Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Benton after a DUI is State Farm
  • The cheapest car insurance company in Benton for teen drivers is USAA
  • Average car insurance rates in Benton, AR are $356/month

Average car insurance rates in Benton, Arkansas are $356 a month. But with a little research you can get a great deal from the top car insurance companies in Benton, AR. Before you buy Benton, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Benton car insurance rates with Fayetteville car insurance rates, Bentonville car insurance rates, or Pine Bluff car insurance rates to make sure you’re getting the best Benton, AR car insurance quotes available.

Need affordable Benton, AR car insurance? Enter your ZIP code to compare Benton car insurance quotes from multiple car insurance companies near you.

Benton, AR Minimum Car Insurance Coverage

Benton, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Benton, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Benton, AR Car Insurance Rates by Coverage Level

Some Benton drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Benton, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Benton, Arkansas

Insurance Company Low Medium High
Allstate $5,240 $5,398 $5,565
Farmers $4,059 $4,242 $4,573
GEICO $3,484 $3,650 $3,819
Liberty Mutual $4,207 $4,336 $4,564
Nationwide $4,488 $4,372 $4,533
Progressive $4,751 $5,137 $5,820
State Farm $2,749 $2,908 $3,072
Travelers $5,483 $5,800 $6,072
USAA $2,242 $2,334 $2,450

Benton, AR Car Insurance Rates by Age, Gender, and Marital Status

Benton, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Benton, AR car insurance, get quotes from multiple car insurance companies in the Benton area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Benton, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,975 $2,979 $2,669 $2,854 $11,323 $13,627 $3,259 $3,523
Farmers $2,273 $2,255 $2,025 $2,140 $9,975 $10,332 $2,606 $2,726
GEICO $2,574 $2,534 $2,364 $2,298 $7,153 $7,128 $2,559 $2,596
Liberty Mutual $2,466 $2,641 $2,383 $2,663 $9,201 $10,140 $2,674 $2,788
Nationwide $2,995 $3,048 $2,686 $2,834 $7,473 $9,510 $3,452 $3,720
Progressive $2,687 $2,521 $2,217 $2,323 $11,981 $13,468 $3,211 $3,479
State Farm $1,779 $1,779 $1,611 $1,611 $5,401 $6,771 $2,011 $2,313
Travelers $2,104 $2,140 $2,102 $2,104 $12,646 $20,344 $2,264 $2,576
USAA $1,426 $1,436 $1,326 $1,328 $4,600 $4,804 $1,839 $1,978

Benton, AR Car Insurance Rates for Teens

How much is Benton, Arkansas car insurance for teens? Compare rates from top Benton car insurance companies below to help find the cheapest teen car insurance in Benton, AR.

Annual Car Insurance Rates for Teen Drivers in Benton, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,323 $13,627
Farmers $9,975 $10,332
GEICO $7,153 $7,128
Liberty Mutual $9,201 $10,140
Nationwide $7,473 $9,510
Progressive $11,981 $13,468
State Farm $5,401 $6,771
Travelers $12,646 $20,344
USAA $4,600 $4,804

Benton, AR Car Insurance Rates for Seniors

Before seniors buy Benton, Arkansas car insurance, they should make sure to shop around. Some Benton, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Benton, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,669 $2,854
Farmers $2,025 $2,140
GEICO $2,364 $2,298
Liberty Mutual $2,383 $2,663
Nationwide $2,686 $2,834
Progressive $2,217 $2,323
State Farm $1,611 $1,611
Travelers $2,102 $2,104
USAA $1,326 $1,328

Benton, AR Car Insurance Rates by Credit History

How does your credit history affect Benton, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Benton, Arkansas

Insurance Company Poor Fair Good
Allstate $6,774 $5,210 $4,219
Farmers $4,863 $4,104 $3,908
GEICO $4,370 $3,600 $2,983
Liberty Mutual $6,297 $3,821 $2,990
Nationwide $5,287 $4,244 $3,863
Progressive $5,895 $5,075 $4,738
State Farm $4,217 $2,537 $1,975
Travelers $6,625 $5,544 $5,186
USAA $3,100 $2,119 $1,807

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Benton, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Benton, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Benton.

Annual Benton, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,419 $5,603 $6,261 $5,322
Farmers $3,623 $4,655 $4,555 $4,332
GEICO $2,502 $3,805 $5,604 $2,693
Liberty Mutual $2,959 $4,848 $5,678 $3,993
Nationwide $3,468 $4,489 $6,081 $3,820
Progressive $4,502 $6,311 $4,738 $5,392
State Farm $2,654 $3,166 $2,910 $2,910
Travelers $4,842 $5,001 $7,354 $5,942
USAA $1,793 $2,283 $3,301 $1,991

Benton, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Benton, AR car insurance rates. Compare rates below to see which Benton car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Benton, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,261
Farmers $4,555
GEICO $5,604
Liberty Mutual $5,678
Nationwide $6,081
Progressive $4,738
State Farm $2,910
Travelers $7,354
USAA $3,301

Benton, AR Car Insurance Rates by ZIP Code

Just like Benton car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Benton, AR car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Benton, Arkansas

ZIP Code Average Annual Rates
72015 $4,381
72019 $4,376

Benton, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Benton, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Benton companies based on commute time.

Annual Car Insurance Rates by Commute Length in Benton, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,401 $5,401
Farmers $4,291 $4,291
GEICO $3,618 $3,684
Liberty Mutual $4,369 $4,369
Nationwide $4,465 $4,465
Progressive $5,236 $5,236
State Farm $2,838 $2,981
Travelers $5,785 $5,785
USAA $2,276 $2,408

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Benton, AR Cheapest Car Insurance Rates

How do the top Benton, Arkansas car insurance companies’ average rates stack up against the Benton average monthly car insurance rates of $356? Take a look and see.

Best Annual Car Insurance Rates by Company in Benton, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Benton, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Benton, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Benton, Arkansas

Insurance Company Average Annual Rates
Allstate $5,401
Farmers $4,291
GEICO $3,651
Liberty Mutual $4,369
Nationwide $4,465
Progressive $5,236
State Farm $2,910
Travelers $5,785
USAA $2,342

Other Factors Affecting Benton, AR Car Insurance Rates

Before you buy Benton, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Benton, AR Commute Time

How does your Benton, AR commute time compare with the average driver? In Benton, the average commute is 17.0 minutes.

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Benton, AR Car Insurance Quotes

Compare Benton, AR car insurance quotes from multiple companies by entering your ZIP code now.