Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Baileyton, AL are $299/month
  • The cheapest car insurance company in Baileyton for teen drivers is USAA
  • The cheapest car insurance company in Baileyton after a DUI is USAA

Average car insurance rates in Baileyton, Alabama are $299 a month. But with a little research you can get a great deal from the top car insurance companies in Baileyton, AL. Before you buy Baileyton, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Baileyton car insurance rates with Tuscaloosa car insurance rates, Huntsville car insurance rates, or Montgomery car insurance rates to make sure you’re getting the best Baileyton, AL car insurance quotes available.

Need affordable Baileyton, AL car insurance? Enter your ZIP code to compare Baileyton car insurance quotes from multiple car insurance companies near you.

Baileyton, AL Minimum Car Insurance Coverage

Baileyton, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Baileyton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Baileyton, AL Car Insurance Rates by Coverage Level

Some Baileyton drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Baileyton, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Baileyton, Alabama

Insurance Company Low Medium High
Allstate $3,143 $3,238 $3,348
Farmers $4,007 $4,181 $4,512
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,891 $5,098 $5,376
Nationwide $2,600 $2,597 $2,660
Progressive $3,962 $4,348 $4,792
State Farm $4,238 $4,474 $4,732
Travelers $3,306 $3,555 $3,596
USAA $2,067 $2,130 $2,227

Baileyton, AL Car Insurance Rates by Age, Gender, and Marital Status

Baileyton, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Baileyton, AL car insurance, get quotes from multiple car insurance companies in the Baileyton area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Baileyton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,965 $1,874 $1,773 $1,807 $6,775 $7,272 $2,210 $2,265
Farmers $2,419 $2,399 $2,161 $2,294 $9,349 $9,617 $2,758 $2,874
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,984 $3,223 $2,448 $2,735 $10,900 $12,116 $3,179 $3,388
Nationwide $1,711 $1,732 $1,561 $1,615 $4,509 $5,801 $1,899 $2,121
Progressive $2,325 $2,177 $1,906 $2,034 $9,834 $10,984 $2,735 $2,943
State Farm $2,731 $2,731 $2,477 $2,477 $8,348 $10,425 $3,086 $3,574
Travelers $1,414 $1,436 $1,326 $1,323 $7,573 $11,939 $1,341 $1,534
USAA $1,327 $1,347 $1,238 $1,211 $3,987 $4,421 $1,733 $1,868

Baileyton, AL Car Insurance Rates for Teens

How much is Baileyton, Alabama car insurance for teens? Compare rates from top Baileyton car insurance companies below to help find the cheapest teen car insurance in Baileyton, AL.

Annual Car Insurance Rates for Teen Drivers in Baileyton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,775 $7,272
Farmers $9,349 $9,617
GEICO $4,963 $4,863
Liberty Mutual $10,900 $12,116
Nationwide $4,509 $5,801
Progressive $9,834 $10,984
State Farm $8,348 $10,425
Travelers $7,573 $11,939
USAA $3,987 $4,421

Baileyton, AL Car Insurance Rates for Seniors

Before seniors buy Baileyton, Alabama car insurance, they should make sure to shop around. Some Baileyton, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Baileyton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,773 $1,807
Farmers $2,161 $2,294
GEICO $1,810 $1,872
Liberty Mutual $2,448 $2,735
Nationwide $1,561 $1,615
Progressive $1,906 $2,034
State Farm $2,477 $2,477
Travelers $1,326 $1,323
USAA $1,238 $1,211

Baileyton, AL Car Insurance Rates by Credit History

How does your credit history affect Baileyton, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Baileyton, Alabama

Insurance Company Poor Fair Good
Allstate $4,007 $3,146 $2,575
Farmers $4,746 $4,085 $3,870
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,335 $4,499 $3,531
Nationwide $3,158 $2,466 $2,232
Progressive $4,914 $4,229 $3,958
State Farm $7,257 $3,681 $2,506
Travelers $3,800 $3,297 $3,360
USAA $2,880 $1,873 $1,671

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Baileyton, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Baileyton, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Baileyton.

Annual Baileyton, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,759 $3,247 $3,849 $3,115
Farmers $3,558 $4,607 $4,494 $4,276
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $4,015 $5,594 $5,467 $5,411
Nationwide $2,293 $2,293 $3,331 $2,558
Progressive $3,948 $4,978 $4,219 $4,324
State Farm $4,038 $5,022 $4,432 $4,432
Travelers $2,906 $3,049 $4,454 $3,534
USAA $1,646 $2,068 $3,071 $1,780

Baileyton, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Baileyton, AL car insurance rates. Compare rates below to see which Baileyton car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Baileyton, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,849
Farmers $4,494
GEICO $3,548
Liberty Mutual $5,467
Nationwide $3,331
Progressive $4,219
State Farm $4,432
Travelers $4,454
USAA $3,071

Baileyton, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Baileyton, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Baileyton companies based on commute time.

Annual Car Insurance Rates by Commute Length in Baileyton, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,243 $3,243
Farmers $4,234 $4,234
GEICO $2,591 $2,683
Liberty Mutual $5,122 $5,122
Nationwide $2,619 $2,619
Progressive $4,367 $4,367
State Farm $4,375 $4,588
Travelers $3,486 $3,486
USAA $2,044 $2,239

Baileyton, AL Cheapest Car Insurance Rates

How do the top Baileyton, Alabama car insurance companies’ average rates stack up against the Baileyton average monthly car insurance rates of $299? Take a look and see.

Best Annual Car Insurance Rates by Company in Baileyton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Baileyton, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Baileyton, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Baileyton, Alabama

Insurance Company Average Annual Rates
Allstate $3,243
Farmers $4,234
GEICO $2,637
Liberty Mutual $5,122
Nationwide $2,619
Progressive $4,367
State Farm $4,481
Travelers $3,486
USAA $2,141

Other Factors Affecting Baileyton, AL Car Insurance Rates

Before you buy Baileyton, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Baileyton, AL Commute Time

How does your Baileyton, AL commute time compare with the average driver? In Baileyton, the average commute is 30.6 minutes.

Baileyton, AL Car Insurance Quotes

Compare Baileyton, AL car insurance quotes from multiple companies by entering your ZIP code now.