Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Altus for teen drivers is USAA
  • The cheapest car insurance company in Altus after a DUI is State Farm
  • Average car insurance rates in Altus, AR for senior drivers are $1,984/year

Average car insurance rates in Altus, Arkansas are $315 a month. But with a little research you can get a great deal from the top car insurance companies in Altus, AR. Before you buy Altus, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Altus car insurance rates with Fort Smith car insurance rates, Fayetteville car insurance rates, or North Little Rock car insurance rates to make sure you’re getting the best Altus, AR car insurance quotes available.

Need affordable Altus, AR car insurance? Enter your ZIP code to compare Altus car insurance quotes from multiple car insurance companies near you.

Altus, AR Minimum Car Insurance Coverage

Altus, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Altus, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Altus, AR Car Insurance Rates by Coverage Level

Some Altus drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Altus, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Altus, Arkansas

Insurance Company Low Medium High
Allstate $4,439 $4,561 $4,693
Farmers $3,848 $3,998 $4,266
GEICO $3,146 $3,277 $3,409
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,339 $4,617 $5,108
State Farm $2,354 $2,457 $2,571
Travelers $5,234 $5,497 $5,713
USAA $1,939 $2,014 $2,112

Altus, AR Car Insurance Rates by Age, Gender, and Marital Status

Altus, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Altus, AR car insurance, get quotes from multiple car insurance companies in the Altus area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Altus, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,625 $2,653 $2,337 $2,500 $9,267 $11,063 $2,910 $3,160
Farmers $2,195 $2,183 $1,963 $2,063 $9,188 $9,511 $2,525 $2,667
GEICO $2,380 $2,353 $2,195 $2,134 $6,214 $6,228 $2,341 $2,374
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,488 $2,359 $2,042 $2,138 $10,483 $11,802 $2,975 $3,217
State Farm $1,566 $1,566 $1,394 $1,394 $4,423 $5,556 $1,761 $2,026
Travelers $2,063 $2,104 $2,031 $2,038 $11,848 $19,004 $2,203 $2,558
USAA $1,256 $1,270 $1,164 $1,175 $3,881 $4,069 $1,615 $1,744

Altus, AR Car Insurance Rates for Teens

How much is Altus, Arkansas car insurance for teens? Compare rates from top Altus car insurance companies below to help find the cheapest teen car insurance in Altus, AR.

Annual Car Insurance Rates for Teen Drivers in Altus, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,267 $11,063
Farmers $9,188 $9,511
GEICO $6,214 $6,228
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $10,483 $11,802
State Farm $4,423 $5,556
Travelers $11,848 $19,004
USAA $3,881 $4,069

Altus, AR Car Insurance Rates for Seniors

Before seniors buy Altus, Arkansas car insurance, they should make sure to shop around. Some Altus, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Altus, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,337 $2,500
Farmers $1,963 $2,063
GEICO $2,195 $2,134
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,042 $2,138
State Farm $1,394 $1,394
Travelers $2,031 $2,038
USAA $1,164 $1,175

Altus, AR Car Insurance Rates by Credit History

How does your credit history affect Altus, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Altus, Arkansas

Insurance Company Poor Fair Good
Allstate $5,735 $4,391 $3,567
Farmers $4,598 $3,848 $3,665
GEICO $3,926 $3,228 $2,678
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,320 $4,532 $4,212
State Farm $3,562 $2,147 $1,673
Travelers $6,293 $5,247 $4,903
USAA $2,680 $1,828 $1,558

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Altus, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Altus, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Altus.

Annual Altus, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,790 $4,740 $5,231 $4,496
Farmers $3,407 $4,373 $4,269 $4,100
GEICO $2,224 $3,411 $5,082 $2,393
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,041 $5,613 $4,246 $4,851
State Farm $2,264 $2,657 $2,461 $2,461
Travelers $4,596 $4,748 $6,938 $5,642
USAA $1,558 $1,969 $2,834 $1,727

Altus, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Altus, AR car insurance rates. Compare rates below to see which Altus car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Altus, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,231
Farmers $4,269
GEICO $5,082
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,246
State Farm $2,461
Travelers $6,938
USAA $2,834

Altus, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Altus, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Altus companies based on commute time.

Annual Car Insurance Rates by Commute Length in Altus, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,564 $4,564
Farmers $4,037 $4,037
GEICO $3,255 $3,300
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $4,688 $4,688
State Farm $2,404 $2,518
Travelers $5,481 $5,481
USAA $1,964 $2,080

Altus, AR Cheapest Car Insurance Rates

How do the top Altus, Arkansas car insurance companies’ average rates stack up against the Altus average monthly car insurance rates of $315? Take a look and see.

Best Annual Car Insurance Rates by Company in Altus, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Altus, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Altus, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Altus, Arkansas

Insurance Company Average Annual Rates
Allstate $4,564
Farmers $4,037
GEICO $3,277
Liberty Mutual $3,892
Nationwide $3,583
Progressive $4,688
State Farm $2,461
Travelers $5,481
USAA $2,022

Other Factors Affecting Altus, AR Car Insurance Rates

Before you buy Altus, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Altus, AR Commute Time

How does your Altus, AR commute time compare with the average driver? In Altus, the average commute is 21.7 minutes.

Altus, AR Car Insurance Quotes

Compare Altus, AR car insurance quotes from multiple companies by entering your ZIP code now.