Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Allgood after a DUI is USAA
  • The cheapest car insurance company in Allgood for teen drivers is USAA
  • Average car insurance rates in Allgood, AL for senior drivers are $1,969/year

Average car insurance rates in Allgood, Alabama are $308 a month. But with a little research you can get a great deal from the top car insurance companies in Allgood, AL. Before you buy Allgood, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Allgood car insurance rates with Mobile car insurance rates, Huntsville car insurance rates, or Hoover car insurance rates to make sure you’re getting the best Allgood, AL car insurance quotes available.

Need affordable Allgood, AL car insurance? Enter your ZIP code to compare Allgood car insurance quotes from multiple car insurance companies near you.

Allgood, AL Minimum Car Insurance Coverage

Allgood, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Allgood, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Allgood, AL Car Insurance Rates by Coverage Level

Some Allgood drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Allgood, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Allgood, Alabama

Insurance Company Low Medium High
Allstate $3,217 $3,327 $3,454
Farmers $4,110 $4,281 $4,606
GEICO $2,872 $3,089 $3,345
Liberty Mutual $5,184 $5,391 $5,669
Nationwide $2,578 $2,574 $2,635
Progressive $3,937 $4,373 $4,889
State Farm $4,714 $4,961 $5,230
Travelers $2,866 $3,087 $3,127
USAA $2,064 $2,127 $2,223

Allgood, AL Car Insurance Rates by Age, Gender, and Marital Status

Allgood, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Allgood, AL car insurance, get quotes from multiple car insurance companies in the Allgood area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Allgood, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,016 $1,921 $1,821 $1,856 $6,983 $7,489 $2,260 $2,314
Farmers $2,476 $2,455 $2,213 $2,347 $9,554 $9,828 $2,830 $2,955
GEICO $2,214 $2,202 $2,095 $2,161 $5,858 $5,765 $2,339 $2,181
Liberty Mutual $3,153 $3,405 $2,581 $2,883 $11,526 $12,810 $3,366 $3,594
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,392 $2,241 $1,956 $2,098 $9,809 $10,942 $2,794 $2,967
State Farm $3,033 $3,033 $2,745 $2,745 $9,244 $11,544 $3,428 $3,977
Travelers $1,245 $1,263 $1,173 $1,168 $6,558 $10,278 $1,182 $1,344
USAA $1,327 $1,347 $1,238 $1,212 $3,975 $4,408 $1,732 $1,868

Allgood, AL Car Insurance Rates for Teens

How much is Allgood, Alabama car insurance for teens? Compare rates from top Allgood car insurance companies below to help find the cheapest teen car insurance in Allgood, AL.

Annual Car Insurance Rates for Teen Drivers in Allgood, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,983 $7,489
Farmers $9,554 $9,828
GEICO $5,858 $5,765
Liberty Mutual $11,526 $12,810
Nationwide $4,472 $5,749
Progressive $9,809 $10,942
State Farm $9,244 $11,544
Travelers $6,558 $10,278
USAA $3,975 $4,408

Allgood, AL Car Insurance Rates for Seniors

Before seniors buy Allgood, Alabama car insurance, they should make sure to shop around. Some Allgood, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Allgood, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,821 $1,856
Farmers $2,213 $2,347
GEICO $2,095 $2,161
Liberty Mutual $2,581 $2,883
Nationwide $1,548 $1,600
Progressive $1,956 $2,098
State Farm $2,745 $2,745
Travelers $1,173 $1,168
USAA $1,238 $1,212

Allgood, AL Car Insurance Rates by Credit History

How does your credit history affect Allgood, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Allgood, Alabama

Insurance Company Poor Fair Good
Allstate $4,116 $3,234 $2,647
Farmers $4,857 $4,180 $3,960
GEICO $3,948 $2,813 $2,544
Liberty Mutual $7,763 $4,753 $3,728
Nationwide $3,130 $2,444 $2,211
Progressive $4,967 $4,258 $3,975
State Farm $8,054 $4,079 $2,773
Travelers $3,301 $2,862 $2,916
USAA $2,877 $1,869 $1,668

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Allgood, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Allgood, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Allgood.

Annual Allgood, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,833 $3,338 $3,958 $3,201
Farmers $3,639 $4,713 $4,596 $4,381
GEICO $2,089 $3,369 $4,162 $2,788
Liberty Mutual $4,241 $5,916 $5,781 $5,721
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $3,976 $4,998 $4,261 $4,364
State Farm $4,480 $5,566 $4,914 $4,914
Travelers $2,523 $2,647 $3,864 $3,071
USAA $1,644 $2,064 $3,067 $1,778

Allgood, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Allgood, AL car insurance rates. Compare rates below to see which Allgood car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Allgood, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,958
Farmers $4,596
GEICO $4,162
Liberty Mutual $5,781
Nationwide $3,298
Progressive $4,261
State Farm $4,914
Travelers $3,864
USAA $3,067

Allgood, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Allgood, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Allgood companies based on commute time.

Annual Car Insurance Rates by Commute Length in Allgood, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,333 $3,333
Farmers $4,332 $4,332
GEICO $3,046 $3,158
Liberty Mutual $5,415 $5,415
Nationwide $2,595 $2,595
Progressive $4,400 $4,400
State Farm $4,851 $5,086
Travelers $3,026 $3,026
USAA $2,040 $2,236

Allgood, AL Cheapest Car Insurance Rates

How do the top Allgood, Alabama car insurance companies’ average rates stack up against the Allgood average monthly car insurance rates of $308? Take a look and see.

Best Annual Car Insurance Rates by Company in Allgood, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Allgood, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Allgood, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Allgood, Alabama

Insurance Company Average Annual Rates
Allstate $3,333
Farmers $4,332
GEICO $3,102
Liberty Mutual $5,415
Nationwide $2,595
Progressive $4,400
State Farm $4,969
Travelers $3,026
USAA $2,138

Other Factors Affecting Allgood, AL Car Insurance Rates

Before you buy Allgood, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Allgood, AL Commute Time

How does your Allgood, AL commute time compare with the average driver? In Allgood, the average commute is 41.3 minutes.

Allgood, AL Car Insurance Quotes

Compare Allgood, AL car insurance quotes from multiple companies by entering your ZIP code now.