Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Belk, AL are $304/month
  • The cheapest car insurance company in Belk for teen drivers is USAA
  • The cheapest car insurance company in Belk after a DUI is USAA

Average car insurance rates in Belk, Alabama are $304 a month. But with a little research you can get a great deal from the top car insurance companies in Belk, AL. Before you buy Belk, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Belk car insurance rates with Madison car insurance rates, Birmingham car insurance rates, or Dothan car insurance rates to make sure you’re getting the best Belk, AL car insurance quotes available.

Need affordable Belk, AL car insurance? Enter your ZIP code to compare Belk car insurance quotes from multiple car insurance companies near you.

Belk, AL Minimum Car Insurance Coverage

Belk, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Belk, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Belk, AL Car Insurance Rates by Coverage Level

Some Belk drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Belk, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Belk, Alabama

Insurance Company Low Medium High
Allstate $3,227 $3,331 $3,452
Farmers $4,070 $4,265 $4,635
GEICO $2,726 $2,919 $3,149
Liberty Mutual $4,990 $5,181 $5,437
Nationwide $2,566 $2,535 $2,589
Progressive $3,799 $4,144 $4,542
State Farm $4,278 $4,514 $4,767
Travelers $3,466 $3,698 $3,713
USAA $2,066 $2,126 $2,217

Belk, AL Car Insurance Rates by Age, Gender, and Marital Status

Belk, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Belk, AL car insurance, get quotes from multiple car insurance companies in the Belk area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belk, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,032 $1,941 $1,831 $1,867 $6,941 $7,446 $2,290 $2,349
Farmers $2,466 $2,447 $2,203 $2,344 $9,586 $9,862 $2,791 $2,888
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,070 $3,319 $2,517 $2,813 $10,945 $12,168 $3,282 $3,508
Nationwide $1,701 $1,729 $1,544 $1,607 $4,316 $5,612 $1,882 $2,113
Progressive $2,285 $2,162 $1,874 $1,984 $9,156 $10,252 $2,693 $2,889
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,502 $1,526 $1,402 $1,398 $7,841 $12,264 $1,425 $1,650
USAA $1,331 $1,354 $1,239 $1,215 $3,950 $4,385 $1,737 $1,877

Belk, AL Car Insurance Rates for Teens

How much is Belk, Alabama car insurance for teens? Compare rates from top Belk car insurance companies below to help find the cheapest teen car insurance in Belk, AL.

Annual Car Insurance Rates for Teen Drivers in Belk, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,941 $7,446
Farmers $9,586 $9,862
GEICO $5,465 $5,384
Liberty Mutual $10,945 $12,168
Nationwide $4,316 $5,612
Progressive $9,156 $10,252
State Farm $8,309 $10,427
Travelers $7,841 $12,264
USAA $3,950 $4,385

Belk, AL Car Insurance Rates for Seniors

Before seniors buy Belk, Alabama car insurance, they should make sure to shop around. Some Belk, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Belk, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,831 $1,867
Farmers $2,203 $2,344
GEICO $1,993 $2,033
Liberty Mutual $2,517 $2,813
Nationwide $1,544 $1,607
Progressive $1,874 $1,984
State Farm $2,520 $2,520
Travelers $1,402 $1,398
USAA $1,239 $1,215

Belk, AL Car Insurance Rates by Credit History

How does your credit history affect Belk, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Belk, Alabama

Insurance Company Poor Fair Good
Allstate $4,126 $3,237 $2,648
Farmers $4,842 $4,173 $3,955
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,461 $4,563 $3,584
Nationwide $3,099 $2,411 $2,179
Progressive $4,716 $4,022 $3,749
State Farm $7,329 $3,709 $2,520
Travelers $3,958 $3,428 $3,492
USAA $2,881 $1,865 $1,663

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Belk, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Belk, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Belk.

Annual Belk, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,845 $3,346 $3,951 $3,207
Farmers $3,640 $4,711 $4,595 $4,348
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,081 $5,675 $5,561 $5,495
Nationwide $2,238 $2,238 $3,273 $2,503
Progressive $3,772 $4,714 $4,022 $4,140
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $3,021 $3,172 $4,627 $3,684
USAA $1,642 $2,059 $3,067 $1,777

Belk, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Belk, AL car insurance rates. Compare rates below to see which Belk car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Belk, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,951
Farmers $4,595
GEICO $3,878
Liberty Mutual $5,561
Nationwide $3,273
Progressive $4,022
State Farm $4,472
Travelers $4,627
USAA $3,067

Belk, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Belk, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Belk companies based on commute time.

Annual Car Insurance Rates by Commute Length in Belk, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,337 $3,337
Farmers $4,323 $4,323
GEICO $2,876 $2,987
Liberty Mutual $5,203 $5,203
Nationwide $2,563 $2,563
Progressive $4,162 $4,162
State Farm $4,410 $4,629
Travelers $3,626 $3,626
USAA $2,038 $2,234

Belk, AL Cheapest Car Insurance Rates

How do the top Belk, Alabama car insurance companies’ average rates stack up against the Belk average monthly car insurance rates of $304? Take a look and see.

Best Annual Car Insurance Rates by Company in Belk, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Belk, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Belk, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Belk, Alabama

Insurance Company Average Annual Rates
Allstate $3,337
Farmers $4,323
GEICO $2,931
Liberty Mutual $5,203
Nationwide $2,563
Progressive $4,162
State Farm $4,519
Travelers $3,626
USAA $2,136

Other Factors Affecting Belk, AL Car Insurance Rates

Before you buy Belk, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Belk, AL Commute Time

How does your Belk, AL commute time compare with the average driver? In Belk, the average commute is 23.4 minutes.

Belk, AL Car Insurance Quotes

Compare Belk, AL car insurance quotes from multiple companies by entering your ZIP code now.