Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Banks for teen drivers is USAA
  • Average car insurance rates in Banks, AL for senior drivers are $1,902/year
  • Average car insurance rates in Banks, AL are $296/month

Average car insurance rates in Banks, Alabama are $296 a month. But with a little research you can get a great deal from the top car insurance companies in Banks, AL. Before you buy Banks, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Banks car insurance rates with Huntsville car insurance rates, Tuscaloosa car insurance rates, or Dothan car insurance rates to make sure you’re getting the best Banks, AL car insurance quotes available.

Need affordable Banks, AL car insurance? Enter your ZIP code to compare Banks car insurance quotes from multiple car insurance companies near you.

Banks, AL Minimum Car Insurance Coverage

Banks, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Banks, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Banks, AL Car Insurance Rates by Coverage Level

Some Banks drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Banks, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Banks, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $3,815 $3,986 $4,310
GEICO $2,742 $2,952 $3,198
Liberty Mutual $4,905 $5,109 $5,385
Nationwide $2,529 $2,526 $2,589
Progressive $3,765 $4,202 $4,738
State Farm $4,023 $4,250 $4,494
Travelers $3,511 $3,736 $3,744
USAA $1,959 $2,023 $2,120

Banks, AL Car Insurance Rates by Age, Gender, and Marital Status

Banks, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Banks, AL car insurance, get quotes from multiple car insurance companies in the Banks area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Banks, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,311 $2,294 $2,066 $2,193 $8,908 $9,165 $2,626 $2,731
GEICO $2,147 $2,117 $2,014 $2,065 $5,548 $5,428 $2,276 $2,115
Liberty Mutual $3,064 $3,316 $2,521 $2,823 $10,689 $11,893 $3,270 $3,488
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,407 $2,272 $1,967 $2,110 $9,183 $10,232 $2,796 $2,914
State Farm $2,671 $2,671 $2,397 $2,397 $7,731 $9,735 $3,009 $3,436
Travelers $1,518 $1,544 $1,413 $1,412 $7,913 $12,389 $1,442 $1,676
USAA $1,272 $1,294 $1,188 $1,169 $3,747 $4,158 $1,655 $1,790

Banks, AL Car Insurance Rates for Teens

How much is Banks, Alabama car insurance for teens? Compare rates from top Banks car insurance companies below to help find the cheapest teen car insurance in Banks, AL.

Annual Car Insurance Rates for Teen Drivers in Banks, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $8,908 $9,165
GEICO $5,548 $5,428
Liberty Mutual $10,689 $11,893
Nationwide $4,358 $5,617
Progressive $9,183 $10,232
State Farm $7,731 $9,735
Travelers $7,913 $12,389
USAA $3,747 $4,158

Banks, AL Car Insurance Rates for Seniors

Before seniors buy Banks, Alabama car insurance, they should make sure to shop around. Some Banks, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Banks, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $2,066 $2,193
GEICO $2,014 $2,065
Liberty Mutual $2,521 $2,823
Nationwide $1,527 $1,581
Progressive $1,967 $2,110
State Farm $2,397 $2,397
Travelers $1,413 $1,412
USAA $1,188 $1,169

Banks, AL Car Insurance Rates by Credit History

How does your credit history affect Banks, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Banks, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $4,525 $3,895 $3,691
GEICO $3,771 $2,688 $2,432
Liberty Mutual $7,358 $4,500 $3,541
Nationwide $3,073 $2,400 $2,171
Progressive $4,821 $4,088 $3,796
State Farm $6,898 $3,494 $2,375
Travelers $3,998 $3,464 $3,528
USAA $2,732 $1,780 $1,590

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Banks, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Banks, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Banks.

Annual Banks, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,396 $4,394 $4,286 $4,071
GEICO $2,014 $3,219 $3,924 $2,698
Liberty Mutual $4,034 $5,588 $5,492 $5,418
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,836 $4,771 $4,111 $4,222
State Farm $3,865 $4,733 $4,212 $4,212
Travelers $3,055 $3,207 $4,673 $3,719
USAA $1,566 $1,962 $2,914 $1,694

Banks, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Banks, AL car insurance rates. Compare rates below to see which Banks car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Banks, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,610
Farmers $4,286
GEICO $3,924
Liberty Mutual $5,492
Nationwide $3,241
Progressive $4,111
State Farm $4,212
Travelers $4,673
USAA $2,914

Banks, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Banks, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Banks companies based on commute time.

Annual Car Insurance Rates by Commute Length in Banks, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $4,037 $4,037
GEICO $2,906 $3,021
Liberty Mutual $5,133 $5,133
Nationwide $2,548 $2,548
Progressive $4,235 $4,235
State Farm $4,151 $4,360
Travelers $3,663 $3,663
USAA $1,941 $2,127

Banks, AL Cheapest Car Insurance Rates

How do the top Banks, Alabama car insurance companies’ average rates stack up against the Banks average monthly car insurance rates of $296? Take a look and see.

Best Annual Car Insurance Rates by Company in Banks, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Banks, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Banks, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Banks, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $4,037
GEICO $2,964
Liberty Mutual $5,133
Nationwide $2,548
Progressive $4,235
State Farm $4,256
Travelers $3,663
USAA $2,034

Other Factors Affecting Banks, AL Car Insurance Rates

Before you buy Banks, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Banks, AL Commute Time

How does your Banks, AL commute time compare with the average driver? In Banks, the average commute is 37.6 minutes.

Banks, AL Car Insurance Quotes

Compare Banks, AL car insurance quotes from multiple companies by entering your ZIP code now.