Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Bergman, AR are $316/month
  • Average car insurance rates in Bergman, AR for senior drivers are $1,979/year
  • The cheapest car insurance company in Bergman for teen drivers is USAA

Average car insurance rates in Bergman, Arkansas are $316 a month. But with a little research you can get a great deal from the top car insurance companies in Bergman, AR. Before you buy Bergman, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Bergman car insurance rates with Fort Smith car insurance rates, North Little Rock car insurance rates, or Bentonville car insurance rates to make sure you’re getting the best Bergman, AR car insurance quotes available.

Need affordable Bergman, AR car insurance? Enter your ZIP code to compare Bergman car insurance quotes from multiple car insurance companies near you.

Bergman, AR Minimum Car Insurance Coverage

Bergman, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Bergman, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Bergman, AR Car Insurance Rates by Coverage Level

Some Bergman drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Bergman, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Bergman, Arkansas

Insurance Company Low Medium High
Allstate $4,442 $4,553 $4,674
Farmers $3,766 $3,913 $4,174
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $4,879 $5,208 $5,811
State Farm $2,351 $2,463 $2,585
Travelers $5,197 $5,458 $5,673
USAA $1,975 $2,051 $2,149

Bergman, AR Car Insurance Rates by Age, Gender, and Marital Status

Bergman, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Bergman, AR car insurance, get quotes from multiple car insurance companies in the Bergman area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bergman, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,628 $2,657 $2,338 $2,500 $9,227 $11,014 $2,916 $3,171
Farmers $2,139 $2,122 $1,912 $2,014 $9,037 $9,338 $2,458 $2,587
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,781 $2,630 $2,281 $2,393 $11,934 $13,441 $3,326 $3,609
State Farm $1,563 $1,563 $1,395 $1,395 $4,447 $5,591 $1,759 $2,018
Travelers $2,032 $2,069 $2,016 $2,018 $11,815 $18,901 $2,178 $2,515
USAA $1,277 $1,291 $1,183 $1,194 $3,959 $4,151 $1,642 $1,772

Bergman, AR Car Insurance Rates for Teens

How much is Bergman, Arkansas car insurance for teens? Compare rates from top Bergman car insurance companies below to help find the cheapest teen car insurance in Bergman, AR.

Annual Car Insurance Rates for Teen Drivers in Bergman, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,227 $11,014
Farmers $9,037 $9,338
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $11,934 $13,441
State Farm $4,447 $5,591
Travelers $11,815 $18,901
USAA $3,959 $4,151

Bergman, AR Car Insurance Rates for Seniors

Before seniors buy Bergman, Arkansas car insurance, they should make sure to shop around. Some Bergman, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Bergman, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,338 $2,500
Farmers $1,912 $2,014
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $2,281 $2,393
State Farm $1,395 $1,395
Travelers $2,016 $2,018
USAA $1,183 $1,194

Bergman, AR Car Insurance Rates by Credit History

How does your credit history affect Bergman, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Bergman, Arkansas

Insurance Company Poor Fair Good
Allstate $5,725 $4,383 $3,561
Farmers $4,494 $3,769 $3,589
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $6,000 $5,127 $4,771
State Farm $3,570 $2,152 $1,677
Travelers $6,246 $5,212 $4,871
USAA $2,729 $1,861 $1,586

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Bergman, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Bergman, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Bergman.

Annual Bergman, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,785 $4,728 $5,222 $4,490
Farmers $3,333 $4,281 $4,183 $4,007
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,563 $6,360 $4,797 $5,477
State Farm $2,267 $2,665 $2,466 $2,466
Travelers $4,559 $4,710 $6,901 $5,602
USAA $1,585 $2,004 $2,887 $1,758

Bergman, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Bergman, AR car insurance rates. Compare rates below to see which Bergman car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Bergman, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,222
Farmers $4,183
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $4,797
State Farm $2,466
Travelers $6,901
USAA $2,887

Bergman, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Bergman, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Bergman companies based on commute time.

Annual Car Insurance Rates by Commute Length in Bergman, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,556 $4,556
Farmers $3,951 $3,951
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $5,299 $5,299
State Farm $2,408 $2,524
Travelers $5,443 $5,443
USAA $2,000 $2,117

Bergman, AR Cheapest Car Insurance Rates

How do the top Bergman, Arkansas car insurance companies’ average rates stack up against the Bergman average monthly car insurance rates of $316? Take a look and see.

Best Annual Car Insurance Rates by Company in Bergman, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Bergman, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Bergman, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Bergman, Arkansas

Insurance Company Average Annual Rates
Allstate $4,556
Farmers $3,951
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $5,299
State Farm $2,466
Travelers $5,443
USAA $2,059

Other Factors Affecting Bergman, AR Car Insurance Rates

Before you buy Bergman, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Bergman, AR Commute Time

How does your Bergman, AR commute time compare with the average driver? In Bergman, the average commute is 16.4 minutes.

Bergman, AR Car Insurance Quotes

Compare Bergman, AR car insurance quotes from multiple companies by entering your ZIP code now.