Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Anderson, AL are $293/month
  • Average car insurance rates in Anderson, AL for senior drivers are $1,854/year
  • The cheapest car insurance company in Anderson for teen drivers is USAA

Average car insurance rates in Anderson, Alabama are $293 a month. But with a little research you can get a great deal from the top car insurance companies in Anderson, AL. Before you buy Anderson, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Anderson car insurance rates with Hoover car insurance rates, Huntsville car insurance rates, or Madison car insurance rates to make sure you’re getting the best Anderson, AL car insurance quotes available.

Need affordable Anderson, AL car insurance? Enter your ZIP code to compare Anderson car insurance quotes from multiple car insurance companies near you.

Anderson, AL Minimum Car Insurance Coverage

Anderson, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Anderson, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Anderson, AL Car Insurance Rates by Coverage Level

Some Anderson drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Anderson, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Anderson, Alabama

Insurance Company Low Medium High
Allstate $3,043 $3,159 $3,292
Farmers $3,728 $3,914 $4,273
GEICO $2,473 $2,691 $2,949
Liberty Mutual $5,010 $5,228 $5,521
Nationwide $2,449 $2,456 $2,521
Progressive $3,796 $4,219 $4,710
State Farm $4,035 $4,282 $4,545
Travelers $3,400 $3,644 $3,674
USAA $1,933 $1,994 $2,086

Anderson, AL Car Insurance Rates by Age, Gender, and Marital Status

Anderson, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Anderson, AL car insurance, get quotes from multiple car insurance companies in the Anderson area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Anderson, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,820 $1,735 $1,767 $6,647 $7,147 $2,125 $2,167
Farmers $2,263 $2,249 $2,022 $2,153 $8,813 $9,068 $2,558 $2,646
GEICO $1,937 $1,926 $1,862 $1,928 $5,088 $4,973 $2,039 $1,880
Liberty Mutual $3,026 $3,266 $2,478 $2,771 $11,290 $12,551 $3,219 $3,424
Nationwide $1,627 $1,645 $1,486 $1,536 $4,243 $5,451 $1,802 $2,010
Progressive $2,283 $2,135 $1,872 $2,003 $9,515 $10,613 $2,669 $2,843
State Farm $2,599 $2,599 $2,365 $2,365 $8,014 $10,030 $2,939 $3,388
Travelers $1,456 $1,479 $1,365 $1,361 $7,759 $12,193 $1,381 $1,585
USAA $1,246 $1,259 $1,163 $1,132 $3,739 $4,136 $1,618 $1,740

Anderson, AL Car Insurance Rates for Teens

How much is Anderson, Alabama car insurance for teens? Compare rates from top Anderson car insurance companies below to help find the cheapest teen car insurance in Anderson, AL.

Annual Car Insurance Rates for Teen Drivers in Anderson, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,647 $7,147
Farmers $8,813 $9,068
GEICO $5,088 $4,973
Liberty Mutual $11,290 $12,551
Nationwide $4,243 $5,451
Progressive $9,515 $10,613
State Farm $8,014 $10,030
Travelers $7,759 $12,193
USAA $3,739 $4,136

Anderson, AL Car Insurance Rates for Seniors

Before seniors buy Anderson, Alabama car insurance, they should make sure to shop around. Some Anderson, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Anderson, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,735 $1,767
Farmers $2,022 $2,153
GEICO $1,862 $1,928
Liberty Mutual $2,478 $2,771
Nationwide $1,486 $1,536
Progressive $1,872 $2,003
State Farm $2,365 $2,365
Travelers $1,365 $1,361
USAA $1,163 $1,132

Anderson, AL Car Insurance Rates by Credit History

How does your credit history affect Anderson, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Anderson, Alabama

Insurance Company Poor Fair Good
Allstate $3,910 $3,072 $2,512
Farmers $4,452 $3,831 $3,631
GEICO $3,439 $2,454 $2,220
Liberty Mutual $7,514 $4,621 $3,625
Nationwide $2,982 $2,332 $2,112
Progressive $4,778 $4,107 $3,840
State Farm $6,950 $3,520 $2,393
Travelers $3,896 $3,379 $3,443
USAA $2,692 $1,754 $1,567

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Anderson, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Anderson, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Anderson.

Annual Anderson, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,692 $3,171 $3,756 $3,040
Farmers $3,344 $4,327 $4,222 $3,992
GEICO $1,821 $2,933 $3,640 $2,423
Liberty Mutual $4,117 $5,744 $5,603 $5,550
Nationwide $2,171 $2,171 $3,141 $2,418
Progressive $3,828 $4,824 $4,118 $4,198
State Farm $3,859 $4,810 $4,240 $4,240
Travelers $2,977 $3,124 $4,566 $3,624
USAA $1,542 $1,939 $2,868 $1,667

Anderson, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Anderson, AL car insurance rates. Compare rates below to see which Anderson car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Anderson, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,756
Farmers $4,222
GEICO $3,640
Liberty Mutual $5,603
Nationwide $3,141
Progressive $4,118
State Farm $4,240
Travelers $4,566
USAA $2,868

Anderson, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Anderson, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Anderson companies based on commute time.

Annual Car Insurance Rates by Commute Length in Anderson, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,165 $3,165
Farmers $3,971 $3,971
GEICO $2,657 $2,751
Liberty Mutual $5,253 $5,253
Nationwide $2,475 $2,475
Progressive $4,242 $4,242
State Farm $4,182 $4,392
Travelers $3,573 $3,573
USAA $1,913 $2,096

Anderson, AL Cheapest Car Insurance Rates

How do the top Anderson, Alabama car insurance companies’ average rates stack up against the Anderson average monthly car insurance rates of $293? Take a look and see.

Best Annual Car Insurance Rates by Company in Anderson, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Anderson, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Anderson, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Anderson, Alabama

Insurance Company Average Annual Rates
Allstate $3,165
Farmers $3,971
GEICO $2,704
Liberty Mutual $5,253
Nationwide $2,475
Progressive $4,242
State Farm $4,287
Travelers $3,573
USAA $2,004

Other Factors Affecting Anderson, AL Car Insurance Rates

Before you buy Anderson, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Anderson, AL Commute Time

How does your Anderson, AL commute time compare with the average driver? In Anderson, the average commute is 33.7 minutes.

Anderson, AL Car Insurance Quotes

Compare Anderson, AL car insurance quotes from multiple companies by entering your ZIP code now.