Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Ash Flat for teen drivers is USAA
  • Average car insurance rates in Ash Flat, AR for senior drivers are $2,197/year
  • Average car insurance rates in Ash Flat, AR are $350/month

Average car insurance rates in Ash Flat, Arkansas are $350 a month. But with a little research you can get a great deal from the top car insurance companies in Ash Flat, AR. Before you buy Ash Flat, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Ash Flat car insurance rates with North Little Rock car insurance rates, Fayetteville car insurance rates, or Hot Springs car insurance rates to make sure you’re getting the best Ash Flat, AR car insurance quotes available.

Need affordable Ash Flat, AR car insurance? Enter your ZIP code to compare Ash Flat car insurance quotes from multiple car insurance companies near you.

Ash Flat, AR Minimum Car Insurance Coverage

Ash Flat, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Ash Flat, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Ash Flat, AR Car Insurance Rates by Coverage Level

Some Ash Flat drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Ash Flat, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Ash Flat, Arkansas

Insurance Company Low Medium High
Allstate $4,482 $4,610 $4,746
Farmers $4,235 $4,391 $4,672
GEICO $3,403 $3,535 $3,671
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $4,022 $3,922 $4,073
Progressive $5,472 $5,821 $6,450
State Farm $2,900 $3,022 $3,152
Travelers $5,999 $6,317 $6,581
USAA $1,948 $2,026 $2,127

Ash Flat, AR Car Insurance Rates by Age, Gender, and Marital Status

Ash Flat, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Ash Flat, AR car insurance, get quotes from multiple car insurance companies in the Ash Flat area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ash Flat, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,651 $2,678 $2,359 $2,524 $9,369 $11,190 $2,938 $3,193
Farmers $2,442 $2,433 $2,185 $2,291 $9,991 $10,356 $2,800 $2,963
GEICO $2,606 $2,582 $2,408 $2,340 $6,591 $6,629 $2,550 $2,586
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $3,153 $2,996 $2,587 $2,706 $13,169 $14,847 $3,774 $4,085
State Farm $1,960 $1,960 $1,730 $1,730 $5,346 $6,754 $2,202 $2,514
Travelers $2,365 $2,411 $2,325 $2,333 $13,618 $21,885 $2,522 $2,932
USAA $1,259 $1,272 $1,168 $1,178 $3,921 $4,107 $1,619 $1,746

Ash Flat, AR Car Insurance Rates for Teens

How much is Ash Flat, Arkansas car insurance for teens? Compare rates from top Ash Flat car insurance companies below to help find the cheapest teen car insurance in Ash Flat, AR.

Annual Car Insurance Rates for Teen Drivers in Ash Flat, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,369 $11,190
Farmers $9,991 $10,356
GEICO $6,591 $6,629
Liberty Mutual $7,977 $8,773
Nationwide $6,624 $8,442
Progressive $13,169 $14,847
State Farm $5,346 $6,754
Travelers $13,618 $21,885
USAA $3,921 $4,107

Ash Flat, AR Car Insurance Rates for Seniors

Before seniors buy Ash Flat, Arkansas car insurance, they should make sure to shop around. Some Ash Flat, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Ash Flat, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,359 $2,524
Farmers $2,185 $2,291
GEICO $2,408 $2,340
Liberty Mutual $2,208 $2,460
Nationwide $2,440 $2,578
Progressive $2,587 $2,706
State Farm $1,730 $1,730
Travelers $2,325 $2,333
USAA $1,168 $1,178

Ash Flat, AR Car Insurance Rates by Credit History

How does your credit history affect Ash Flat, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Ash Flat, Arkansas

Insurance Company Poor Fair Good
Allstate $5,798 $4,436 $3,604
Farmers $5,053 $4,222 $4,023
GEICO $4,238 $3,481 $2,890
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,733 $3,811 $3,473
Progressive $6,718 $5,715 $5,310
State Farm $4,384 $2,637 $2,052
Travelers $7,235 $6,029 $5,632
USAA $2,693 $1,840 $1,568

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Ash Flat, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Ash Flat, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Ash Flat.

Annual Ash Flat, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,828 $4,791 $5,288 $4,544
Farmers $3,749 $4,795 $4,683 $4,504
GEICO $2,385 $3,677 $5,517 $2,566
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $5,099 $7,077 $5,357 $6,125
State Farm $2,796 $3,253 $3,025 $3,025
Travelers $5,281 $5,456 $7,972 $6,486
USAA $1,566 $1,981 $2,852 $1,736

Ash Flat, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Ash Flat, AR car insurance rates. Compare rates below to see which Ash Flat car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Ash Flat, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,288
Farmers $4,683
GEICO $5,517
Liberty Mutual $5,070
Nationwide $5,453
Progressive $5,357
State Farm $3,025
Travelers $7,972
USAA $2,852

Ash Flat, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Ash Flat, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Ash Flat companies based on commute time.

Annual Car Insurance Rates by Commute Length in Ash Flat, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,613 $4,613
Farmers $4,433 $4,433
GEICO $3,516 $3,557
Liberty Mutual $3,923 $3,923
Nationwide $4,006 $4,006
Progressive $5,915 $5,915
State Farm $2,953 $3,096
Travelers $6,299 $6,299
USAA $1,975 $2,092

Ash Flat, AR Cheapest Car Insurance Rates

How do the top Ash Flat, Arkansas car insurance companies’ average rates stack up against the Ash Flat average monthly car insurance rates of $350? Take a look and see.

Best Annual Car Insurance Rates by Company in Ash Flat, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Ash Flat, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Ash Flat, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Ash Flat, Arkansas

Insurance Company Average Annual Rates
Allstate $4,613
Farmers $4,433
GEICO $3,536
Liberty Mutual $3,923
Nationwide $4,006
Progressive $5,915
State Farm $3,025
Travelers $6,299
USAA $2,034

Other Factors Affecting Ash Flat, AR Car Insurance Rates

Before you buy Ash Flat, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Ash Flat, AR Commute Time

How does your Ash Flat, AR commute time compare with the average driver? In Ash Flat, the average commute is 11.4 minutes.

Ash Flat, AR Car Insurance Quotes

Compare Ash Flat, AR car insurance quotes from multiple companies by entering your ZIP code now.