Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Annapolis, CA are $280/month
  • The cheapest car insurance company in Annapolis after a DUI is Liberty Mutual
  • The cheapest car insurance company in Annapolis for teen drivers is USAA

Average car insurance rates in Annapolis, California are $280 a month. But with a little research you can get a great deal from the top car insurance companies in Annapolis, CA. Before you buy Annapolis, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Annapolis car insurance rates with Los Angeles car insurance rates, Long Beach car insurance rates, or Sacramento car insurance rates to make sure you’re getting the best Annapolis, CA car insurance quotes available.

Need affordable Annapolis, CA car insurance? Enter your ZIP code to compare Annapolis car insurance quotes from multiple car insurance companies near you.

Annapolis, CA Minimum Car Insurance Coverage

Annapolis, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Annapolis, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Annapolis, CA Car Insurance Rates by Coverage Level

Some Annapolis drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Annapolis, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Annapolis, California

Insurance Company Low Medium High
Allstate $3,717 $3,938 $4,066
Farmers $3,878 $4,132 $4,308
GEICO $2,541 $2,806 $2,987
Liberty Mutual $2,706 $2,912 $3,045
Nationwide $3,891 $4,310 $4,540
Progressive $2,896 $3,164 $3,232
State Farm $3,748 $4,087 $4,282
Travelers $2,492 $2,894 $3,086
USAA $2,199 $2,427 $2,538

Annapolis, CA Car Insurance Rates by Age, Gender, and Marital Status

Annapolis, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Annapolis, CA car insurance, get quotes from multiple car insurance companies in the Annapolis area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Annapolis, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,510 $1,833 $1,855 $6,989 $8,788 $3,225 $3,549
Farmers $2,213 $2,213 $1,981 $1,981 $7,113 $11,795 $2,626 $2,926
GEICO $1,716 $1,718 $1,614 $1,614 $5,233 $5,334 $2,467 $2,527
Liberty Mutual $2,183 $2,072 $2,028 $1,968 $4,807 $5,094 $2,468 $2,481
Nationwide $3,003 $2,873 $2,598 $2,456 $7,562 $8,335 $3,585 $3,564
Progressive $1,952 $2,019 $1,609 $1,943 $5,147 $6,293 $2,794 $3,022
State Farm $3,194 $3,194 $2,854 $2,854 $5,830 $7,191 $3,539 $3,656
Travelers $2,129 $2,068 $1,882 $1,863 $4,287 $4,918 $2,747 $2,699
USAA $1,714 $1,625 $1,674 $1,684 $3,866 $3,901 $2,384 $2,254

Annapolis, CA Car Insurance Rates for Teens

How much is Annapolis, California car insurance for teens? Compare rates from top Annapolis car insurance companies below to help find the cheapest teen car insurance in Annapolis, CA.

Annual Car Insurance Rates for Teen Drivers in Annapolis, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,989 $8,788
Farmers $7,113 $11,795
GEICO $5,233 $5,334
Liberty Mutual $4,807 $5,094
Nationwide $7,562 $8,335
Progressive $5,147 $6,293
State Farm $5,830 $7,191
Travelers $4,287 $4,918
USAA $3,866 $3,901

Annapolis, CA Car Insurance Rates for Seniors

Before seniors buy Annapolis, California car insurance, they should make sure to shop around. Some Annapolis, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Annapolis, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,833 $1,855
Farmers $1,981 $1,981
GEICO $1,614 $1,614
Liberty Mutual $2,028 $1,968
Nationwide $2,598 $2,456
Progressive $1,609 $1,943
State Farm $2,854 $2,854
Travelers $1,882 $1,863
USAA $1,674 $1,684

Annapolis, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Annapolis, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Annapolis.

Annual Annapolis, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,356 $3,973 $6,209 $3,090
Farmers $3,027 $4,129 $5,160 $4,107
GEICO $1,943 $2,998 $3,761 $2,410
Liberty Mutual $2,507 $3,359 $3,029 $2,656
Nationwide $2,967 $3,795 $6,430 $3,795
Progressive $2,036 $3,431 $3,997 $2,926
State Farm $2,878 $3,435 $6,500 $3,342
Travelers $1,912 $3,054 $3,560 $2,771
USAA $1,589 $2,358 $3,864 $1,740

Annapolis, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Annapolis, CA car insurance rates. Compare rates below to see which Annapolis car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Annapolis, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,209
Farmers $5,160
GEICO $3,761
Liberty Mutual $3,029
Nationwide $6,430
Progressive $3,997
State Farm $6,500
Travelers $3,560
USAA $3,864

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Annapolis, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Annapolis, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Annapolis companies based on commute time.

Annual Car Insurance Rates by Commute Length in Annapolis, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,530 $4,284
Farmers $3,727 $4,485
GEICO $2,524 $3,032
Liberty Mutual $2,652 $3,123
Nationwide $3,750 $4,744
Progressive $2,811 $3,383
State Farm $3,896 $4,181
Travelers $2,545 $3,103
USAA $2,202 $2,574

Annapolis, CA Cheapest Car Insurance Rates

How do the top Annapolis, California car insurance companies’ average rates stack up against the Annapolis average monthly car insurance rates of $280? Take a look and see.

Best Annual Car Insurance Rates by Company in Annapolis, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Annapolis, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Annapolis, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Annapolis, California

Insurance Company Average Annual Rates
Allstate $3,907
Farmers $4,106
GEICO $2,778
Liberty Mutual $2,888
Nationwide $4,247
Progressive $3,097
State Farm $4,039
Travelers $2,824
USAA $2,388

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Other Factors Affecting Annapolis, CA Car Insurance Rates

Before you buy Annapolis, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Annapolis, CA Traffic

Spending time in Annapolis traffic can lead to higher car insurance rates. According to INRIX data, Annapolis, CA ranks as the 651st-most congested with traffic in the world.

Annapolis, CA Car Insurance Quotes

Compare Annapolis, CA car insurance quotes from multiple companies by entering your ZIP code now.