Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Ashland, CA are $319/month
  • The cheapest car insurance company in Ashland after a DUI is Liberty Mutual
  • Average car insurance rates in Ashland, CA for senior drivers are $2,285/year

Average car insurance rates in Ashland, California are $319 a month. But with a little research you can get a great deal from the top car insurance companies in Ashland, CA. Before you buy Ashland, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Ashland car insurance rates with Anaheim car insurance rates, San Francisco car insurance rates, or Long Beach car insurance rates to make sure you’re getting the best Ashland, CA car insurance quotes available.

Need affordable Ashland, CA car insurance? Enter your ZIP code to compare Ashland car insurance quotes from multiple car insurance companies near you.

Ashland, CA Minimum Car Insurance Coverage

Ashland, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Ashland, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Ashland, CA Car Insurance Rates by Coverage Level

Some Ashland drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Ashland, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Ashland, California

Insurance Company Low Medium High
Allstate $4,222 $4,490 $4,645
Farmers $4,897 $5,263 $5,521
GEICO $2,623 $2,885 $3,053
Liberty Mutual $2,904 $3,134 $3,284
Nationwide $4,661 $5,205 $5,502
Progressive $2,794 $3,152 $3,248
State Farm $3,937 $4,413 $4,676
Travelers $3,132 $3,624 $3,849
USAA $2,512 $2,790 $2,922

Ashland, CA Car Insurance Rates by Age, Gender, and Marital Status

Ashland, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Ashland, CA car insurance, get quotes from multiple car insurance companies in the Ashland area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ashland, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,864 $2,868 $2,091 $2,111 $7,958 $10,018 $3,671 $4,039
Farmers $2,831 $2,831 $2,547 $2,547 $9,053 $14,908 $3,357 $3,740
GEICO $1,766 $1,768 $1,662 $1,662 $5,372 $5,467 $2,536 $2,595
Liberty Mutual $2,354 $2,230 $2,186 $2,119 $5,158 $5,479 $2,657 $2,677
Nationwide $3,609 $3,449 $3,129 $2,954 $9,148 $10,093 $4,317 $4,284
Progressive $1,937 $1,994 $1,620 $1,934 $5,107 $6,173 $2,772 $2,980
State Farm $3,423 $3,423 $3,057 $3,057 $6,284 $7,792 $3,789 $3,908
Travelers $2,630 $2,549 $2,320 $2,294 $5,422 $6,262 $3,438 $3,366
USAA $1,965 $1,863 $1,916 $1,927 $4,452 $4,494 $2,731 $2,583

Ashland, CA Car Insurance Rates for Teens

How much is Ashland, California car insurance for teens? Compare rates from top Ashland car insurance companies below to help find the cheapest teen car insurance in Ashland, CA.

Annual Car Insurance Rates for Teen Drivers in Ashland, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,958 $10,018
Farmers $9,053 $14,908
GEICO $5,372 $5,467
Liberty Mutual $5,158 $5,479
Nationwide $9,148 $10,093
Progressive $5,107 $6,173
State Farm $6,284 $7,792
Travelers $5,422 $6,262
USAA $4,452 $4,494

Ashland, CA Car Insurance Rates for Seniors

Before seniors buy Ashland, California car insurance, they should make sure to shop around. Some Ashland, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Ashland, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,091 $2,111
Farmers $2,547 $2,547
GEICO $1,662 $1,662
Liberty Mutual $2,186 $2,119
Nationwide $3,129 $2,954
Progressive $1,620 $1,934
State Farm $3,057 $3,057
Travelers $2,320 $2,294
USAA $1,916 $1,927

Ashland, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Ashland, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Ashland.

Annual Ashland, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,683 $4,517 $7,089 $3,521
Farmers $3,858 $5,260 $6,563 $5,227
GEICO $1,997 $3,075 $3,865 $2,477
Liberty Mutual $2,697 $3,614 $3,260 $2,858
Nationwide $3,572 $4,577 $7,766 $4,577
Progressive $2,014 $3,407 $3,935 $2,903
State Farm $3,097 $3,694 $6,981 $3,595
Travelers $2,358 $3,832 $4,483 $3,467
USAA $1,821 $2,711 $4,439 $1,995

Ashland, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Ashland, CA car insurance rates. Compare rates below to see which Ashland car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Ashland, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,089
Farmers $6,563
GEICO $3,865
Liberty Mutual $3,260
Nationwide $7,766
Progressive $3,935
State Farm $6,981
Travelers $4,483
USAA $4,439

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Ashland, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Ashland, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Ashland companies based on commute time.

Annual Car Insurance Rates by Commute Length in Ashland, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,015 $4,890
Farmers $4,743 $5,710
GEICO $2,592 $3,115
Liberty Mutual $2,853 $3,362
Nationwide $4,521 $5,724
Progressive $2,776 $3,353
State Farm $4,185 $4,499
Travelers $3,174 $3,896
USAA $2,528 $2,954

Ashland, CA Cheapest Car Insurance Rates

How do the top Ashland, California car insurance companies’ average rates stack up against the Ashland average monthly car insurance rates of $319? Take a look and see.

Best Annual Car Insurance Rates by Company in Ashland, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Ashland, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Ashland, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Ashland, California

Insurance Company Average Annual Rates
Allstate $4,453
Farmers $5,227
GEICO $2,853
Liberty Mutual $3,107
Nationwide $5,123
Progressive $3,065
State Farm $4,342
Travelers $3,535
USAA $2,741

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Other Factors Affecting Ashland, CA Car Insurance Rates

Before you buy Ashland, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Ashland, CA Commute Time

How does your Ashland, CA commute time compare with the average driver? In Ashland, the average commute is 35.3 minutes.

Ashland, CA Car Insurance Quotes

Compare Ashland, CA car insurance quotes from multiple companies by entering your ZIP code now.