Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Arroyo Grande after a DUI is Liberty Mutual
  • Average car insurance rates in Arroyo Grande, CA are $235/month
  • Average car insurance rates in Arroyo Grande, CA for senior drivers are $1,708/year

Average car insurance rates in Arroyo Grande, California are $235 a month. But with a little research you can get a great deal from the top car insurance companies in Arroyo Grande, CA. Before you buy Arroyo Grande, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Arroyo Grande car insurance rates with San Jose car insurance rates, Anaheim car insurance rates, or Long Beach car insurance rates to make sure you’re getting the best Arroyo Grande, CA car insurance quotes available.

Need affordable Arroyo Grande, CA car insurance? Enter your ZIP code to compare Arroyo Grande car insurance quotes from multiple car insurance companies near you.

Arroyo Grande, CA Minimum Car Insurance Coverage

Arroyo Grande, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Arroyo Grande, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Arroyo Grande, CA Car Insurance Rates by Coverage Level

Some Arroyo Grande drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Arroyo Grande, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Arroyo Grande, California

Insurance Company Low Medium High
Allstate $3,241 $3,426 $3,532
Farmers $3,159 $3,432 $3,623
GEICO $2,280 $2,562 $2,753
Liberty Mutual $2,139 $2,319 $2,438
Nationwide $3,182 $3,606 $3,842
Progressive $1,774 $2,041 $2,127
State Farm $2,837 $3,181 $3,378
Travelers $2,311 $2,724 $2,923
USAA $2,248 $2,523 $2,658

Arroyo Grande, CA Car Insurance Rates by Age, Gender, and Marital Status

Arroyo Grande, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Arroyo Grande, CA car insurance, get quotes from multiple car insurance companies in the Arroyo Grande area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arroyo Grande, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,186 $2,187 $1,608 $1,624 $6,077 $7,641 $2,799 $3,077
Farmers $1,858 $1,858 $1,679 $1,679 $5,895 $9,623 $2,198 $2,446
GEICO $1,568 $1,568 $1,474 $1,474 $4,771 $4,848 $2,252 $2,299
Liberty Mutual $1,752 $1,658 $1,631 $1,581 $3,779 $4,029 $1,969 $1,990
Nationwide $2,498 $2,385 $2,193 $2,069 $6,319 $6,970 $2,976 $2,938
Progressive $1,253 $1,288 $1,072 $1,265 $3,294 $3,959 $1,792 $1,924
State Farm $2,467 $2,467 $2,206 $2,206 $4,540 $5,625 $2,731 $2,817
Travelers $1,993 $1,931 $1,773 $1,756 $4,059 $4,620 $2,572 $2,515
USAA $1,770 $1,677 $1,726 $1,733 $4,059 $4,079 $2,451 $2,317

Arroyo Grande, CA Car Insurance Rates for Teens

How much is Arroyo Grande, California car insurance for teens? Compare rates from top Arroyo Grande car insurance companies below to help find the cheapest teen car insurance in Arroyo Grande, CA.

Annual Car Insurance Rates for Teen Drivers in Arroyo Grande, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,077 $7,641
Farmers $5,895 $9,623
GEICO $4,771 $4,848
Liberty Mutual $3,779 $4,029
Nationwide $6,319 $6,970
Progressive $3,294 $3,959
State Farm $4,540 $5,625
Travelers $4,059 $4,620
USAA $4,059 $4,079

Arroyo Grande, CA Car Insurance Rates for Seniors

Before seniors buy Arroyo Grande, California car insurance, they should make sure to shop around. Some Arroyo Grande, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Arroyo Grande, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,608 $1,624
Farmers $1,679 $1,679
GEICO $1,474 $1,474
Liberty Mutual $1,631 $1,581
Nationwide $2,193 $2,069
Progressive $1,072 $1,265
State Farm $2,206 $2,206
Travelers $1,773 $1,756
USAA $1,726 $1,733

Arroyo Grande, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Arroyo Grande, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Arroyo Grande.

Annual Arroyo Grande, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,061 $3,454 $5,390 $2,696
Farmers $2,521 $3,429 $4,266 $3,402
GEICO $1,769 $2,736 $3,427 $2,195
Liberty Mutual $1,995 $2,673 $2,413 $2,114
Nationwide $2,479 $3,174 $5,347 $3,174
Progressive $1,304 $2,202 $2,545 $1,871
State Farm $2,235 $2,665 $5,035 $2,594
Travelers $1,792 $2,880 $3,332 $2,606
USAA $1,647 $2,450 $4,006 $1,803

Arroyo Grande, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Arroyo Grande, CA car insurance rates. Compare rates below to see which Arroyo Grande car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Arroyo Grande, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,390
Farmers $4,266
GEICO $3,427
Liberty Mutual $2,413
Nationwide $5,347
Progressive $2,545
State Farm $5,035
Travelers $3,332
USAA $4,006

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Arroyo Grande, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Arroyo Grande, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Arroyo Grande companies based on commute time.

Annual Car Insurance Rates by Commute Length in Arroyo Grande, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,074 $3,726
Farmers $3,089 $3,720
GEICO $2,300 $2,764
Liberty Mutual $2,112 $2,485
Nationwide $3,133 $3,953
Progressive $1,800 $2,162
State Farm $3,019 $3,246
Travelers $2,395 $2,910
USAA $2,281 $2,671

Arroyo Grande, CA Cheapest Car Insurance Rates

How do the top Arroyo Grande, California car insurance companies’ average rates stack up against the Arroyo Grande average monthly car insurance rates of $235? Take a look and see.

Best Annual Car Insurance Rates by Company in Arroyo Grande, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Arroyo Grande, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Arroyo Grande, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Arroyo Grande, California

Insurance Company Average Annual Rates
Allstate $3,400
Farmers $3,404
GEICO $2,532
Liberty Mutual $2,299
Nationwide $3,543
Progressive $1,981
State Farm $3,132
Travelers $2,653
USAA $2,476

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Other Factors Affecting Arroyo Grande, CA Car Insurance Rates

Before you buy Arroyo Grande, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Arroyo Grande, CA Car Theft Rates

The car theft rate in Arroyo Grande, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Arroyo Grande, California is 24 stolen cars.

Arroyo Grande, CA Commute Time

How does your Arroyo Grande, CA commute time compare with the average driver? In Arroyo Grande, the average commute is 22.3 minutes.

Arroyo Grande, CA Car Insurance Quotes

Compare Arroyo Grande, CA car insurance quotes from multiple companies by entering your ZIP code now.