Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Banning, CA are $285/month
  • Average car insurance rates in Banning, CA for senior drivers are $2,057/year
  • The cheapest car insurance company in Banning after a DUI is Liberty Mutual

Average car insurance rates in Banning, California are $285 a month. But with a little research you can get a great deal from the top car insurance companies in Banning, CA. Before you buy Banning, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Banning car insurance rates with Anaheim car insurance rates, Oakland car insurance rates, or Sacramento car insurance rates to make sure you’re getting the best Banning, CA car insurance quotes available.

Need affordable Banning, CA car insurance? Enter your ZIP code to compare Banning car insurance quotes from multiple car insurance companies near you.

Banning, CA Minimum Car Insurance Coverage

Banning, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Banning, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Banning, CA Car Insurance Rates by Coverage Level

Some Banning drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Banning, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Banning, California

Insurance Company Low Medium High
Allstate $4,024 $4,286 $4,441
Farmers $4,379 $4,752 $5,011
GEICO $2,410 $2,714 $2,924
Liberty Mutual $2,484 $2,693 $2,838
Nationwide $3,680 $4,138 $4,407
Progressive $2,291 $2,673 $2,808
State Farm $3,896 $4,422 $4,715
Travelers $2,707 $3,160 $3,380
USAA $2,205 $2,463 $2,587

Banning, CA Car Insurance Rates by Age, Gender, and Marital Status

Banning, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Banning, CA car insurance, get quotes from multiple car insurance companies in the Banning area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Banning, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,753 $2,759 $1,999 $2,026 $7,536 $9,480 $3,541 $3,910
Farmers $2,563 $2,563 $2,316 $2,316 $8,173 $13,362 $3,037 $3,383
GEICO $1,664 $1,665 $1,566 $1,566 $5,042 $5,127 $2,388 $2,442
Liberty Mutual $2,041 $1,929 $1,896 $1,835 $4,378 $4,675 $2,295 $2,323
Nationwide $2,887 $2,761 $2,515 $2,377 $7,233 $7,996 $3,431 $3,401
Progressive $1,622 $1,667 $1,395 $1,646 $4,328 $5,198 $2,348 $2,521
State Farm $3,417 $3,417 $3,054 $3,054 $6,303 $7,829 $3,782 $3,898
Travelers $2,313 $2,244 $2,042 $2,020 $4,707 $5,396 $2,996 $2,938
USAA $1,737 $1,644 $1,701 $1,706 $3,929 $3,951 $2,406 $2,271

Banning, CA Car Insurance Rates for Teens

How much is Banning, California car insurance for teens? Compare rates from top Banning car insurance companies below to help find the cheapest teen car insurance in Banning, CA.

Annual Car Insurance Rates for Teen Drivers in Banning, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,536 $9,480
Farmers $8,173 $13,362
GEICO $5,042 $5,127
Liberty Mutual $4,378 $4,675
Nationwide $7,233 $7,996
Progressive $4,328 $5,198
State Farm $6,303 $7,829
Travelers $4,707 $5,396
USAA $3,929 $3,951

Banning, CA Car Insurance Rates for Seniors

Before seniors buy Banning, California car insurance, they should make sure to shop around. Some Banning, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Banning, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,999 $2,026
Farmers $2,316 $2,316
GEICO $1,566 $1,566
Liberty Mutual $1,896 $1,835
Nationwide $2,515 $2,377
Progressive $1,395 $1,646
State Farm $3,054 $3,054
Travelers $2,042 $2,020
USAA $1,701 $1,706

Banning, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Banning, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Banning.

Annual Banning, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,556 $4,319 $6,772 $3,355
Farmers $3,488 $4,747 $5,909 $4,713
GEICO $1,876 $2,892 $3,634 $2,328
Liberty Mutual $2,318 $3,106 $2,805 $2,457
Nationwide $2,846 $3,645 $6,165 $3,645
Progressive $1,693 $2,883 $3,348 $2,439
State Farm $3,101 $3,698 $6,981 $3,598
Travelers $2,071 $3,343 $3,890 $3,024
USAA $1,609 $2,389 $3,912 $1,762

Banning, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Banning, CA car insurance rates. Compare rates below to see which Banning car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Banning, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,772
Farmers $5,909
GEICO $3,634
Liberty Mutual $2,805
Nationwide $6,165
Progressive $3,348
State Farm $6,981
Travelers $3,890
USAA $3,912

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Banning, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Banning, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Banning companies based on commute time.

Annual Car Insurance Rates by Commute Length in Banning, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,833 $4,668
Farmers $4,277 $5,151
GEICO $2,437 $2,928
Liberty Mutual $2,451 $2,892
Nationwide $3,601 $4,550
Progressive $2,353 $2,829
State Farm $4,185 $4,503
Travelers $2,775 $3,389
USAA $2,229 $2,607

Banning, CA Cheapest Car Insurance Rates

How do the top Banning, California car insurance companies’ average rates stack up against the Banning average monthly car insurance rates of $285? Take a look and see.

Best Annual Car Insurance Rates by Company in Banning, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Banning, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Banning, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Banning, California

Insurance Company Average Annual Rates
Allstate $4,250
Farmers $4,714
GEICO $2,683
Liberty Mutual $2,672
Nationwide $4,075
Progressive $2,591
State Farm $4,344
Travelers $3,082
USAA $2,418

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Other Factors Affecting Banning, CA Car Insurance Rates

Before you buy Banning, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Banning, CA Car Theft Rates

The car theft rate in Banning, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Banning, California is 123 stolen cars.

Banning, CA Commute Time

How does your Banning, CA commute time compare with the average driver? In Banning, the average commute is 26.6 minutes.

Banning, CA Car Insurance Quotes

Compare Banning, CA car insurance quotes from multiple companies by entering your ZIP code now.