Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Arley for teen drivers is USAA
  • Average car insurance rates in Arley, AL are $313/month
  • The cheapest car insurance company in Arley after a DUI is USAA

Average car insurance rates in Arley, Alabama are $313 a month. But with a little research you can get a great deal from the top car insurance companies in Arley, AL. Before you buy Arley, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Arley car insurance rates with Birmingham car insurance rates, Huntsville car insurance rates, or Decatur car insurance rates to make sure you’re getting the best Arley, AL car insurance quotes available.

Need affordable Arley, AL car insurance? Enter your ZIP code to compare Arley car insurance quotes from multiple car insurance companies near you.

Arley, AL Minimum Car Insurance Coverage

Arley, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Arley, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Arley, AL Car Insurance Rates by Coverage Level

Some Arley drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Arley, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Arley, Alabama

Insurance Company Low Medium High
Allstate $3,318 $3,413 $3,523
Farmers $3,822 $3,968 $4,243
GEICO $2,872 $3,089 $3,345
Liberty Mutual $5,271 $5,481 $5,763
Nationwide $2,958 $2,923 $2,978
Progressive $4,229 $4,643 $5,120
State Farm $4,352 $4,545 $4,758
Travelers $3,274 $3,496 $3,514
USAA $2,056 $2,116 $2,208

Arley, AL Car Insurance Rates by Age, Gender, and Marital Status

Arley, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Arley, AL car insurance, get quotes from multiple car insurance companies in the Arley area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arley, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,075 $1,980 $1,866 $1,903 $7,123 $7,643 $2,345 $2,408
Farmers $2,313 $2,294 $2,069 $2,188 $8,771 $9,027 $2,649 $2,777
GEICO $2,214 $2,202 $2,095 $2,161 $5,858 $5,765 $2,339 $2,181
Liberty Mutual $3,214 $3,474 $2,629 $2,939 $11,684 $12,993 $3,435 $3,671
Nationwide $1,917 $1,944 $1,740 $1,806 $5,097 $6,597 $2,132 $2,392
Progressive $2,513 $2,364 $2,058 $2,191 $10,404 $11,643 $2,957 $3,183
State Farm $2,844 $2,844 $2,544 $2,544 $8,311 $10,404 $3,206 $3,715
Travelers $1,429 $1,453 $1,331 $1,329 $7,385 $11,560 $1,358 $1,575
USAA $1,324 $1,347 $1,233 $1,209 $3,937 $4,370 $1,729 $1,867

Arley, AL Car Insurance Rates for Teens

How much is Arley, Alabama car insurance for teens? Compare rates from top Arley car insurance companies below to help find the cheapest teen car insurance in Arley, AL.

Annual Car Insurance Rates for Teen Drivers in Arley, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,123 $7,643
Farmers $8,771 $9,027
GEICO $5,858 $5,765
Liberty Mutual $11,684 $12,993
Nationwide $5,097 $6,597
Progressive $10,404 $11,643
State Farm $8,311 $10,404
Travelers $7,385 $11,560
USAA $3,937 $4,370

Arley, AL Car Insurance Rates for Seniors

Before seniors buy Arley, Alabama car insurance, they should make sure to shop around. Some Arley, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Arley, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,866 $1,903
Farmers $2,069 $2,188
GEICO $2,095 $2,161
Liberty Mutual $2,629 $2,939
Nationwide $1,740 $1,806
Progressive $2,058 $2,191
State Farm $2,544 $2,544
Travelers $1,331 $1,329
USAA $1,233 $1,209

Arley, AL Car Insurance Rates by Credit History

How does your credit history affect Arley, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Arley, Alabama

Insurance Company Poor Fair Good
Allstate $4,223 $3,316 $2,714
Farmers $4,500 $3,868 $3,666
GEICO $3,948 $2,813 $2,544
Liberty Mutual $7,894 $4,831 $3,790
Nationwide $3,571 $2,778 $2,510
Progressive $5,263 $4,513 $4,217
State Farm $7,382 $3,736 $2,537
Travelers $3,742 $3,241 $3,300
USAA $2,867 $1,857 $1,656

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Arley, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Arley, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Arley.

Annual Arley, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,909 $3,424 $4,054 $3,284
Farmers $3,370 $4,358 $4,250 $4,066
GEICO $2,089 $3,369 $4,162 $2,788
Liberty Mutual $4,314 $6,010 $5,880 $5,815
Nationwide $2,576 $2,576 $3,777 $2,883
Progressive $4,220 $5,304 $4,505 $4,628
State Farm $4,129 $5,068 $4,505 $4,505
Travelers $2,859 $3,001 $4,367 $3,483
USAA $1,635 $2,051 $3,053 $1,769

Arley, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Arley, AL car insurance rates. Compare rates below to see which Arley car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Arley, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,054
Farmers $4,250
GEICO $4,162
Liberty Mutual $5,880
Nationwide $3,777
Progressive $4,505
State Farm $4,505
Travelers $4,367
USAA $3,053

Arley, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Arley, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Arley companies based on commute time.

Annual Car Insurance Rates by Commute Length in Arley, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,418 $3,418
Farmers $4,011 $4,011
GEICO $3,046 $3,158
Liberty Mutual $5,505 $5,505
Nationwide $2,953 $2,953
Progressive $4,664 $4,664
State Farm $4,447 $4,657
Travelers $3,428 $3,428
USAA $2,029 $2,224

Arley, AL Cheapest Car Insurance Rates

How do the top Arley, Alabama car insurance companies’ average rates stack up against the Arley average monthly car insurance rates of $313? Take a look and see.

Best Annual Car Insurance Rates by Company in Arley, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Arley, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Arley, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Arley, Alabama

Insurance Company Average Annual Rates
Allstate $3,418
Farmers $4,011
GEICO $3,102
Liberty Mutual $5,505
Nationwide $2,953
Progressive $4,664
State Farm $4,552
Travelers $3,428
USAA $2,127

Other Factors Affecting Arley, AL Car Insurance Rates

Before you buy Arley, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Arley, AL Commute Time

How does your Arley, AL commute time compare with the average driver? In Arley, the average commute is 27.6 minutes.

Arley, AL Car Insurance Quotes

Compare Arley, AL car insurance quotes from multiple companies by entering your ZIP code now.