Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Alleman, IA are $249/month
  • The cheapest car insurance company in Alleman for teen drivers is USAA
  • The cheapest car insurance company in Alleman after a DUI is Progressive

Average car insurance rates in Alleman, Iowa are $249 a month. But with a little research you can get a great deal from the top car insurance companies in Alleman, IA. Before you buy Alleman, Iowa car insurance, make sure your coverage meets or exceeds the Iowa minimum of 20/40/15.

It may even be helpful to compare Alleman car insurance rates with Iowa City car insurance rates, Council Bluffs car insurance rates, or Waterloo car insurance rates to make sure you’re getting the best Alleman, IA car insurance quotes available.

Need affordable Alleman, IA car insurance? Enter your ZIP code to compare Alleman car insurance quotes from multiple car insurance companies near you.

Alleman, IA Minimum Car Insurance Coverage

Alleman, Iowa law requires drivers carry a minimum of 20/40/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Alleman, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Alleman, IA Car Insurance Rates by Coverage Level

Some Alleman drivers can get by with the Iowa minimum coverage of 20/40/15. Other drivers may need more. See how much your Alleman, Iowa car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Alleman, Iowa

Insurance Company Low Medium High
Allstate $2,890 $2,987 $3,074
American Family $3,064 $3,222 $2,872
Farmers $2,401 $2,518 $2,611
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,307 $4,506 $4,731
Nationwide $2,859 $2,757 $2,666
Progressive $2,198 $2,363 $2,499
State Farm $2,111 $2,229 $2,311
Travelers $4,998 $5,511 $5,758
USAA $1,614 $1,713 $1,795

Alleman, IA Car Insurance Rates by Age, Gender, and Marital Status

Alleman, Iowa car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Alleman, IA car insurance, get quotes from multiple car insurance companies in the Alleman area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alleman, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,928 $1,839 $1,726 $1,752 $5,819 $6,594 $2,078 $2,134
American Family $1,968 $1,968 $1,760 $1,760 $5,256 $7,372 $1,968 $2,369
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,067 $2,236 $1,839 $2,240 $10,739 $12,086 $2,342 $2,569
Nationwide $1,883 $1,924 $1,682 $1,784 $4,522 $5,807 $2,153 $2,331
Progressive $1,597 $1,517 $1,319 $1,376 $4,247 $4,779 $1,917 $2,077
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,318 $2,361 $2,285 $2,291 $11,046 $17,872 $2,421 $2,786
USAA $1,147 $1,160 $1,055 $1,075 $3,071 $3,260 $1,373 $1,516

Alleman, IA Car Insurance Rates for Teens

How much is Alleman, Iowa car insurance for teens? Compare rates from top Alleman car insurance companies below to help find the cheapest teen car insurance in Alleman, IA.

Annual Car Insurance Rates for Teen Drivers in Alleman, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,819 $6,594
American Family $5,256 $7,372
Farmers $4,711 $5,019
GEICO $4,328 $4,022
Liberty Mutual $10,739 $12,086
Nationwide $4,522 $5,807
Progressive $4,247 $4,779
State Farm $3,891 $4,937
Travelers $11,046 $17,872
USAA $3,071 $3,260

Alleman, IA Car Insurance Rates for Seniors

Before seniors buy Alleman, Iowa car insurance, they should make sure to shop around. Some Alleman, IA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Alleman, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,726 $1,752
American Family $1,760 $1,760
Farmers $1,383 $1,513
GEICO $1,710 $1,564
Liberty Mutual $1,839 $2,240
Nationwide $1,682 $1,784
Progressive $1,319 $1,376
State Farm $1,269 $1,269
Travelers $2,285 $2,291
USAA $1,055 $1,075

Alleman, IA Car Insurance Rates by Credit History

How does your credit history affect Alleman, IA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Alleman, Iowa

Insurance Company Poor Fair Good
Allstate $3,564 $2,831 $2,556
American Family $3,893 $2,860 $2,405
Farmers $2,880 $2,389 $2,262
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,407 $3,997 $3,140
Nationwide $3,342 $2,637 $2,303
Progressive $2,753 $2,254 $2,054
State Farm $3,157 $1,953 $1,541
Travelers $6,074 $5,214 $4,979
USAA $2,242 $1,543 $1,337

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Alleman, IA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Alleman, Iowa car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Alleman.

Annual Alleman, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,513 $3,060 $3,529 $2,832
American Family $2,204 $3,226 $4,189 $2,591
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,890 $4,843 $4,908 $4,419
Nationwide $2,010 $2,870 $3,895 $2,268
Progressive $1,882 $3,132 $2,046 $2,354
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $3,933 $5,279 $7,091 $5,386
USAA $1,305 $1,751 $2,274 $1,498

Alleman, IA Car Insurance Rates With a DUI

Even a single DUI can increase your Alleman, IA car insurance rates. Compare rates below to see which Alleman car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Alleman, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,529
American Family $4,189
Farmers $2,697
GEICO $3,206
Liberty Mutual $4,908
Nationwide $3,895
Progressive $2,046
State Farm $2,217
Travelers $7,091
USAA $2,274

Alleman, IA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Alleman, IA car insurance rates may be. Let’s take a look at average car insurance rates from top Alleman companies based on commute time.

Annual Car Insurance Rates by Commute Length in Alleman, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,913 $3,055
American Family $3,017 $3,088
Farmers $2,510 $2,510
GEICO $2,294 $2,387
Liberty Mutual $4,515 $4,515
Nationwide $2,761 $2,761
Progressive $2,354 $2,354
State Farm $2,164 $2,270
Travelers $5,422 $5,422
USAA $1,645 $1,769

Alleman, IA Cheapest Car Insurance Rates

How do the top Alleman, Iowa car insurance companies’ average rates stack up against the Alleman average monthly car insurance rates of $249? Take a look and see.

Best Annual Car Insurance Rates by Company in Alleman, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Alleman, IA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Alleman, Iowa car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Alleman, Iowa

Insurance Company Average Annual Rates
Allstate $2,984
American Family $3,053
Farmers $2,510
GEICO $2,341
Liberty Mutual $4,515
Nationwide $2,761
Progressive $2,354
State Farm $2,217
Travelers $5,422
USAA $1,707

Other Factors Affecting Alleman, IA Car Insurance Rates

Before you buy Alleman, Iowa car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Alleman, IA Commute Time

How does your Alleman, IA commute time compare with the average driver? In Alleman, the average commute is 22.3 minutes.

Alleman, IA Car Insurance Quotes

Compare Alleman, IA car insurance quotes from multiple companies by entering your ZIP code now.