Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Blue Ridge for teen drivers is USAA
  • The cheapest car insurance company in Blue Ridge after a DUI is USAA
  • Average car insurance rates in Blue Ridge, AL for senior drivers are $1,941/year

Average car insurance rates in Blue Ridge, Alabama are $306 a month. But with a little research you can get a great deal from the top car insurance companies in Blue Ridge, AL. Before you buy Blue Ridge, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Blue Ridge car insurance rates with Huntsville car insurance rates, Montgomery car insurance rates, or Birmingham car insurance rates to make sure you’re getting the best Blue Ridge, AL car insurance quotes available.

Need affordable Blue Ridge, AL car insurance? Enter your ZIP code to compare Blue Ridge car insurance quotes from multiple car insurance companies near you.

Blue Ridge, AL Minimum Car Insurance Coverage

Blue Ridge, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Blue Ridge, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Blue Ridge, AL Car Insurance Rates by Coverage Level

Some Blue Ridge drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Blue Ridge, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Blue Ridge, Alabama

Insurance Company Low Medium High
Allstate $3,007 $3,117 $3,240
Farmers $3,765 $3,938 $4,264
GEICO $2,708 $2,924 $3,177
Liberty Mutual $5,006 $5,225 $5,519
Nationwide $2,711 $2,701 $2,763
Progressive $4,151 $4,644 $5,215
State Farm $4,521 $4,794 $5,082
Travelers $3,254 $3,499 $3,538
USAA $2,026 $2,092 $2,192

Blue Ridge, AL Car Insurance Rates by Age, Gender, and Marital Status

Blue Ridge, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Blue Ridge, AL car insurance, get quotes from multiple car insurance companies in the Blue Ridge area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Blue Ridge, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,891 $1,805 $1,710 $1,743 $6,526 $7,008 $2,120 $2,167
Farmers $2,298 $2,283 $2,054 $2,181 $8,772 $9,029 $2,599 $2,698
GEICO $2,098 $2,086 $1,990 $2,057 $5,541 $5,439 $2,218 $2,063
Liberty Mutual $3,030 $3,272 $2,479 $2,772 $11,257 $12,520 $3,228 $3,439
Nationwide $1,777 $1,799 $1,618 $1,676 $4,696 $6,054 $1,974 $2,208
Progressive $2,513 $2,343 $2,066 $2,213 $10,503 $11,694 $2,931 $3,100
State Farm $2,931 $2,931 $2,657 $2,657 $8,913 $11,182 $3,314 $3,806
Travelers $1,400 $1,421 $1,315 $1,310 $7,448 $11,703 $1,327 $1,517
USAA $1,316 $1,338 $1,229 $1,208 $3,877 $4,298 $1,709 $1,850

Blue Ridge, AL Car Insurance Rates for Teens

How much is Blue Ridge, Alabama car insurance for teens? Compare rates from top Blue Ridge car insurance companies below to help find the cheapest teen car insurance in Blue Ridge, AL.

Annual Car Insurance Rates for Teen Drivers in Blue Ridge, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,526 $7,008
Farmers $8,772 $9,029
GEICO $5,541 $5,439
Liberty Mutual $11,257 $12,520
Nationwide $4,696 $6,054
Progressive $10,503 $11,694
State Farm $8,913 $11,182
Travelers $7,448 $11,703
USAA $3,877 $4,298

Blue Ridge, AL Car Insurance Rates for Seniors

Before seniors buy Blue Ridge, Alabama car insurance, they should make sure to shop around. Some Blue Ridge, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Blue Ridge, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,710 $1,743
Farmers $2,054 $2,181
GEICO $1,990 $2,057
Liberty Mutual $2,479 $2,772
Nationwide $1,618 $1,676
Progressive $2,066 $2,213
State Farm $2,657 $2,657
Travelers $1,315 $1,310
USAA $1,229 $1,208

Blue Ridge, AL Car Insurance Rates by Credit History

How does your credit history affect Blue Ridge, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Blue Ridge, Alabama

Insurance Company Poor Fair Good
Allstate $3,858 $3,029 $2,477
Farmers $4,471 $3,848 $3,649
GEICO $3,736 $2,664 $2,410
Liberty Mutual $7,515 $4,614 $3,620
Nationwide $3,289 $2,566 $2,321
Progressive $5,255 $4,524 $4,232
State Farm $7,787 $3,938 $2,673
Travelers $3,741 $3,244 $3,305
USAA $2,826 $1,840 $1,643

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Blue Ridge, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Blue Ridge, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Blue Ridge.

Annual Blue Ridge, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,660 $3,132 $3,695 $2,998
Farmers $3,362 $4,342 $4,236 $4,017
GEICO $1,979 $3,187 $3,940 $2,640
Liberty Mutual $4,114 $5,738 $5,600 $5,547
Nationwide $2,383 $2,383 $3,473 $2,661
Progressive $4,205 $5,310 $4,553 $4,613
State Farm $4,329 $5,373 $4,747 $4,747
Travelers $2,858 $2,999 $4,383 $3,481
USAA $1,619 $2,028 $3,014 $1,751

Blue Ridge, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Blue Ridge, AL car insurance rates. Compare rates below to see which Blue Ridge car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Blue Ridge, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,695
Farmers $4,236
GEICO $3,940
Liberty Mutual $5,600
Nationwide $3,473
Progressive $4,553
State Farm $4,747
Travelers $4,383
USAA $3,014

Blue Ridge, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Blue Ridge, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Blue Ridge companies based on commute time.

Annual Car Insurance Rates by Commute Length in Blue Ridge, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,121 $3,121
Farmers $3,989 $3,989
GEICO $2,883 $2,990
Liberty Mutual $5,250 $5,250
Nationwide $2,725 $2,725
Progressive $4,670 $4,670
State Farm $4,680 $4,918
Travelers $3,430 $3,430
USAA $2,007 $2,199

Blue Ridge, AL Cheapest Car Insurance Rates

How do the top Blue Ridge, Alabama car insurance companies’ average rates stack up against the Blue Ridge average monthly car insurance rates of $306? Take a look and see.

Best Annual Car Insurance Rates by Company in Blue Ridge, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Blue Ridge, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Blue Ridge, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Blue Ridge, Alabama

Insurance Company Average Annual Rates
Allstate $3,121
Farmers $3,989
GEICO $2,937
Liberty Mutual $5,250
Nationwide $2,725
Progressive $4,670
State Farm $4,799
Travelers $3,430
USAA $2,103

Other Factors Affecting Blue Ridge, AL Car Insurance Rates

Before you buy Blue Ridge, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Blue Ridge, AL Commute Time

How does your Blue Ridge, AL commute time compare with the average driver? In Blue Ridge, the average commute is 21.5 minutes.

Blue Ridge, AL Car Insurance Quotes

Compare Blue Ridge, AL car insurance quotes from multiple companies by entering your ZIP code now.