Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Alum Rock, CA for senior drivers are $2,250/year
  • The cheapest car insurance company in Alum Rock after a DUI is Liberty Mutual
  • Average car insurance rates in Alum Rock, CA are $314/month

Average car insurance rates in Alum Rock, California are $314 a month. But with a little research you can get a great deal from the top car insurance companies in Alum Rock, CA. Before you buy Alum Rock, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Alum Rock car insurance rates with Oakland car insurance rates, Sacramento car insurance rates, or Fresno car insurance rates to make sure you’re getting the best Alum Rock, CA car insurance quotes available.

Need affordable Alum Rock, CA car insurance? Enter your ZIP code to compare Alum Rock car insurance quotes from multiple car insurance companies near you.

Alum Rock, CA Minimum Car Insurance Coverage

Alum Rock, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Alum Rock, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Alum Rock, CA Car Insurance Rates by Coverage Level

Some Alum Rock drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Alum Rock, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Alum Rock, California

Insurance Company Low Medium High
Allstate $4,067 $4,320 $4,465
Farmers $4,887 $5,278 $5,552
GEICO $2,817 $3,071 $3,233
Liberty Mutual $2,771 $2,998 $3,142
Nationwide $4,546 $5,103 $5,393
Progressive $2,496 $2,847 $2,939
State Farm $4,008 $4,523 $4,802
Travelers $3,017 $3,541 $3,781
USAA $2,466 $2,752 $2,889

Alum Rock, CA Car Insurance Rates by Age, Gender, and Marital Status

Alum Rock, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Alum Rock, CA car insurance, get quotes from multiple car insurance companies in the Alum Rock area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alum Rock, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,744 $2,742 $2,013 $2,026 $7,710 $9,699 $3,503 $3,834
Farmers $2,842 $2,842 $2,565 $2,565 $9,078 $14,893 $3,370 $3,756
GEICO $1,876 $1,877 $1,764 $1,764 $5,737 $5,845 $2,698 $2,761
Liberty Mutual $2,245 $2,125 $2,094 $2,029 $4,935 $5,254 $2,531 $2,549
Nationwide $3,507 $3,346 $3,057 $2,879 $9,021 $9,929 $4,210 $4,163
Progressive $1,744 $1,794 $1,468 $1,746 $4,612 $5,554 $2,492 $2,675
State Farm $3,495 $3,495 $3,123 $3,123 $6,453 $8,001 $3,872 $3,993
Travelers $2,559 $2,476 $2,264 $2,239 $5,326 $6,102 $3,339 $3,265
USAA $1,935 $1,833 $1,886 $1,895 $4,405 $4,443 $2,685 $2,538

Alum Rock, CA Car Insurance Rates for Teens

How much is Alum Rock, California car insurance for teens? Compare rates from top Alum Rock car insurance companies below to help find the cheapest teen car insurance in Alum Rock, CA.

Annual Car Insurance Rates for Teen Drivers in Alum Rock, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,710 $9,699
Farmers $9,078 $14,893
GEICO $5,737 $5,845
Liberty Mutual $4,935 $5,254
Nationwide $9,021 $9,929
Progressive $4,612 $5,554
State Farm $6,453 $8,001
Travelers $5,326 $6,102
USAA $4,405 $4,443

Alum Rock, CA Car Insurance Rates for Seniors

Before seniors buy Alum Rock, California car insurance, they should make sure to shop around. Some Alum Rock, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Alum Rock, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,013 $2,026
Farmers $2,565 $2,565
GEICO $1,764 $1,764
Liberty Mutual $2,094 $2,029
Nationwide $3,057 $2,879
Progressive $1,468 $1,746
State Farm $3,123 $3,123
Travelers $2,264 $2,239
USAA $1,886 $1,895

Alum Rock, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Alum Rock, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Alum Rock.

Annual Alum Rock, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,588 $4,343 $6,812 $3,393
Farmers $3,870 $5,274 $6,573 $5,238
GEICO $2,126 $3,284 $4,115 $2,637
Liberty Mutual $2,579 $3,454 $3,116 $2,732
Nationwide $3,499 $4,482 $7,593 $4,482
Progressive $1,816 $3,073 $3,537 $2,617
State Farm $3,173 $3,783 $7,141 $3,681
Travelers $2,295 $3,745 $4,361 $3,385
USAA $1,795 $2,675 $4,373 $1,967

Alum Rock, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Alum Rock, CA car insurance rates. Compare rates below to see which Alum Rock car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Alum Rock, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,812
Farmers $6,573
GEICO $4,115
Liberty Mutual $3,116
Nationwide $7,593
Progressive $3,537
State Farm $7,141
Travelers $4,361
USAA $4,373

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Alum Rock, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Alum Rock, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Alum Rock companies based on commute time.

Annual Car Insurance Rates by Commute Length in Alum Rock, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,867 $4,701
Farmers $4,754 $5,724
GEICO $2,762 $3,319
Liberty Mutual $2,729 $3,211
Nationwide $4,423 $5,606
Progressive $2,500 $3,022
State Farm $4,284 $4,605
Travelers $3,097 $3,795
USAA $2,492 $2,913

Alum Rock, CA Cheapest Car Insurance Rates

How do the top Alum Rock, California car insurance companies’ average rates stack up against the Alum Rock average monthly car insurance rates of $314? Take a look and see.

Best Annual Car Insurance Rates by Company in Alum Rock, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Alum Rock, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Alum Rock, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Alum Rock, California

Insurance Company Average Annual Rates
Allstate $4,284
Farmers $5,239
GEICO $3,040
Liberty Mutual $2,970
Nationwide $5,014
Progressive $2,761
State Farm $4,445
Travelers $3,446
USAA $2,703

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Other Factors Affecting Alum Rock, CA Car Insurance Rates

Before you buy Alum Rock, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Alum Rock, CA Commute Time

How does your Alum Rock, CA commute time compare with the average driver? In Alum Rock, the average commute is 29.2 minutes.

Alum Rock, CA Car Insurance Quotes

Compare Alum Rock, CA car insurance quotes from multiple companies by entering your ZIP code now.