Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Belle Fontaine for teen drivers is USAA
  • Average car insurance rates in Belle Fontaine, AL for senior drivers are $2,185/year
  • Average car insurance rates in Belle Fontaine, AL are $348/month

Average car insurance rates in Belle Fontaine, Alabama are $348 a month. But with a little research you can get a great deal from the top car insurance companies in Belle Fontaine, AL. Before you buy Belle Fontaine, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Belle Fontaine car insurance rates with Huntsville car insurance rates, Auburn car insurance rates, or Hoover car insurance rates to make sure you’re getting the best Belle Fontaine, AL car insurance quotes available.

Need affordable Belle Fontaine, AL car insurance? Enter your ZIP code to compare Belle Fontaine car insurance quotes from multiple car insurance companies near you.

Belle Fontaine, AL Minimum Car Insurance Coverage

Belle Fontaine, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Belle Fontaine, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Belle Fontaine, AL Car Insurance Rates by Coverage Level

Some Belle Fontaine drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Belle Fontaine, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Belle Fontaine, Alabama

Insurance Company Low Medium High
Allstate $3,531 $3,670 $3,831
Farmers $4,629 $4,851 $5,279
GEICO $2,812 $3,049 $3,326
Liberty Mutual $5,398 $5,660 $6,012
Nationwide $2,872 $2,870 $2,937
Progressive $5,090 $5,665 $6,342
State Farm $4,761 $5,035 $5,324
Travelers $4,103 $4,422 $4,480
USAA $2,180 $2,258 $2,376

Belle Fontaine, AL Car Insurance Rates by Age, Gender, and Marital Status

Belle Fontaine, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Belle Fontaine, AL car insurance, get quotes from multiple car insurance companies in the Belle Fontaine area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belle Fontaine, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,183 $2,073 $1,987 $2,024 $7,836 $8,430 $2,420 $2,465
Farmers $2,817 $2,801 $2,519 $2,677 $10,860 $11,179 $3,191 $3,312
GEICO $2,173 $2,165 $2,074 $2,157 $5,812 $5,692 $2,299 $2,128
Liberty Mutual $3,286 $3,552 $2,696 $3,022 $12,199 $13,573 $3,488 $3,702
Nationwide $1,874 $1,896 $1,705 $1,765 $5,017 $6,468 $2,085 $2,334
Progressive $3,147 $2,959 $2,580 $2,756 $12,565 $14,027 $3,675 $3,882
State Farm $3,051 $3,051 $2,771 $2,771 $9,432 $11,798 $3,453 $3,992
Travelers $1,706 $1,731 $1,608 $1,601 $9,518 $15,077 $1,609 $1,830
USAA $1,404 $1,422 $1,318 $1,292 $4,236 $4,692 $1,830 $1,976

Belle Fontaine, AL Car Insurance Rates for Teens

How much is Belle Fontaine, Alabama car insurance for teens? Compare rates from top Belle Fontaine car insurance companies below to help find the cheapest teen car insurance in Belle Fontaine, AL.

Annual Car Insurance Rates for Teen Drivers in Belle Fontaine, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,836 $8,430
Farmers $10,860 $11,179
GEICO $5,812 $5,692
Liberty Mutual $12,199 $13,573
Nationwide $5,017 $6,468
Progressive $12,565 $14,027
State Farm $9,432 $11,798
Travelers $9,518 $15,077
USAA $4,236 $4,692

Belle Fontaine, AL Car Insurance Rates for Seniors

Before seniors buy Belle Fontaine, Alabama car insurance, they should make sure to shop around. Some Belle Fontaine, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Belle Fontaine, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,987 $2,024
Farmers $2,519 $2,677
GEICO $2,074 $2,157
Liberty Mutual $2,696 $3,022
Nationwide $1,705 $1,765
Progressive $2,580 $2,756
State Farm $2,771 $2,771
Travelers $1,608 $1,601
USAA $1,318 $1,292

Belle Fontaine, AL Car Insurance Rates by Credit History

How does your credit history affect Belle Fontaine, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Belle Fontaine, Alabama

Insurance Company Poor Fair Good
Allstate $4,532 $3,577 $2,924
Farmers $5,519 $4,743 $4,496
GEICO $3,897 $2,778 $2,512
Liberty Mutual $8,141 $5,003 $3,925
Nationwide $3,490 $2,724 $2,465
Progressive $6,451 $5,510 $5,136
State Farm $8,181 $4,135 $2,805
Travelers $4,722 $4,101 $4,182
USAA $3,037 $1,993 $1,784

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Belle Fontaine, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Belle Fontaine, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Belle Fontaine.

Annual Belle Fontaine, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,110 $3,681 $4,391 $3,529
Farmers $4,143 $5,356 $5,225 $4,954
GEICO $2,054 $3,326 $4,135 $2,734
Liberty Mutual $4,461 $6,216 $6,071 $6,010
Nationwide $2,527 $2,527 $3,692 $2,825
Progressive $5,148 $6,452 $5,537 $5,658
State Farm $4,536 $5,656 $4,984 $4,984
Travelers $3,605 $3,782 $5,562 $4,390
USAA $1,747 $2,196 $3,254 $1,889

Belle Fontaine, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Belle Fontaine, AL car insurance rates. Compare rates below to see which Belle Fontaine car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Belle Fontaine, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,391
Farmers $5,225
GEICO $4,135
Liberty Mutual $6,071
Nationwide $3,692
Progressive $5,537
State Farm $4,984
Travelers $5,562
USAA $3,254

Belle Fontaine, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Belle Fontaine, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Belle Fontaine companies based on commute time.

Annual Car Insurance Rates by Commute Length in Belle Fontaine, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,677 $3,677
Farmers $4,920 $4,920
GEICO $3,008 $3,117
Liberty Mutual $5,690 $5,690
Nationwide $2,893 $2,893
Progressive $5,699 $5,699
State Farm $4,917 $5,163
Travelers $4,335 $4,335
USAA $2,167 $2,376

Belle Fontaine, AL Cheapest Car Insurance Rates

How do the top Belle Fontaine, Alabama car insurance companies’ average rates stack up against the Belle Fontaine average monthly car insurance rates of $348? Take a look and see.

Best Annual Car Insurance Rates by Company in Belle Fontaine, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Belle Fontaine, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Belle Fontaine, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Belle Fontaine, Alabama

Insurance Company Average Annual Rates
Allstate $3,677
Farmers $4,920
GEICO $3,062
Liberty Mutual $5,690
Nationwide $2,893
Progressive $5,699
State Farm $5,040
Travelers $4,335
USAA $2,271

Other Factors Affecting Belle Fontaine, AL Car Insurance Rates

Before you buy Belle Fontaine, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Belle Fontaine, AL Commute Time

How does your Belle Fontaine, AL commute time compare with the average driver? In Belle Fontaine, the average commute is 32.8 minutes.

Belle Fontaine, AL Car Insurance Quotes

Compare Belle Fontaine, AL car insurance quotes from multiple companies by entering your ZIP code now.