Alexander City average monthly car insurance rates of $294? Take a look and see.

Best Annual Car Insurance Rates by Company in Alexander City, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Alexander City, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Alexander City, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Alexander City, Alabama

Insurance Company Average Annual Rates
Allstate $3,121
Farmers $4,323
GEICO $2,659
Liberty Mutual $5,328
Nationwide $2,511
Progressive $3,821
State Farm $4,360
Travelers $3,591
USAA $2,091

Other Factors Affecting Alexander City, AL Car Insurance Rates

Before you buy Alexander City, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Alexander City, AL Car Theft Rates

The car theft rate in Alexander City, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Alexander City, Alabama is 34 stolen cars.

Alexander City, AL Commute Time

How does your Alexander City, AL commute time compare with the average driver? In Alexander City, the average commute is 22.7 minutes.

Alexander City, AL Car Insurance Quotes

Compare Alexander City, AL car insurance quotes from multiple companies by entering your ZIP code now.