Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Bella Vista after a DUI is State Farm
  • Average car insurance rates in Bella Vista, AR are $316/month
  • Average car insurance rates in Bella Vista, AR for senior drivers are $1,942/year

Average car insurance rates in Bella Vista, Arkansas are $316 a month. But with a little research you can get a great deal from the top car insurance companies in Bella Vista, AR. Before you buy Bella Vista, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Bella Vista car insurance rates with North Little Rock car insurance rates, Conway car insurance rates, or Bentonville car insurance rates to make sure you’re getting the best Bella Vista, AR car insurance quotes available.

Need affordable Bella Vista, AR car insurance? Enter your ZIP code to compare Bella Vista car insurance quotes from multiple car insurance companies near you.

Bella Vista, AR Minimum Car Insurance Coverage

Bella Vista, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Bella Vista, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Bella Vista, AR Car Insurance Rates by Coverage Level

Some Bella Vista drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Bella Vista, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Bella Vista, Arkansas

Insurance Company Low Medium High
Allstate $4,665 $4,792 $4,928
Farmers $3,774 $3,932 $4,214
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,771 $3,672 $3,792
Progressive $4,321 $4,646 $5,214
State Farm $2,271 $2,399 $2,536
Travelers $5,407 $5,710 $5,969
USAA $2,014 $2,095 $2,200

Bella Vista, AR Car Insurance Rates by Age, Gender, and Marital Status

Bella Vista, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Bella Vista, AR car insurance, get quotes from multiple car insurance companies in the Bella Vista area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bella Vista, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,693 $2,706 $2,412 $2,576 $9,910 $11,893 $2,961 $3,208
Farmers $2,138 $2,123 $1,910 $2,013 $9,127 $9,442 $2,456 $2,582
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,533 $2,577 $2,279 $2,401 $6,227 $7,903 $2,910 $3,130
Progressive $2,430 $2,281 $2,001 $2,102 $10,807 $12,139 $2,905 $3,148
State Farm $1,480 $1,480 $1,338 $1,338 $4,434 $5,557 $1,670 $1,921
Travelers $2,063 $2,097 $2,071 $2,070 $12,478 $20,031 $2,226 $2,526
USAA $1,287 $1,294 $1,199 $1,198 $4,122 $4,302 $1,651 $1,772

Bella Vista, AR Car Insurance Rates for Teens

How much is Bella Vista, Arkansas car insurance for teens? Compare rates from top Bella Vista car insurance companies below to help find the cheapest teen car insurance in Bella Vista, AR.

Annual Car Insurance Rates for Teen Drivers in Bella Vista, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,910 $11,893
Farmers $9,127 $9,442
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,227 $7,903
Progressive $10,807 $12,139
State Farm $4,434 $5,557
Travelers $12,478 $20,031
USAA $4,122 $4,302

Bella Vista, AR Car Insurance Rates for Seniors

Before seniors buy Bella Vista, Arkansas car insurance, they should make sure to shop around. Some Bella Vista, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Bella Vista, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,412 $2,576
Farmers $1,910 $2,013
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,279 $2,401
Progressive $2,001 $2,102
State Farm $1,338 $1,338
Travelers $2,071 $2,070
USAA $1,199 $1,198

Bella Vista, AR Car Insurance Rates by Credit History

How does your credit history affect Bella Vista, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Bella Vista, Arkansas

Insurance Company Poor Fair Good
Allstate $6,014 $4,621 $3,750
Farmers $4,517 $3,792 $3,611
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,424 $3,563 $3,248
Progressive $5,326 $4,580 $4,274
State Farm $3,476 $2,096 $1,634
Travelers $6,520 $5,459 $5,107
USAA $2,778 $1,905 $1,627

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Bella Vista, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Bella Vista, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Bella Vista.

Annual Bella Vista, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,947 $4,971 $5,537 $4,726
Farmers $3,353 $4,308 $4,209 $4,025
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,925 $3,765 $5,075 $3,215
Progressive $4,065 $5,695 $4,276 $4,870
State Farm $2,194 $2,610 $2,402 $2,402
Travelers $4,764 $4,921 $7,247 $5,849
USAA $1,613 $2,051 $2,958 $1,790

Bella Vista, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Bella Vista, AR car insurance rates. Compare rates below to see which Bella Vista car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Bella Vista, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,537
Farmers $4,209
GEICO $4,432
Liberty Mutual $4,956
Nationwide $5,075
Progressive $4,276
State Farm $2,402
Travelers $7,247
USAA $2,958

Bella Vista, AR Car Insurance Rates by ZIP Code

Just like Bella Vista car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Bella Vista, AR car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Bella Vista, Arkansas

ZIP Code Average Annual Rates
72714 $3,900
72715 $3,901

Bella Vista, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Bella Vista, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Bella Vista companies based on commute time.

Annual Car Insurance Rates by Commute Length in Bella Vista, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,795 $4,795
Farmers $3,974 $3,974
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,745 $3,745
Progressive $4,727 $4,727
State Farm $2,344 $2,460
Travelers $5,695 $5,695
USAA $2,044 $2,162

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Bella Vista, AR Cheapest Car Insurance Rates

How do the top Bella Vista, Arkansas car insurance companies’ average rates stack up against the Bella Vista average monthly car insurance rates of $316? Take a look and see.

Best Annual Car Insurance Rates by Company in Bella Vista, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Bella Vista, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Bella Vista, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Bella Vista, Arkansas

Insurance Company Average Annual Rates
Allstate $4,795
Farmers $3,974
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,745
Progressive $4,727
State Farm $2,402
Travelers $5,695
USAA $2,103

Other Factors Affecting Bella Vista, AR Car Insurance Rates

Before you buy Bella Vista, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Bella Vista, AR Commute Time

How does your Bella Vista, AR commute time compare with the average driver? In Bella Vista, the average commute is 26.1 minutes.

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Bella Vista, AR Car Insurance Quotes

Compare Bella Vista, AR car insurance quotes from multiple companies by entering your ZIP code now.