Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Alton for teen drivers is USAA
  • Average car insurance rates in Alton, AL for senior drivers are $2,106/year
  • Average car insurance rates in Alton, AL are $337/month

Average car insurance rates in Alton, Alabama are $337 a month. But with a little research you can get a great deal from the top car insurance companies in Alton, AL. Before you buy Alton, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Alton car insurance rates with Mobile car insurance rates, Auburn car insurance rates, or Tuscaloosa car insurance rates to make sure you’re getting the best Alton, AL car insurance quotes available.

Need affordable Alton, AL car insurance? Enter your ZIP code to compare Alton car insurance quotes from multiple car insurance companies near you.

Alton, AL Minimum Car Insurance Coverage

Alton, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Alton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Alton, AL Car Insurance Rates by Coverage Level

Some Alton drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Alton, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Alton, Alabama

Insurance Company Low Medium High
Allstate $3,408 $3,540 $3,696
Farmers $4,332 $4,543 $4,951
GEICO $2,964 $3,200 $3,474
Liberty Mutual $5,146 $5,360 $5,647
Nationwide $2,845 $2,830 $2,891
Progressive $4,059 $4,503 $5,047
State Farm $5,324 $5,637 $5,967
Travelers $4,167 $4,460 $4,494
USAA $2,118 $2,186 $2,288

Alton, AL Car Insurance Rates by Age, Gender, and Marital Status

Alton, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Alton, AL car insurance, get quotes from multiple car insurance companies in the Alton area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,112 $2,005 $1,925 $1,959 $7,550 $8,116 $2,337 $2,379
Farmers $2,593 $2,572 $2,312 $2,464 $10,315 $10,619 $2,945 $3,048
GEICO $2,265 $2,267 $2,156 $2,245 $6,116 $6,025 $2,396 $2,234
Liberty Mutual $3,069 $3,308 $2,510 $2,803 $11,684 $12,978 $3,260 $3,461
Nationwide $1,846 $1,867 $1,682 $1,739 $4,968 $6,390 $2,054 $2,296
Progressive $2,453 $2,288 $2,003 $2,165 $10,184 $11,325 $2,857 $3,016
State Farm $3,391 $3,391 $3,089 $3,089 $10,624 $13,270 $3,840 $4,449
Travelers $1,734 $1,760 $1,633 $1,626 $9,601 $15,127 $1,638 $1,870
USAA $1,362 $1,378 $1,272 $1,242 $4,100 $4,540 $1,773 $1,911

Alton, AL Car Insurance Rates for Teens

How much is Alton, Alabama car insurance for teens? Compare rates from top Alton car insurance companies below to help find the cheapest teen car insurance in Alton, AL.

Annual Car Insurance Rates for Teen Drivers in Alton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,550 $8,116
Farmers $10,315 $10,619
GEICO $6,116 $6,025
Liberty Mutual $11,684 $12,978
Nationwide $4,968 $6,390
Progressive $10,184 $11,325
State Farm $10,624 $13,270
Travelers $9,601 $15,127
USAA $4,100 $4,540

Alton, AL Car Insurance Rates for Seniors

Before seniors buy Alton, Alabama car insurance, they should make sure to shop around. Some Alton, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Alton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,925 $1,959
Farmers $2,312 $2,464
GEICO $2,156 $2,245
Liberty Mutual $2,510 $2,803
Nationwide $1,682 $1,739
Progressive $2,003 $2,165
State Farm $3,089 $3,089
Travelers $1,633 $1,626
USAA $1,272 $1,242

Alton, AL Car Insurance Rates by Credit History

How does your credit history affect Alton, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Alton, Alabama

Insurance Company Poor Fair Good
Allstate $4,374 $3,449 $2,821
Farmers $5,158 $4,451 $4,217
GEICO $4,090 $2,914 $2,635
Liberty Mutual $7,690 $4,743 $3,719
Nationwide $3,446 $2,688 $2,431
Progressive $5,113 $4,392 $4,104
State Farm $9,157 $4,630 $3,142
Travelers $4,765 $4,138 $4,219
USAA $2,951 $1,923 $1,718

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Alton, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Alton, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Alton.

Annual Alton, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,000 $3,547 $4,240 $3,405
Farmers $3,874 $5,025 $4,902 $4,634
GEICO $2,151 $3,486 $4,353 $2,862
Liberty Mutual $4,215 $5,897 $5,737 $5,688
Nationwide $2,497 $2,497 $3,639 $2,788
Progressive $4,102 $5,166 $4,380 $4,497
State Farm $5,069 $6,345 $5,579 $5,579
Travelers $3,636 $3,815 $5,615 $4,430
USAA $1,689 $2,123 $3,150 $1,827

Alton, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Alton, AL car insurance rates. Compare rates below to see which Alton car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Alton, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,240
Farmers $4,902
GEICO $4,353
Liberty Mutual $5,737
Nationwide $3,639
Progressive $4,380
State Farm $5,579
Travelers $5,615
USAA $3,150

Alton, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Alton, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Alton companies based on commute time.

Annual Car Insurance Rates by Commute Length in Alton, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,548 $3,548
Farmers $4,608 $4,608
GEICO $3,156 $3,270
Liberty Mutual $5,384 $5,384
Nationwide $2,855 $2,855
Progressive $4,536 $4,536
State Farm $5,506 $5,780
Travelers $4,374 $4,374
USAA $2,097 $2,298

Alton, AL Cheapest Car Insurance Rates

How do the top Alton, Alabama car insurance companies’ average rates stack up against the Alton average monthly car insurance rates of $337? Take a look and see.

Best Annual Car Insurance Rates by Company in Alton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Alton, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Alton, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Alton, Alabama

Insurance Company Average Annual Rates
Allstate $3,548
Farmers $4,608
GEICO $3,213
Liberty Mutual $5,384
Nationwide $2,855
Progressive $4,536
State Farm $5,643
Travelers $4,374
USAA $2,197

Alton, AL Car Insurance Quotes

Compare Alton, AL car insurance quotes from multiple companies by entering your ZIP code now.