Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Applegate, CA are $277/month
  • The cheapest car insurance company in Applegate after a DUI is Progressive
  • Average car insurance rates in Applegate, CA for senior drivers are $2,015/year

Average car insurance rates in Applegate, California are $277 a month. But with a little research you can get a great deal from the top car insurance companies in Applegate, CA. Before you buy Applegate, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Applegate car insurance rates with Long Beach car insurance rates, Los Angeles car insurance rates, or Sacramento car insurance rates to make sure you’re getting the best Applegate, CA car insurance quotes available.

Need affordable Applegate, CA car insurance? Enter your ZIP code to compare Applegate car insurance quotes from multiple car insurance companies near you.

Applegate, CA Minimum Car Insurance Coverage

Applegate, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Applegate, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Applegate, CA Car Insurance Rates by Coverage Level

Some Applegate drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Applegate, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Applegate, California

Insurance Company Low Medium High
Allstate $3,251 $3,472 $3,601
Farmers $4,217 $4,557 $4,796
GEICO $2,472 $2,762 $2,967
Liberty Mutual $2,772 $3,002 $3,148
Nationwide $3,838 $4,325 $4,611
Progressive $2,162 $2,496 $2,602
State Farm $3,827 $4,292 $4,551
Travelers $2,530 $2,986 $3,206
USAA $2,239 $2,511 $2,643

Applegate, CA Car Insurance Rates by Age, Gender, and Marital Status

Applegate, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Applegate, CA car insurance, get quotes from multiple car insurance companies in the Applegate area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Applegate, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,242 $2,249 $1,636 $1,656 $6,079 $7,643 $2,866 $3,162
Farmers $2,460 $2,460 $2,216 $2,216 $7,834 $12,847 $2,913 $3,243
GEICO $1,696 $1,697 $1,596 $1,596 $5,131 $5,228 $2,432 $2,493
Liberty Mutual $2,253 $2,133 $2,097 $2,032 $4,927 $5,248 $2,540 $2,560
Nationwide $3,020 $2,891 $2,628 $2,485 $7,538 $8,342 $3,593 $3,564
Progressive $1,527 $1,569 $1,302 $1,539 $4,035 $4,847 $2,192 $2,351
State Farm $3,336 $3,336 $2,976 $2,976 $6,099 $7,572 $3,689 $3,803
Travelers $2,190 $2,123 $1,934 $1,915 $4,451 $5,060 $2,818 $2,768
USAA $1,772 $1,681 $1,727 $1,737 $4,007 $4,031 $2,446 $2,315

Applegate, CA Car Insurance Rates for Teens

How much is Applegate, California car insurance for teens? Compare rates from top Applegate car insurance companies below to help find the cheapest teen car insurance in Applegate, CA.

Annual Car Insurance Rates for Teen Drivers in Applegate, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,079 $7,643
Farmers $7,834 $12,847
GEICO $5,131 $5,228
Liberty Mutual $4,927 $5,248
Nationwide $7,538 $8,342
Progressive $4,035 $4,847
State Farm $6,099 $7,572
Travelers $4,451 $5,060
USAA $4,007 $4,031

Applegate, CA Car Insurance Rates for Seniors

Before seniors buy Applegate, California car insurance, they should make sure to shop around. Some Applegate, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Applegate, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,636 $1,656
Farmers $2,216 $2,216
GEICO $1,596 $1,596
Liberty Mutual $2,097 $2,032
Nationwide $2,628 $2,485
Progressive $1,302 $1,539
State Farm $2,976 $2,976
Travelers $1,934 $1,915
USAA $1,727 $1,737

Applegate, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Applegate, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Applegate.

Annual Applegate, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,084 $3,486 $5,471 $2,725
Farmers $3,344 $4,554 $5,674 $4,523
GEICO $1,914 $2,943 $3,704 $2,374
Liberty Mutual $2,581 $3,459 $3,121 $2,735
Nationwide $2,971 $3,808 $6,444 $3,808
Progressive $1,589 $2,693 $3,111 $2,287
State Farm $3,010 $3,592 $6,795 $3,495
Travelers $1,960 $3,154 $3,660 $2,856
USAA $1,639 $2,436 $3,988 $1,795

Applegate, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Applegate, CA car insurance rates. Compare rates below to see which Applegate car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Applegate, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,471
Farmers $5,674
GEICO $3,704
Liberty Mutual $3,121
Nationwide $6,444
Progressive $3,111
State Farm $6,795
Travelers $3,660
USAA $3,988

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Applegate, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Applegate, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Applegate companies based on commute time.

Annual Car Insurance Rates by Commute Length in Applegate, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,103 $3,780
Farmers $4,105 $4,943
GEICO $2,484 $2,984
Liberty Mutual $2,732 $3,216
Nationwide $3,764 $4,751
Progressive $2,196 $2,645
State Farm $4,069 $4,377
Travelers $2,621 $3,194
USAA $2,272 $2,657

Applegate, CA Cheapest Car Insurance Rates

How do the top Applegate, California car insurance companies’ average rates stack up against the Applegate average monthly car insurance rates of $277? Take a look and see.

Best Annual Car Insurance Rates by Company in Applegate, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Applegate, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Applegate, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Applegate, California

Insurance Company Average Annual Rates
Allstate $3,442
Farmers $4,524
GEICO $2,734
Liberty Mutual $2,974
Nationwide $4,258
Progressive $2,420
State Farm $4,223
Travelers $2,908
USAA $2,464

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Applegate, CA Car Insurance Quotes

Compare Applegate, CA car insurance quotes from multiple companies by entering your ZIP code now.