Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Banks, AR are $355/month
  • The cheapest car insurance company in Banks for teen drivers is USAA
  • The cheapest car insurance company in Banks after a DUI is State Farm

Average car insurance rates in Banks, Arkansas are $355 a month. But with a little research you can get a great deal from the top car insurance companies in Banks, AR. Before you buy Banks, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Banks car insurance rates with Little Rock car insurance rates, Fayetteville car insurance rates, or Hot Springs car insurance rates to make sure you’re getting the best Banks, AR car insurance quotes available.

Need affordable Banks, AR car insurance? Enter your ZIP code to compare Banks car insurance quotes from multiple car insurance companies near you.

Banks, AR Minimum Car Insurance Coverage

Banks, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Banks, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Banks, AR Car Insurance Rates by Coverage Level

Some Banks drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Banks, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Banks, Arkansas

Insurance Company Low Medium High
Allstate $5,021 $5,148 $5,285
Farmers $4,233 $4,381 $4,643
GEICO $3,545 $3,679 $3,815
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $4,007 $3,868 $3,944
Progressive $5,617 $5,933 $6,497
State Farm $2,760 $2,874 $2,998
Travelers $5,678 $5,925 $6,116
USAA $2,158 $2,240 $2,345

Banks, AR Car Insurance Rates by Age, Gender, and Marital Status

Banks, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Banks, AR car insurance, get quotes from multiple car insurance companies in the Banks area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Banks, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,993 $3,039 $2,646 $2,838 $10,370 $12,336 $3,344 $3,644
Farmers $2,480 $2,474 $2,224 $2,327 $9,826 $10,182 $2,833 $3,003
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,706 $2,773 $2,421 $2,574 $6,408 $8,225 $3,077 $3,332
Progressive $3,345 $3,211 $2,739 $2,856 $13,002 $14,684 $3,998 $4,289
State Farm $1,878 $1,878 $1,654 $1,654 $5,052 $6,391 $2,108 $2,402
Travelers $2,276 $2,325 $2,215 $2,227 $12,672 $20,271 $2,418 $2,851
USAA $1,389 $1,406 $1,285 $1,299 $4,329 $4,542 $1,794 $1,939

Banks, AR Car Insurance Rates for Teens

How much is Banks, Arkansas car insurance for teens? Compare rates from top Banks car insurance companies below to help find the cheapest teen car insurance in Banks, AR.

Annual Car Insurance Rates for Teen Drivers in Banks, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,370 $12,336
Farmers $9,826 $10,182
GEICO $6,742 $6,800
Liberty Mutual $8,242 $9,071
Nationwide $6,408 $8,225
Progressive $13,002 $14,684
State Farm $5,052 $6,391
Travelers $12,672 $20,271
USAA $4,329 $4,542

Banks, AR Car Insurance Rates for Seniors

Before seniors buy Banks, Arkansas car insurance, they should make sure to shop around. Some Banks, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Banks, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,646 $2,838
Farmers $2,224 $2,327
GEICO $2,547 $2,475
Liberty Mutual $2,316 $2,583
Nationwide $2,421 $2,574
Progressive $2,739 $2,856
State Farm $1,654 $1,654
Travelers $2,215 $2,227
USAA $1,285 $1,299

Banks, AR Car Insurance Rates by Credit History

How does your credit history affect Banks, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Banks, Arkansas

Insurance Company Poor Fair Good
Allstate $6,490 $4,950 $4,015
Farmers $5,048 $4,202 $4,006
GEICO $4,411 $3,620 $3,007
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,684 $3,739 $3,396
Progressive $6,893 $5,795 $5,358
State Farm $4,169 $2,509 $1,953
Travelers $6,796 $5,650 $5,274
USAA $2,985 $2,031 $1,728

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Banks, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Banks, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Banks.

Annual Banks, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,298 $5,356 $5,878 $5,073
Farmers $3,743 $4,776 $4,661 $4,495
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $3,047 $3,960 $5,389 $3,363
Progressive $5,204 $7,136 $5,461 $6,261
State Farm $2,664 $3,090 $2,877 $2,877
Travelers $4,958 $5,123 $7,456 $6,090
USAA $1,728 $2,188 $3,158 $1,918

Banks, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Banks, AR car insurance rates. Compare rates below to see which Banks car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Banks, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,878
Farmers $4,661
GEICO $5,763
Liberty Mutual $5,277
Nationwide $5,389
Progressive $5,461
State Farm $2,877
Travelers $7,456
USAA $3,158

Banks, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Banks, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Banks companies based on commute time.

Annual Car Insurance Rates by Commute Length in Banks, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,151 $5,151
Farmers $4,419 $4,419
GEICO $3,661 $3,698
Liberty Mutual $4,090 $4,090
Nationwide $3,940 $3,940
Progressive $6,016 $6,016
State Farm $2,809 $2,945
Travelers $5,907 $5,907
USAA $2,183 $2,313

Banks, AR Cheapest Car Insurance Rates

How do the top Banks, Arkansas car insurance companies’ average rates stack up against the Banks average monthly car insurance rates of $355? Take a look and see.

Best Annual Car Insurance Rates by Company in Banks, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Banks, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Banks, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Banks, Arkansas

Insurance Company Average Annual Rates
Allstate $5,151
Farmers $4,419
GEICO $3,679
Liberty Mutual $4,090
Nationwide $3,940
Progressive $6,016
State Farm $2,877
Travelers $5,907
USAA $2,248

Other Factors Affecting Banks, AR Car Insurance Rates

Before you buy Banks, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Banks, AR Commute Time

How does your Banks, AR commute time compare with the average driver? In Banks, the average commute is 27.7 minutes.

Banks, AR Car Insurance Quotes

Compare Banks, AR car insurance quotes from multiple companies by entering your ZIP code now.