Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Billingsley for teen drivers is USAA
  • Average car insurance rates in Billingsley, AL are $309/month
  • The cheapest car insurance company in Billingsley after a DUI is USAA

Average car insurance rates in Billingsley, Alabama are $309 a month. But with a little research you can get a great deal from the top car insurance companies in Billingsley, AL. Before you buy Billingsley, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Billingsley car insurance rates with Decatur car insurance rates, Mobile car insurance rates, or Birmingham car insurance rates to make sure you’re getting the best Billingsley, AL car insurance quotes available.

Need affordable Billingsley, AL car insurance? Enter your ZIP code to compare Billingsley car insurance quotes from multiple car insurance companies near you.

Billingsley, AL Minimum Car Insurance Coverage

Billingsley, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Billingsley, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Billingsley, AL Car Insurance Rates by Coverage Level

Some Billingsley drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Billingsley, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Billingsley, Alabama

Insurance Company Low Medium High
Allstate $3,091 $3,205 $3,331
Farmers $3,765 $3,938 $4,264
GEICO $2,454 $2,647 $2,876
Liberty Mutual $5,289 $5,509 $5,804
Nationwide $2,625 $2,626 $2,691
Progressive $4,068 $4,489 $4,977
State Farm $4,587 $4,859 $5,145
Travelers $3,607 $3,872 $3,909
USAA $2,085 $2,151 $2,250

Billingsley, AL Car Insurance Rates by Age, Gender, and Marital Status

Billingsley, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Billingsley, AL car insurance, get quotes from multiple car insurance companies in the Billingsley area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Billingsley, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,933 $1,845 $1,750 $1,785 $6,739 $7,249 $2,164 $2,209
Farmers $2,298 $2,283 $2,054 $2,181 $8,772 $9,029 $2,599 $2,698
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,228 $3,490 $2,638 $2,954 $11,752 $13,079 $3,448 $3,682
Nationwide $1,733 $1,754 $1,579 $1,635 $4,544 $5,859 $1,923 $2,150
Progressive $2,451 $2,305 $2,008 $2,139 $10,025 $11,210 $2,876 $3,077
State Farm $2,960 $2,960 $2,685 $2,685 $9,061 $11,354 $3,348 $3,855
Travelers $1,546 $1,571 $1,446 $1,442 $8,237 $12,974 $1,464 $1,687
USAA $1,351 $1,374 $1,260 $1,240 $3,986 $4,424 $1,758 $1,904

Billingsley, AL Car Insurance Rates for Teens

How much is Billingsley, Alabama car insurance for teens? Compare rates from top Billingsley car insurance companies below to help find the cheapest teen car insurance in Billingsley, AL.

Annual Car Insurance Rates for Teen Drivers in Billingsley, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,739 $7,249
Farmers $8,772 $9,029
GEICO $4,975 $4,882
Liberty Mutual $11,752 $13,079
Nationwide $4,544 $5,859
Progressive $10,025 $11,210
State Farm $9,061 $11,354
Travelers $8,237 $12,974
USAA $3,986 $4,424

Billingsley, AL Car Insurance Rates for Seniors

Before seniors buy Billingsley, Alabama car insurance, they should make sure to shop around. Some Billingsley, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Billingsley, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,750 $1,785
Farmers $2,054 $2,181
GEICO $1,817 $1,869
Liberty Mutual $2,638 $2,954
Nationwide $1,579 $1,635
Progressive $2,008 $2,139
State Farm $2,685 $2,685
Travelers $1,446 $1,442
USAA $1,260 $1,240

Billingsley, AL Car Insurance Rates by Credit History

How does your credit history affect Billingsley, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Billingsley, Alabama

Insurance Company Poor Fair Good
Allstate $3,964 $3,117 $2,547
Farmers $4,471 $3,848 $3,649
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,930 $4,858 $3,814
Nationwide $3,191 $2,494 $2,257
Progressive $5,095 $4,364 $4,074
State Farm $7,892 $3,991 $2,708
Travelers $4,141 $3,589 $3,657
USAA $2,909 $1,891 $1,687

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Billingsley, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Billingsley, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Billingsley.

Annual Billingsley, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,732 $3,220 $3,803 $3,082
Farmers $3,362 $4,342 $4,236 $4,017
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,341 $6,039 $5,912 $5,844
Nationwide $2,316 $2,316 $3,371 $2,585
Progressive $4,079 $5,121 $4,369 $4,476
State Farm $4,383 $5,451 $4,810 $4,810
Travelers $3,162 $3,319 $4,848 $3,853
USAA $1,663 $2,084 $3,102 $1,800

Billingsley, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Billingsley, AL car insurance rates. Compare rates below to see which Billingsley car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Billingsley, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,803
Farmers $4,236
GEICO $3,547
Liberty Mutual $5,912
Nationwide $3,371
Progressive $4,369
State Farm $4,810
Travelers $4,848
USAA $3,102

Billingsley, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Billingsley, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Billingsley companies based on commute time.

Annual Car Insurance Rates by Commute Length in Billingsley, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,209 $3,209
Farmers $3,989 $3,989
GEICO $2,610 $2,708
Liberty Mutual $5,534 $5,534
Nationwide $2,647 $2,647
Progressive $4,511 $4,511
State Farm $4,744 $4,983
Travelers $3,796 $3,796
USAA $2,063 $2,261

Billingsley, AL Cheapest Car Insurance Rates

How do the top Billingsley, Alabama car insurance companies’ average rates stack up against the Billingsley average monthly car insurance rates of $309? Take a look and see.

Best Annual Car Insurance Rates by Company in Billingsley, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Billingsley, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Billingsley, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Billingsley, Alabama

Insurance Company Average Annual Rates
Allstate $3,209
Farmers $3,989
GEICO $2,659
Liberty Mutual $5,534
Nationwide $2,647
Progressive $4,511
State Farm $4,864
Travelers $3,796
USAA $2,162

Other Factors Affecting Billingsley, AL Car Insurance Rates

Before you buy Billingsley, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Billingsley, AL Commute Time

How does your Billingsley, AL commute time compare with the average driver? In Billingsley, the average commute is 32.5 minutes.

Billingsley, AL Car Insurance Quotes

Compare Billingsley, AL car insurance quotes from multiple companies by entering your ZIP code now.