Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Anniston for teen drivers is USAA
  • Average car insurance rates in Anniston, AL for senior drivers are $1,907/year
  • The cheapest car insurance company in Anniston after a DUI is USAA

Average car insurance rates in Anniston, Alabama are $302 a month. But with a little research you can get a great deal from the top car insurance companies in Anniston, AL. Before you buy Anniston, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Anniston car insurance rates with Auburn car insurance rates, Tuscaloosa car insurance rates, or Mobile car insurance rates to make sure you’re getting the best Anniston, AL car insurance quotes available.

Need affordable Anniston, AL car insurance? Enter your ZIP code to compare Anniston car insurance quotes from multiple car insurance companies near you.

Anniston, AL Minimum Car Insurance Coverage

Anniston, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Anniston, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Anniston, AL Car Insurance Rates by Coverage Level

Some Anniston drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Anniston, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Anniston, Alabama

Insurance Company Low Medium High
Allstate $3,189 $3,304 $3,436
Farmers $3,792 $3,968 $4,305
GEICO $2,493 $2,695 $2,934
Liberty Mutual $4,862 $5,086 $5,388
Nationwide $2,787 $2,768 $2,825
Progressive $3,728 $4,175 $4,699
State Farm $4,363 $4,624 $4,900
Travelers $3,644 $3,911 $3,949
USAA $1,942 $2,005 $2,101

Anniston, AL Car Insurance Rates by Age, Gender, and Marital Status

Anniston, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Anniston, AL car insurance, get quotes from multiple car insurance companies in the Anniston area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Anniston, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,998 $1,904 $1,808 $1,843 $6,949 $7,455 $2,235 $2,285
Farmers $2,301 $2,285 $2,056 $2,185 $8,886 $9,143 $2,610 $2,709
GEICO $1,942 $1,929 $1,848 $1,908 $5,090 $4,991 $2,049 $1,901
Liberty Mutual $2,982 $3,222 $2,450 $2,741 $10,872 $12,091 $3,169 $3,371
Nationwide $1,806 $1,827 $1,647 $1,702 $4,867 $6,248 $2,009 $2,243
Progressive $2,257 $2,103 $1,852 $1,990 $9,462 $10,532 $2,629 $2,781
State Farm $2,785 $2,785 $2,538 $2,538 $8,706 $10,878 $3,153 $3,648
Travelers $1,550 $1,574 $1,455 $1,450 $8,355 $13,150 $1,466 $1,680
USAA $1,256 $1,275 $1,174 $1,150 $3,735 $4,140 $1,634 $1,763

Anniston, AL Car Insurance Rates for Teens

How much is Anniston, Alabama car insurance for teens? Compare rates from top Anniston car insurance companies below to help find the cheapest teen car insurance in Anniston, AL.

Annual Car Insurance Rates for Teen Drivers in Anniston, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,949 $7,455
Farmers $8,886 $9,143
GEICO $5,090 $4,991
Liberty Mutual $10,872 $12,091
Nationwide $4,867 $6,248
Progressive $9,462 $10,532
State Farm $8,706 $10,878
Travelers $8,355 $13,150
USAA $3,735 $4,140

Anniston, AL Car Insurance Rates for Seniors

Before seniors buy Anniston, Alabama car insurance, they should make sure to shop around. Some Anniston, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Anniston, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,808 $1,843
Farmers $2,056 $2,185
GEICO $1,848 $1,908
Liberty Mutual $2,450 $2,741
Nationwide $1,647 $1,702
Progressive $1,852 $1,990
State Farm $2,538 $2,538
Travelers $1,455 $1,450
USAA $1,174 $1,150

Anniston, AL Car Insurance Rates by Credit History

How does your credit history affect Anniston, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Anniston, Alabama

Insurance Company Poor Fair Good
Allstate $4,087 $3,213 $2,629
Farmers $4,508 $3,880 $3,677
GEICO $3,443 $2,456 $2,223
Liberty Mutual $7,319 $4,491 $3,526
Nationwide $3,374 $2,630 $2,377
Progressive $4,726 $4,070 $3,806
State Farm $7,508 $3,799 $2,580
Travelers $4,182 $3,627 $3,696
USAA $2,706 $1,764 $1,576

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Anniston, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Anniston, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Anniston.

Annual Anniston, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,813 $3,316 $3,931 $3,178
Farmers $3,385 $4,379 $4,272 $4,052
GEICO $1,828 $2,936 $3,629 $2,436
Liberty Mutual $4,010 $5,582 $5,457 $5,400
Nationwide $2,445 $2,445 $3,555 $2,728
Progressive $3,785 $4,779 $4,088 $4,151
State Farm $4,159 $5,203 $4,577 $4,577
Travelers $3,192 $3,350 $4,907 $3,890
USAA $1,552 $1,947 $2,886 $1,678

Anniston, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Anniston, AL car insurance rates. Compare rates below to see which Anniston car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Anniston, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,931
Farmers $4,272
GEICO $3,629
Liberty Mutual $5,457
Nationwide $3,555
Progressive $4,088
State Farm $4,577
Travelers $4,907
USAA $2,886

Anniston, AL Car Insurance Rates by ZIP Code

Just like Anniston car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Anniston, AL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Anniston, Alabama

ZIP Code Average Annual Rates
36201 $3,777
36205 $3,689
36206 $3,759
36207 $3,706

Anniston, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Anniston, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Anniston companies based on commute time.

Annual Car Insurance Rates by Commute Length in Anniston, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,310 $3,310
Farmers $4,022 $4,022
GEICO $2,658 $2,756
Liberty Mutual $5,112 $5,112
Nationwide $2,794 $2,794
Progressive $4,201 $4,201
State Farm $4,516 $4,742
Travelers $3,835 $3,835
USAA $1,924 $2,108

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Anniston, AL Cheapest Car Insurance Rates

How do the top Anniston, Alabama car insurance companies’ average rates stack up against the Anniston average monthly car insurance rates of $302? Take a look and see.

Best Annual Car Insurance Rates by Company in Anniston, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Anniston, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Anniston, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Anniston, Alabama

Insurance Company Average Annual Rates
Allstate $3,310
Farmers $4,022
GEICO $2,707
Liberty Mutual $5,112
Nationwide $2,794
Progressive $4,201
State Farm $4,629
Travelers $3,835
USAA $2,016

Other Factors Affecting Anniston, AL Car Insurance Rates

Before you buy Anniston, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Anniston, AL Car Theft Rates

The car theft rate in Anniston, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Anniston, Alabama is 152 stolen cars.

Anniston, AL Commute Time

How does your Anniston, AL commute time compare with the average driver? In Anniston, the average commute is 24.9 minutes.

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Anniston, AL Car Insurance Quotes

Compare Anniston, AL car insurance quotes from multiple companies by entering your ZIP code now.