Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Avila Beach for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Avila Beach after a DUI is Liberty Mutual
  • Average car insurance rates in Avila Beach, CA for senior drivers are $1,774/year

Average car insurance rates in Avila Beach, California are $247 a month. But with a little research you can get a great deal from the top car insurance companies in Avila Beach, CA. Before you buy Avila Beach, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Avila Beach car insurance rates with Long Beach car insurance rates, Anaheim car insurance rates, or Fresno car insurance rates to make sure you’re getting the best Avila Beach, CA car insurance quotes available.

Need affordable Avila Beach, CA car insurance? Enter your ZIP code to compare Avila Beach car insurance quotes from multiple car insurance companies near you.

Avila Beach, CA Minimum Car Insurance Coverage

Avila Beach, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Avila Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Avila Beach, CA Car Insurance Rates by Coverage Level

Some Avila Beach drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Avila Beach, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Avila Beach, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $2,940 $3,182 $3,353
GEICO $2,282 $2,565 $2,754
Liberty Mutual $2,128 $2,306 $2,424
Nationwide $3,236 $3,653 $3,884
Progressive $1,882 $2,188 $2,285
State Farm $2,868 $3,203 $3,396
Travelers $2,304 $2,744 $2,956
USAA $2,246 $2,514 $2,642

Avila Beach, CA Car Insurance Rates by Age, Gender, and Marital Status

Avila Beach, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Avila Beach, CA car insurance, get quotes from multiple car insurance companies in the Avila Beach area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Avila Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $1,721 $1,721 $1,554 $1,554 $5,466 $8,946 $2,037 $2,268
GEICO $1,571 $1,571 $1,478 $1,478 $4,772 $4,846 $2,255 $2,301
Liberty Mutual $1,745 $1,651 $1,624 $1,574 $3,748 $4,001 $1,960 $1,983
Nationwide $2,529 $2,415 $2,216 $2,091 $6,412 $7,066 $3,017 $2,982
Progressive $1,337 $1,373 $1,147 $1,351 $3,533 $4,234 $1,916 $2,054
State Farm $2,489 $2,489 $2,224 $2,224 $4,566 $5,657 $2,754 $2,841
Travelers $2,010 $1,946 $1,784 $1,767 $4,096 $4,632 $2,581 $2,529
USAA $1,771 $1,675 $1,731 $1,736 $4,017 $4,046 $2,451 $2,314

Avila Beach, CA Car Insurance Rates for Teens

How much is Avila Beach, California car insurance for teens? Compare rates from top Avila Beach car insurance companies below to help find the cheapest teen car insurance in Avila Beach, CA.

Annual Car Insurance Rates for Teen Drivers in Avila Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $5,466 $8,946
GEICO $4,772 $4,846
Liberty Mutual $3,748 $4,001
Nationwide $6,412 $7,066
Progressive $3,533 $4,234
State Farm $4,566 $5,657
Travelers $4,096 $4,632
USAA $4,017 $4,046

Avila Beach, CA Car Insurance Rates for Seniors

Before seniors buy Avila Beach, California car insurance, they should make sure to shop around. Some Avila Beach, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Avila Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $1,554 $1,554
GEICO $1,478 $1,478
Liberty Mutual $1,624 $1,574
Nationwide $2,216 $2,091
Progressive $1,147 $1,351
State Farm $2,224 $2,224
Travelers $1,784 $1,767
USAA $1,731 $1,736

Avila Beach, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Avila Beach, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Avila Beach.

Annual Avila Beach, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $2,336 $3,180 $3,959 $3,157
GEICO $1,771 $2,736 $3,431 $2,197
Liberty Mutual $1,983 $2,658 $2,400 $2,102
Nationwide $2,513 $3,216 $5,420 $3,216
Progressive $1,392 $2,358 $2,720 $2,002
State Farm $2,250 $2,685 $5,075 $2,612
Travelers $1,803 $2,899 $3,347 $2,624
USAA $1,642 $2,442 $3,989 $1,798

Avila Beach, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Avila Beach, CA car insurance rates. Compare rates below to see which Avila Beach car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Avila Beach, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,445
Farmers $3,959
GEICO $3,431
Liberty Mutual $2,400
Nationwide $5,420
Progressive $2,720
State Farm $5,075
Travelers $3,347
USAA $3,989

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Avila Beach, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Avila Beach, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Avila Beach companies based on commute time.

Annual Car Insurance Rates by Commute Length in Avila Beach, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $2,866 $3,450
GEICO $2,302 $2,766
Liberty Mutual $2,100 $2,471
Nationwide $3,174 $4,008
Progressive $1,923 $2,314
State Farm $3,041 $3,270
Travelers $2,410 $2,927
USAA $2,276 $2,659

Avila Beach, CA Cheapest Car Insurance Rates

How do the top Avila Beach, California car insurance companies’ average rates stack up against the Avila Beach average monthly car insurance rates of $247? Take a look and see.

Best Annual Car Insurance Rates by Company in Avila Beach, California

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Avila Beach, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Avila Beach, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Avila Beach, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $3,158
GEICO $2,534
Liberty Mutual $2,286
Nationwide $3,591
Progressive $2,118
State Farm $3,156
Travelers $2,668
USAA $2,468

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Other Factors Affecting Avila Beach, CA Car Insurance Rates

Before you buy Avila Beach, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Avila Beach, CA Commute Time

How does your Avila Beach, CA commute time compare with the average driver? In Avila Beach, the average commute is 29.7 minutes.

Avila Beach, CA Car Insurance Quotes

Compare Avila Beach, CA car insurance quotes from multiple companies by entering your ZIP code now.