Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Bismarck, AR are $360/month
  • Average car insurance rates in Bismarck, AR for senior drivers are $2,228/year
  • The cheapest car insurance company in Bismarck for teen drivers is USAA

Average car insurance rates in Bismarck, Arkansas are $360 a month. But with a little research you can get a great deal from the top car insurance companies in Bismarck, AR. Before you buy Bismarck, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Bismarck car insurance rates with Hot Springs car insurance rates, Rogers car insurance rates, or Bentonville car insurance rates to make sure you’re getting the best Bismarck, AR car insurance quotes available.

Need affordable Bismarck, AR car insurance? Enter your ZIP code to compare Bismarck car insurance quotes from multiple car insurance companies near you.

Bismarck, AR Minimum Car Insurance Coverage

Bismarck, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Bismarck, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Bismarck, AR Car Insurance Rates by Coverage Level

Some Bismarck drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Bismarck, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Bismarck, Arkansas

Insurance Company Low Medium High
Allstate $5,115 $5,273 $5,439
Farmers $4,412 $4,597 $4,929
GEICO $3,547 $3,704 $3,865
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $4,227 $4,121 $4,280
Progressive $5,137 $5,520 $6,190
State Farm $2,711 $2,830 $2,959
Travelers $6,053 $6,388 $6,671
USAA $1,966 $2,040 $2,135

Bismarck, AR Car Insurance Rates by Age, Gender, and Marital Status

Bismarck, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Bismarck, AR car insurance, get quotes from multiple car insurance companies in the Bismarck area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bismarck, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,920 $2,925 $2,617 $2,797 $11,020 $13,260 $3,202 $3,466
Farmers $2,490 $2,470 $2,221 $2,343 $10,718 $11,096 $2,848 $2,980
GEICO $2,641 $2,604 $2,429 $2,361 $7,174 $7,166 $2,616 $2,653
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,837 $2,888 $2,546 $2,687 $7,012 $8,924 $3,263 $3,516
Progressive $2,928 $2,763 $2,414 $2,521 $12,701 $14,297 $3,505 $3,796
State Farm $1,798 $1,798 $1,600 $1,600 $5,103 $6,415 $2,024 $2,328
Travelers $2,373 $2,420 $2,334 $2,344 $13,797 $22,234 $2,533 $2,932
USAA $1,270 $1,283 $1,177 $1,186 $3,939 $4,130 $1,631 $1,760

Bismarck, AR Car Insurance Rates for Teens

How much is Bismarck, Arkansas car insurance for teens? Compare rates from top Bismarck car insurance companies below to help find the cheapest teen car insurance in Bismarck, AR.

Annual Car Insurance Rates for Teen Drivers in Bismarck, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,020 $13,260
Farmers $10,718 $11,096
GEICO $7,174 $7,166
Liberty Mutual $8,693 $9,570
Nationwide $7,012 $8,924
Progressive $12,701 $14,297
State Farm $5,103 $6,415
Travelers $13,797 $22,234
USAA $3,939 $4,130

Bismarck, AR Car Insurance Rates for Seniors

Before seniors buy Bismarck, Arkansas car insurance, they should make sure to shop around. Some Bismarck, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Bismarck, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,617 $2,797
Farmers $2,221 $2,343
GEICO $2,429 $2,361
Liberty Mutual $2,330 $2,596
Nationwide $2,546 $2,687
Progressive $2,414 $2,521
State Farm $1,600 $1,600
Travelers $2,334 $2,344
USAA $1,177 $1,186

Bismarck, AR Car Insurance Rates by Credit History

How does your credit history affect Bismarck, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Bismarck, Arkansas

Insurance Company Poor Fair Good
Allstate $6,621 $5,085 $4,122
Farmers $5,267 $4,441 $4,230
GEICO $4,437 $3,652 $3,028
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,979 $4,003 $3,645
Progressive $6,345 $5,436 $5,066
State Farm $4,106 $2,471 $1,924
Travelers $7,312 $6,100 $5,700
USAA $2,713 $1,851 $1,577

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Bismarck, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Bismarck, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Bismarck.

Annual Bismarck, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,320 $5,473 $6,112 $5,198
Farmers $3,927 $5,034 $4,929 $4,693
GEICO $2,527 $3,859 $5,717 $2,719
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $3,273 $4,231 $5,729 $3,604
Progressive $4,835 $6,748 $5,083 $5,796
State Farm $2,606 $3,061 $2,833 $2,833
Travelers $5,342 $5,519 $8,069 $6,554
USAA $1,576 $1,993 $2,872 $1,748

Bismarck, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Bismarck, AR car insurance rates. Compare rates below to see which Bismarck car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Bismarck, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,112
Farmers $4,929
GEICO $5,717
Liberty Mutual $5,469
Nationwide $5,729
Progressive $5,083
State Farm $2,833
Travelers $8,069
USAA $2,872

Bismarck, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Bismarck, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Bismarck companies based on commute time.

Annual Car Insurance Rates by Commute Length in Bismarck, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,276 $5,276
Farmers $4,646 $4,646
GEICO $3,675 $3,736
Liberty Mutual $4,220 $4,220
Nationwide $4,209 $4,209
Progressive $5,616 $5,616
State Farm $2,767 $2,900
Travelers $6,371 $6,371
USAA $1,989 $2,105

Bismarck, AR Cheapest Car Insurance Rates

How do the top Bismarck, Arkansas car insurance companies’ average rates stack up against the Bismarck average monthly car insurance rates of $360? Take a look and see.

Best Annual Car Insurance Rates by Company in Bismarck, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Bismarck, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Bismarck, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Bismarck, Arkansas

Insurance Company Average Annual Rates
Allstate $5,276
Farmers $4,646
GEICO $3,706
Liberty Mutual $4,220
Nationwide $4,209
Progressive $5,616
State Farm $2,833
Travelers $6,371
USAA $2,047

Bismarck, AR Car Insurance Quotes

Compare Bismarck, AR car insurance quotes from multiple companies by entering your ZIP code now.