Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Altheimer, AR for senior drivers are $2,195/year
  • Average car insurance rates in Altheimer, AR are $353/month
  • The cheapest car insurance company in Altheimer after a DUI is State Farm

Average car insurance rates in Altheimer, Arkansas are $353 a month. But with a little research you can get a great deal from the top car insurance companies in Altheimer, AR. Before you buy Altheimer, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Altheimer car insurance rates with Fort Smith car insurance rates, Conway car insurance rates, or Hot Springs car insurance rates to make sure you’re getting the best Altheimer, AR car insurance quotes available.

Need affordable Altheimer, AR car insurance? Enter your ZIP code to compare Altheimer car insurance quotes from multiple car insurance companies near you.

Altheimer, AR Minimum Car Insurance Coverage

Altheimer, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Altheimer, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Altheimer, AR Car Insurance Rates by Coverage Level

Some Altheimer drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Altheimer, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Altheimer, Arkansas

Insurance Company Low Medium High
Allstate $4,864 $5,028 $5,202
Farmers $4,029 $4,192 $4,485
GEICO $3,881 $4,057 $4,238
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,644 $3,570 $3,744
Progressive $4,714 $5,041 $5,638
State Farm $3,006 $3,177 $3,352
Travelers $6,117 $6,490 $6,814
USAA $2,326 $2,424 $2,550

Altheimer, AR Car Insurance Rates by Age, Gender, and Marital Status

Altheimer, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Altheimer, AR car insurance, get quotes from multiple car insurance companies in the Altheimer area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Altheimer, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,805 $2,813 $2,518 $2,691 $10,462 $12,567 $3,075 $3,322
Farmers $2,298 $2,287 $2,053 $2,159 $9,655 $10,007 $2,638 $2,784
GEICO $2,943 $2,910 $2,713 $2,637 $7,708 $7,726 $2,897 $2,938
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,484 $2,526 $2,235 $2,356 $6,038 $7,672 $2,847 $3,064
Progressive $2,740 $2,604 $2,251 $2,350 $11,413 $12,872 $3,276 $3,542
State Farm $1,973 $1,973 $1,776 $1,776 $5,825 $7,331 $2,227 $2,547
Travelers $2,383 $2,428 $2,351 $2,361 $14,059 $22,734 $2,546 $2,926
USAA $1,476 $1,487 $1,373 $1,376 $4,793 $5,003 $1,908 $2,052

Altheimer, AR Car Insurance Rates for Teens

How much is Altheimer, Arkansas car insurance for teens? Compare rates from top Altheimer car insurance companies below to help find the cheapest teen car insurance in Altheimer, AR.

Annual Car Insurance Rates for Teen Drivers in Altheimer, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,462 $12,567
Farmers $9,655 $10,007
GEICO $7,708 $7,726
Liberty Mutual $8,234 $9,082
Nationwide $6,038 $7,672
Progressive $11,413 $12,872
State Farm $5,825 $7,331
Travelers $14,059 $22,734
USAA $4,793 $5,003

Altheimer, AR Car Insurance Rates for Seniors

Before seniors buy Altheimer, Arkansas car insurance, they should make sure to shop around. Some Altheimer, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Altheimer, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,518 $2,691
Farmers $2,053 $2,159
GEICO $2,713 $2,637
Liberty Mutual $2,143 $2,398
Nationwide $2,235 $2,356
Progressive $2,251 $2,350
State Farm $1,776 $1,776
Travelers $2,351 $2,361
USAA $1,373 $1,376

Altheimer, AR Car Insurance Rates by Credit History

How does your credit history affect Altheimer, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Altheimer, Arkansas

Insurance Company Poor Fair Good
Allstate $6,318 $4,848 $3,929
Farmers $4,820 $4,039 $3,847
GEICO $4,862 $3,998 $3,317
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,303 $3,479 $3,176
Progressive $5,828 $4,958 $4,606
State Farm $4,609 $2,771 $2,155
Travelers $7,424 $6,200 $5,796
USAA $3,220 $2,202 $1,878

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Altheimer, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Altheimer, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Altheimer.

Annual Altheimer, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,133 $5,223 $5,813 $4,957
Farmers $3,578 $4,587 $4,480 $4,296
GEICO $2,752 $4,224 $6,299 $2,962
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,852 $3,672 $4,953 $3,135
Progressive $4,426 $6,135 $4,650 $5,312
State Farm $2,909 $3,447 $3,178 $3,178
Travelers $5,426 $5,606 $8,206 $6,655
USAA $1,862 $2,374 $3,431 $2,067

Altheimer, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Altheimer, AR car insurance rates. Compare rates below to see which Altheimer car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Altheimer, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,813
Farmers $4,480
GEICO $6,299
Liberty Mutual $5,091
Nationwide $4,953
Progressive $4,650
State Farm $3,178
Travelers $8,206
USAA $3,431

Altheimer, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Altheimer, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Altheimer companies based on commute time.

Annual Car Insurance Rates by Commute Length in Altheimer, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,032 $5,032
Farmers $4,235 $4,235
GEICO $4,031 $4,087
Liberty Mutual $3,924 $3,924
Nationwide $3,653 $3,653
Progressive $5,131 $5,131
State Farm $3,100 $3,257
Travelers $6,473 $6,473
USAA $2,364 $2,503

Altheimer, AR Cheapest Car Insurance Rates

How do the top Altheimer, Arkansas car insurance companies’ average rates stack up against the Altheimer average monthly car insurance rates of $353? Take a look and see.

Best Annual Car Insurance Rates by Company in Altheimer, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Altheimer, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Altheimer, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Altheimer, Arkansas

Insurance Company Average Annual Rates
Allstate $5,032
Farmers $4,235
GEICO $4,059
Liberty Mutual $3,924
Nationwide $3,653
Progressive $5,131
State Farm $3,178
Travelers $6,473
USAA $2,433

Other Factors Affecting Altheimer, AR Car Insurance Rates

Before you buy Altheimer, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Altheimer, AR Commute Time

How does your Altheimer, AR commute time compare with the average driver? In Altheimer, the average commute is 27.2 minutes.

Altheimer, AR Car Insurance Quotes

Compare Altheimer, AR car insurance quotes from multiple companies by entering your ZIP code now.