Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Auburn for teen drivers is USAA
  • Average car insurance rates in Auburn, AL are $291/month
  • The annual number of car thefts in Auburn is 75.

Average car insurance rates in Auburn, Alabama are $291 a month. But with a little research you can get a great deal from the top car insurance companies in Auburn, AL. Before you buy Auburn, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Auburn car insurance rates with Madison car insurance rates, Tuscaloosa car insurance rates, or Hoover car insurance rates to make sure you’re getting the best Auburn, AL car insurance quotes available.

Need affordable Auburn, AL car insurance? Enter your ZIP code to compare Auburn car insurance quotes from multiple car insurance companies near you.

Auburn, AL Minimum Car Insurance Coverage

Auburn, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Auburn, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Auburn, AL Car Insurance Rates by Coverage Level

Some Auburn drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Auburn, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Auburn, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $3,623 $3,789 $4,105
GEICO $2,572 $2,773 $3,010
Liberty Mutual $4,979 $5,191 $5,477
Nationwide $2,517 $2,512 $2,574
Progressive $3,593 $3,974 $4,407
State Farm $4,261 $4,525 $4,805
Travelers $3,158 $3,396 $3,435
USAA $2,021 $2,086 $2,185

Auburn, AL Car Insurance Rates by Age, Gender, and Marital Status

Auburn, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Auburn, AL car insurance, get quotes from multiple car insurance companies in the Auburn area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Auburn, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,200 $2,184 $1,966 $2,088 $8,468 $8,714 $2,497 $2,595
GEICO $2,007 $1,985 $1,897 $1,951 $5,231 $5,122 $2,121 $1,968
Liberty Mutual $3,045 $3,291 $2,495 $2,792 $11,073 $12,318 $3,247 $3,462
Nationwide $1,670 $1,691 $1,522 $1,577 $4,321 $5,576 $1,850 $2,068
Progressive $2,129 $1,990 $1,753 $1,867 $8,994 $10,029 $2,498 $2,669
State Farm $2,762 $2,762 $2,507 $2,507 $8,428 $10,571 $3,122 $3,584
Travelers $1,361 $1,381 $1,280 $1,275 $7,230 $11,350 $1,290 $1,473
USAA $1,308 $1,327 $1,222 $1,197 $3,887 $4,307 $1,700 $1,835

Auburn, AL Car Insurance Rates for Teens

How much is Auburn, Alabama car insurance for teens? Compare rates from top Auburn car insurance companies below to help find the cheapest teen car insurance in Auburn, AL.

Annual Car Insurance Rates for Teen Drivers in Auburn, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $8,468 $8,714
GEICO $5,231 $5,122
Liberty Mutual $11,073 $12,318
Nationwide $4,321 $5,576
Progressive $8,994 $10,029
State Farm $8,428 $10,571
Travelers $7,230 $11,350
USAA $3,887 $4,307

Auburn, AL Car Insurance Rates for Seniors

Before seniors buy Auburn, Alabama car insurance, they should make sure to shop around. Some Auburn, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Auburn, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $1,966 $2,088
GEICO $1,897 $1,951
Liberty Mutual $2,495 $2,792
Nationwide $1,522 $1,577
Progressive $1,753 $1,867
State Farm $2,507 $2,507
Travelers $1,280 $1,275
USAA $1,222 $1,197

Auburn, AL Car Insurance Rates by Credit History

How does your credit history affect Auburn, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Auburn, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $4,304 $3,703 $3,510
GEICO $3,543 $2,527 $2,286
Liberty Mutual $7,470 $4,580 $3,597
Nationwide $3,056 $2,387 $2,160
Progressive $4,488 $3,866 $3,619
State Farm $7,347 $3,718 $2,526
Travelers $3,632 $3,149 $3,209
USAA $2,818 $1,836 $1,640

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Auburn, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Auburn, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Auburn.

Annual Auburn, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,231 $4,178 $4,076 $3,870
GEICO $1,885 $3,026 $3,713 $2,517
Liberty Mutual $4,091 $5,693 $5,570 $5,508
Nationwide $2,219 $2,219 $3,225 $2,475
Progressive $3,598 $4,543 $3,882 $3,942
State Farm $4,084 $5,075 $4,481 $4,481
Travelers $2,774 $2,911 $4,255 $3,379
USAA $1,614 $2,025 $3,006 $1,746

Auburn, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Auburn, AL car insurance rates. Compare rates below to see which Auburn car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Auburn, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,610
Farmers $4,076
GEICO $3,713
Liberty Mutual $5,570
Nationwide $3,225
Progressive $3,882
State Farm $4,481
Travelers $4,255
USAA $3,006

Auburn, AL Car Insurance Rates by ZIP Code

Just like Auburn car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Auburn, AL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Auburn, Alabama

ZIP Code Average Annual Rates
36830 $3,531
36832 $3,607

Auburn, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Auburn, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Auburn companies based on commute time.

Annual Car Insurance Rates by Commute Length in Auburn, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $3,839 $3,839
GEICO $2,734 $2,836
Liberty Mutual $5,216 $5,216
Nationwide $2,534 $2,534
Progressive $3,991 $3,991
State Farm $4,418 $4,643
Travelers $3,330 $3,330
USAA $2,002 $2,194

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Auburn, AL Cheapest Car Insurance Rates

How do the top Auburn, Alabama car insurance companies’ average rates stack up against the Auburn average monthly car insurance rates of $291? Take a look and see.

Best Annual Car Insurance Rates by Company in Auburn, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Auburn, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Auburn, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Auburn, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $3,839
GEICO $2,785
Liberty Mutual $5,216
Nationwide $2,534
Progressive $3,991
State Farm $4,530
Travelers $3,330
USAA $2,098

Other Factors Affecting Auburn, AL Car Insurance Rates

Before you buy Auburn, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Auburn, AL Car Theft Rates

The car theft rate in Auburn, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Auburn, Alabama is 75 stolen cars.

Auburn, AL Commute Time

How does your Auburn, AL commute time compare with the average driver? In Auburn, the average commute is 20.2 minutes.

Auburn, AL Traffic

Spending time in Auburn traffic can lead to higher car insurance rates. According to INRIX data, Auburn, AL ranks as the 843rd-most congested with traffic in the world.

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Auburn, AL Car Insurance Quotes

Compare Auburn, AL car insurance quotes from multiple companies by entering your ZIP code now.