Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Bearden, AR are $341/month
  • The cheapest car insurance company in Bearden for teen drivers is USAA
  • Average car insurance rates in Bearden, AR for senior drivers are $2,184/year

Average car insurance rates in Bearden, Arkansas are $341 a month. But with a little research you can get a great deal from the top car insurance companies in Bearden, AR. Before you buy Bearden, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Bearden car insurance rates with Conway car insurance rates, Fort Smith car insurance rates, or Jonesboro car insurance rates to make sure you’re getting the best Bearden, AR car insurance quotes available.

Need affordable Bearden, AR car insurance? Enter your ZIP code to compare Bearden car insurance quotes from multiple car insurance companies near you.

Bearden, AR Minimum Car Insurance Coverage

Bearden, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Bearden, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Bearden, AR Car Insurance Rates by Coverage Level

Some Bearden drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Bearden, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Bearden, Arkansas

Insurance Company Low Medium High
Allstate $4,964 $5,082 $5,208
Farmers $4,112 $4,263 $4,532
GEICO $3,545 $3,679 $3,815
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $4,007 $3,868 $3,944
Progressive $4,635 $4,912 $5,401
State Farm $2,635 $2,748 $2,871
Travelers $5,601 $5,849 $6,044
USAA $2,132 $2,212 $2,314

Bearden, AR Car Insurance Rates by Age, Gender, and Marital Status

Bearden, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Bearden, AR car insurance, get quotes from multiple car insurance companies in the Bearden area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bearden, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,971 $3,023 $2,618 $2,810 $10,184 $12,100 $3,332 $3,639
Farmers $2,387 $2,380 $2,138 $2,241 $9,648 $9,999 $2,733 $2,894
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,706 $2,773 $2,421 $2,574 $6,408 $8,225 $3,077 $3,332
Progressive $2,703 $2,581 $2,218 $2,311 $10,956 $12,361 $3,236 $3,493
State Farm $1,772 $1,772 $1,569 $1,569 $4,891 $6,168 $1,991 $2,279
Travelers $2,231 $2,277 $2,182 $2,191 $12,548 $20,057 $2,376 $2,789
USAA $1,372 $1,389 $1,269 $1,282 $4,273 $4,484 $1,770 $1,913

Bearden, AR Car Insurance Rates for Teens

How much is Bearden, Arkansas car insurance for teens? Compare rates from top Bearden car insurance companies below to help find the cheapest teen car insurance in Bearden, AR.

Annual Car Insurance Rates for Teen Drivers in Bearden, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,184 $12,100
Farmers $9,648 $9,999
GEICO $6,742 $6,800
Liberty Mutual $8,242 $9,071
Nationwide $6,408 $8,225
Progressive $10,956 $12,361
State Farm $4,891 $6,168
Travelers $12,548 $20,057
USAA $4,273 $4,484

Bearden, AR Car Insurance Rates for Seniors

Before seniors buy Bearden, Arkansas car insurance, they should make sure to shop around. Some Bearden, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Bearden, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,618 $2,810
Farmers $2,138 $2,241
GEICO $2,547 $2,475
Liberty Mutual $2,316 $2,583
Nationwide $2,421 $2,574
Progressive $2,218 $2,311
State Farm $1,569 $1,569
Travelers $2,182 $2,191
USAA $1,269 $1,282

Bearden, AR Car Insurance Rates by Credit History

How does your credit history affect Bearden, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Bearden, Arkansas

Insurance Company Poor Fair Good
Allstate $6,406 $4,883 $3,965
Farmers $4,909 $4,095 $3,903
GEICO $4,411 $3,620 $3,007
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,684 $3,739 $3,396
Progressive $5,681 $4,808 $4,458
State Farm $3,986 $2,400 $1,868
Travelers $6,705 $5,579 $5,210
USAA $2,946 $2,005 $1,706

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Bearden, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Bearden, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Bearden.

Annual Bearden, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,251 $5,290 $5,792 $5,006
Farmers $3,641 $4,653 $4,542 $4,373
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $3,047 $3,960 $5,389 $3,363
Progressive $4,304 $5,938 $4,518 $5,170
State Farm $2,539 $2,963 $2,751 $2,751
Travelers $4,891 $5,054 $7,370 $6,010
USAA $1,706 $2,159 $3,118 $1,893

Bearden, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Bearden, AR car insurance rates. Compare rates below to see which Bearden car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Bearden, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,792
Farmers $4,542
GEICO $5,763
Liberty Mutual $5,277
Nationwide $5,389
Progressive $4,518
State Farm $2,751
Travelers $7,370
USAA $3,118

Bearden, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Bearden, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Bearden companies based on commute time.

Annual Car Insurance Rates by Commute Length in Bearden, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,085 $5,085
Farmers $4,302 $4,302
GEICO $3,661 $3,698
Liberty Mutual $4,090 $4,090
Nationwide $3,940 $3,940
Progressive $4,983 $4,983
State Farm $2,687 $2,816
Travelers $5,831 $5,831
USAA $2,155 $2,283

Bearden, AR Cheapest Car Insurance Rates

How do the top Bearden, Arkansas car insurance companies’ average rates stack up against the Bearden average monthly car insurance rates of $341? Take a look and see.

Best Annual Car Insurance Rates by Company in Bearden, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Bearden, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Bearden, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Bearden, Arkansas

Insurance Company Average Annual Rates
Allstate $5,085
Farmers $4,302
GEICO $3,679
Liberty Mutual $4,090
Nationwide $3,940
Progressive $4,983
State Farm $2,751
Travelers $5,831
USAA $2,219

Other Factors Affecting Bearden, AR Car Insurance Rates

Before you buy Bearden, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Bearden, AR Commute Time

How does your Bearden, AR commute time compare with the average driver? In Bearden, the average commute is 16.7 minutes.

Bearden, AR Car Insurance Quotes

Compare Bearden, AR car insurance quotes from multiple companies by entering your ZIP code now.