Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Ashville after a DUI is USAA
  • Average car insurance rates in Ashville, AL for senior drivers are $1,936/year
  • Average car insurance rates in Ashville, AL are $305/month

Average car insurance rates in Ashville, Alabama are $305 a month. But with a little research you can get a great deal from the top car insurance companies in Ashville, AL. Before you buy Ashville, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Ashville car insurance rates with Birmingham car insurance rates, Montgomery car insurance rates, or Mobile car insurance rates to make sure you’re getting the best Ashville, AL car insurance quotes available.

Need affordable Ashville, AL car insurance? Enter your ZIP code to compare Ashville car insurance quotes from multiple car insurance companies near you.

Ashville, AL Minimum Car Insurance Coverage

Ashville, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Ashville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Ashville, AL Car Insurance Rates by Coverage Level

Some Ashville drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Ashville, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Ashville, Alabama

Insurance Company Low Medium High
Allstate $3,291 $3,406 $3,537
Farmers $4,110 $4,281 $4,606
GEICO $2,590 $2,803 $3,054
Liberty Mutual $5,189 $5,413 $5,716
Nationwide $2,578 $2,574 $2,635
Progressive $4,071 $4,472 $4,934
State Farm $4,350 $4,585 $4,842
Travelers $3,032 $3,249 $3,277
USAA $2,012 $2,074 $2,169

Ashville, AL Car Insurance Rates by Age, Gender, and Marital Status

Ashville, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Ashville, AL car insurance, get quotes from multiple car insurance companies in the Ashville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ashville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,053 $1,956 $1,858 $1,893 $7,177 $7,709 $2,298 $2,349
Farmers $2,476 $2,455 $2,213 $2,347 $9,554 $9,828 $2,830 $2,955
GEICO $2,012 $2,002 $1,917 $1,984 $5,308 $5,206 $2,125 $1,972
Liberty Mutual $3,145 $3,396 $2,577 $2,880 $11,653 $12,951 $3,348 $3,566
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,396 $2,243 $1,966 $2,096 $10,106 $11,287 $2,817 $3,027
State Farm $2,825 $2,825 $2,552 $2,552 $8,491 $10,622 $3,189 $3,684
Travelers $1,314 $1,334 $1,232 $1,229 $6,894 $10,803 $1,249 $1,431
USAA $1,300 $1,321 $1,212 $1,189 $3,858 $4,279 $1,693 $1,828

Ashville, AL Car Insurance Rates for Teens

How much is Ashville, Alabama car insurance for teens? Compare rates from top Ashville car insurance companies below to help find the cheapest teen car insurance in Ashville, AL.

Annual Car Insurance Rates for Teen Drivers in Ashville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,177 $7,709
Farmers $9,554 $9,828
GEICO $5,308 $5,206
Liberty Mutual $11,653 $12,951
Nationwide $4,472 $5,749
Progressive $10,106 $11,287
State Farm $8,491 $10,622
Travelers $6,894 $10,803
USAA $3,858 $4,279

Ashville, AL Car Insurance Rates for Seniors

Before seniors buy Ashville, Alabama car insurance, they should make sure to shop around. Some Ashville, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Ashville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,858 $1,893
Farmers $2,213 $2,347
GEICO $1,917 $1,984
Liberty Mutual $2,577 $2,880
Nationwide $1,548 $1,600
Progressive $1,966 $2,096
State Farm $2,552 $2,552
Travelers $1,232 $1,229
USAA $1,212 $1,189

Ashville, AL Car Insurance Rates by Credit History

How does your credit history affect Ashville, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Ashville, Alabama

Insurance Company Poor Fair Good
Allstate $4,211 $3,313 $2,710
Farmers $4,857 $4,180 $3,960
GEICO $3,582 $2,555 $2,311
Liberty Mutual $7,792 $4,779 $3,747
Nationwide $3,130 $2,444 $2,211
Progressive $5,056 $4,350 $4,071
State Farm $7,438 $3,772 $2,567
Travelers $3,475 $3,013 $3,069
USAA $2,805 $1,823 $1,627

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Ashville, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Ashville, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Ashville.

Annual Ashville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,897 $3,417 $4,055 $3,276
Farmers $3,639 $4,713 $4,596 $4,381
GEICO $1,897 $3,056 $3,781 $2,528
Liberty Mutual $4,259 $5,947 $5,803 $5,748
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $4,059 $5,118 $4,345 $4,447
State Farm $4,148 $5,135 $4,543 $4,543
Travelers $2,657 $2,788 $4,066 $3,232
USAA $1,604 $2,012 $2,989 $1,735

Ashville, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Ashville, AL car insurance rates. Compare rates below to see which Ashville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Ashville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,055
Farmers $4,596
GEICO $3,781
Liberty Mutual $5,803
Nationwide $3,298
Progressive $4,345
State Farm $4,543
Travelers $4,066
USAA $2,989

Ashville, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Ashville, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Ashville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Ashville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,411 $3,411
Farmers $4,332 $4,332
GEICO $2,765 $2,866
Liberty Mutual $5,439 $5,439
Nationwide $2,595 $2,595
Progressive $4,492 $4,492
State Farm $4,483 $4,701
Travelers $3,186 $3,186
USAA $1,990 $2,180

Ashville, AL Cheapest Car Insurance Rates

How do the top Ashville, Alabama car insurance companies’ average rates stack up against the Ashville average monthly car insurance rates of $305? Take a look and see.

Best Annual Car Insurance Rates by Company in Ashville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Ashville, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Ashville, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Ashville, Alabama

Insurance Company Average Annual Rates
Allstate $3,411
Farmers $4,332
GEICO $2,816
Liberty Mutual $5,439
Nationwide $2,595
Progressive $4,492
State Farm $4,592
Travelers $3,186
USAA $2,085

Other Factors Affecting Ashville, AL Car Insurance Rates

Before you buy Ashville, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Ashville, AL Commute Time

How does your Ashville, AL commute time compare with the average driver? In Ashville, the average commute is 30.9 minutes.

Ashville, AL Car Insurance Quotes

Compare Ashville, AL car insurance quotes from multiple companies by entering your ZIP code now.