Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Altoona, PA are $321/month
  • The cheapest car insurance company in Altoona after a DUI is USAA
  • Average car insurance rates in Altoona, PA for senior drivers are $1,952/year

Average car insurance rates in Altoona, Pennsylvania are $321 a month. But with a little research you can get a great deal from the top car insurance companies in Altoona, PA. Before you buy Altoona, Pennsylvania car insurance, make sure your coverage meets or exceeds the Pennsylvania minimum of 15/30/5.

It may even be helpful to compare Altoona car insurance rates with Erie car insurance rates, Philadelphia car insurance rates, or Scranton car insurance rates to make sure you’re getting the best Altoona, PA car insurance quotes available.

Need affordable Altoona, PA car insurance? Enter your ZIP code to compare Altoona car insurance quotes from multiple car insurance companies near you.

Altoona, PA Minimum Car Insurance Coverage

Altoona, Pennsylvania law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Altoona, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Altoona, PA Car Insurance Rates by Coverage Level

Some Altoona drivers can get by with the Pennsylvania minimum coverage of 15/30/5. Other drivers may need more. See how much your Altoona, Pennsylvania car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Altoona, Pennsylvania

Insurance Company Low Medium High
Allstate $3,491 $3,647 $3,747
GEICO $2,395 $2,605 $2,749
Liberty Mutual $5,319 $5,608 $5,788
Nationwide $2,656 $2,668 $2,580
Progressive $4,000 $4,411 $4,694
State Farm $2,529 $2,738 $2,836
Travelers $7,724 $7,647 $7,528
USAA $1,594 $1,739 $1,835

Altoona, PA Car Insurance Rates by Age, Gender, and Marital Status

Altoona, Pennsylvania car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Altoona, PA car insurance, get quotes from multiple car insurance companies in the Altoona area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Altoona, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,285 $2,285 $2,106 $2,106 $7,604 $7,604 $2,516 $2,516
GEICO $2,024 $1,752 $1,896 $1,642 $5,114 $4,432 $2,041 $1,765
Liberty Mutual $3,654 $3,654 $3,348 $3,348 $10,649 $10,649 $4,635 $4,635
Nationwide $1,793 $1,793 $1,698 $1,698 $5,036 $5,036 $2,010 $2,010
Progressive $2,717 $2,717 $2,430 $2,430 $8,851 $8,851 $3,474 $3,474
State Farm $1,631 $1,631 $1,444 $1,444 $5,925 $5,925 $1,804 $1,804
Travelers $1,687 $1,687 $1,830 $1,830 $24,991 $24,991 $2,023 $2,023
USAA $1,097 $1,097 $993 $993 $3,349 $3,349 $1,451 $1,451

Altoona, PA Car Insurance Rates for Teens

How much is Altoona, Pennsylvania car insurance for teens? Compare rates from top Altoona car insurance companies below to help find the cheapest teen car insurance in Altoona, PA.

Annual Car Insurance Rates for Teen Drivers in Altoona, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,604 $7,604
GEICO $5,114 $4,432
Liberty Mutual $10,649 $10,649
Nationwide $5,036 $5,036
Progressive $8,851 $8,851
State Farm $5,925 $5,925
Travelers $24,991 $24,991
USAA $3,349 $3,349

Altoona, PA Car Insurance Rates for Seniors

Before seniors buy Altoona, Pennsylvania car insurance, they should make sure to shop around. Some Altoona, PA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Altoona, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,106 $2,106
GEICO $1,896 $1,642
Liberty Mutual $3,348 $3,348
Nationwide $1,698 $1,698
Progressive $2,430 $2,430
State Farm $1,444 $1,444
Travelers $1,830 $1,830
USAA $993 $993

Altoona, PA Car Insurance Rates by Credit History

How does your credit history affect Altoona, PA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Altoona, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,634 $3,459 $2,791
GEICO $3,878 $2,184 $1,687
Liberty Mutual $7,112 $5,100 $4,503
Nationwide $3,092 $2,542 $2,269
Progressive $5,777 $4,062 $3,265
State Farm $3,847 $2,379 $1,877
Travelers $8,284 $7,508 $7,108
USAA $2,149 $1,600 $1,419

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Altoona, PA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Altoona, Pennsylvania car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Altoona.

Annual Altoona, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,475 $4,086 $3,475 $3,475
GEICO $1,909 $3,242 $2,543 $2,639
Liberty Mutual $5,073 $5,833 $5,690 $5,690
Nationwide $1,899 $2,544 $3,549 $2,545
Progressive $3,957 $5,486 $4,067 $3,962
State Farm $2,463 $2,939 $2,701 $2,701
Travelers $5,393 $7,709 $9,722 $7,709
USAA $1,385 $1,917 $2,042 $1,547

Altoona, PA Car Insurance Rates With a DUI

Even a single DUI can increase your Altoona, PA car insurance rates. Compare rates below to see which Altoona car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Altoona, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,475
GEICO $2,543
Liberty Mutual $5,690
Nationwide $3,549
Progressive $4,067
State Farm $2,701
Travelers $9,722
USAA $2,042

Altoona, PA Car Insurance Rates by ZIP Code

Just like Altoona car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Altoona, PA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Altoona, Pennsylvania

ZIP Code Average Annual Rates
16601 $4,793
16602 $4,798

Altoona, PA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Altoona, PA car insurance rates may be. Let’s take a look at average car insurance rates from top Altoona companies based on commute time.

Annual Car Insurance Rates by Commute Length in Altoona, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,556 $3,700
GEICO $2,543 $2,623
Liberty Mutual $5,429 $5,714
Nationwide $2,634 $2,634
Progressive $4,368 $4,368
State Farm $2,622 $2,780
Travelers $7,633 $7,633
USAA $1,674 $1,772

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Altoona, PA Cheapest Car Insurance Rates

How do the top Altoona, Pennsylvania car insurance companies’ average rates stack up against the Altoona average monthly car insurance rates of $321? Take a look and see.

Best Annual Car Insurance Rates by Company in Altoona, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Altoona, PA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Altoona, Pennsylvania car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Altoona, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,628
GEICO $2,583
Liberty Mutual $5,572
Nationwide $2,634
Progressive $4,368
State Farm $2,701
Travelers $7,633
USAA $1,723

Other Factors Affecting Altoona, PA Car Insurance Rates

Before you buy Altoona, Pennsylvania car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Altoona, PA Commute Time

How does your Altoona, PA commute time compare with the average driver? In Altoona, the average commute is 18.2 minutes.

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Altoona, PA Car Insurance Quotes

Compare Altoona, PA car insurance quotes from multiple companies by entering your ZIP code now.