Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Bellamy after a DUI is USAA
  • Average car insurance rates in Bellamy, AL are $317/month
  • Average car insurance rates in Bellamy, AL for senior drivers are $2,011/year

Average car insurance rates in Bellamy, Alabama are $317 a month. But with a little research you can get a great deal from the top car insurance companies in Bellamy, AL. Before you buy Bellamy, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Bellamy car insurance rates with Tuscaloosa car insurance rates, Mobile car insurance rates, or Huntsville car insurance rates to make sure you’re getting the best Bellamy, AL car insurance quotes available.

Need affordable Bellamy, AL car insurance? Enter your ZIP code to compare Bellamy car insurance quotes from multiple car insurance companies near you.

Bellamy, AL Minimum Car Insurance Coverage

Bellamy, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Bellamy, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Bellamy, AL Car Insurance Rates by Coverage Level

Some Bellamy drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Bellamy, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Bellamy, Alabama

Insurance Company Low Medium High
Allstate $3,335 $3,448 $3,584
Farmers $3,898 $4,048 $4,330
GEICO $2,726 $2,919 $3,149
Liberty Mutual $5,295 $5,509 $5,798
Nationwide $2,624 $2,595 $2,649
Progressive $3,937 $4,358 $4,864
State Farm $4,158 $4,375 $4,610
Travelers $4,391 $4,719 $4,769
USAA $2,151 $2,216 $2,317

Bellamy, AL Car Insurance Rates by Age, Gender, and Marital Status

Bellamy, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Bellamy, AL car insurance, get quotes from multiple car insurance companies in the Bellamy area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bellamy, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,059 $1,929 $1,968 $7,049 $7,554 $2,436 $2,505
Farmers $2,351 $2,329 $2,102 $2,224 $8,984 $9,241 $2,690 $2,814
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,260 $3,526 $2,670 $2,987 $11,651 $12,962 $3,486 $3,728
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,443 $2,305 $1,997 $2,134 $9,609 $10,734 $2,854 $3,018
State Farm $2,747 $2,747 $2,462 $2,462 $7,969 $10,016 $3,096 $3,552
Travelers $1,846 $1,877 $1,723 $1,721 $10,091 $16,000 $1,742 $2,012
USAA $1,388 $1,414 $1,294 $1,274 $4,111 $4,567 $1,813 $1,963

Bellamy, AL Car Insurance Rates for Teens

How much is Bellamy, Alabama car insurance for teens? Compare rates from top Bellamy car insurance companies below to help find the cheapest teen car insurance in Bellamy, AL.

Annual Car Insurance Rates for Teen Drivers in Bellamy, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,049 $7,554
Farmers $8,984 $9,241
GEICO $5,465 $5,384
Liberty Mutual $11,651 $12,962
Nationwide $4,418 $5,752
Progressive $9,609 $10,734
State Farm $7,969 $10,016
Travelers $10,091 $16,000
USAA $4,111 $4,567

Bellamy, AL Car Insurance Rates for Seniors

Before seniors buy Bellamy, Alabama car insurance, they should make sure to shop around. Some Bellamy, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Bellamy, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,968
Farmers $2,102 $2,224
GEICO $1,993 $2,033
Liberty Mutual $2,670 $2,987
Nationwide $1,577 $1,642
Progressive $1,997 $2,134
State Farm $2,462 $2,462
Travelers $1,723 $1,721
USAA $1,294 $1,274

Bellamy, AL Car Insurance Rates by Credit History

How does your credit history affect Bellamy, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Bellamy, Alabama

Insurance Company Poor Fair Good
Allstate $4,287 $3,345 $2,735
Farmers $4,585 $3,949 $3,742
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,943 $4,851 $3,808
Nationwide $3,171 $2,467 $2,229
Progressive $4,978 $4,238 $3,944
State Farm $7,103 $3,597 $2,444
Travelers $5,044 $4,375 $4,461
USAA $3,000 $1,947 $1,737

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Bellamy, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Bellamy, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Bellamy.

Annual Bellamy, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $3,472 $4,060 $3,324
Farmers $3,438 $4,450 $4,338 $4,143
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,339 $6,035 $5,915 $5,845
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,974 $4,961 $4,245 $4,367
State Farm $3,978 $4,874 $4,337 $4,337
Travelers $3,852 $4,042 $5,920 $4,692
USAA $1,713 $2,146 $3,200 $1,853

Bellamy, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Bellamy, AL car insurance rates. Compare rates below to see which Bellamy car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Bellamy, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,060
Farmers $4,338
GEICO $3,878
Liberty Mutual $5,915
Nationwide $3,353
Progressive $4,245
State Farm $4,337
Travelers $5,920
USAA $3,200

Bellamy, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Bellamy, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Bellamy companies based on commute time.

Annual Car Insurance Rates by Commute Length in Bellamy, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,456 $3,456
Farmers $4,092 $4,092
GEICO $2,876 $2,987
Liberty Mutual $5,534 $5,534
Nationwide $2,623 $2,623
Progressive $4,387 $4,387
State Farm $4,276 $4,487
Travelers $4,627 $4,627
USAA $2,126 $2,330

Bellamy, AL Cheapest Car Insurance Rates

How do the top Bellamy, Alabama car insurance companies’ average rates stack up against the Bellamy average monthly car insurance rates of $317? Take a look and see.

Best Annual Car Insurance Rates by Company in Bellamy, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Bellamy, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Bellamy, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Bellamy, Alabama

Insurance Company Average Annual Rates
Allstate $3,456
Farmers $4,092
GEICO $2,931
Liberty Mutual $5,534
Nationwide $2,623
Progressive $4,387
State Farm $4,381
Travelers $4,627
USAA $2,228

Other Factors Affecting Bellamy, AL Car Insurance Rates

Before you buy Bellamy, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Bellamy, AL Commute Time

How does your Bellamy, AL commute time compare with the average driver? In Bellamy, the average commute is 21.0 minutes.

Bellamy, AL Car Insurance Quotes

Compare Bellamy, AL car insurance quotes from multiple companies by entering your ZIP code now.