Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Bluff City for teen drivers is USAA
  • Average car insurance rates in Bluff City, AR are $339/month
  • Average car insurance rates in Bluff City, AR for senior drivers are $2,161/year

Average car insurance rates in Bluff City, Arkansas are $339 a month. But with a little research you can get a great deal from the top car insurance companies in Bluff City, AR. Before you buy Bluff City, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Bluff City car insurance rates with Rogers car insurance rates, Hot Springs car insurance rates, or North Little Rock car insurance rates to make sure you’re getting the best Bluff City, AR car insurance quotes available.

Need affordable Bluff City, AR car insurance? Enter your ZIP code to compare Bluff City car insurance quotes from multiple car insurance companies near you.

Bluff City, AR Minimum Car Insurance Coverage

Bluff City, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Bluff City, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Bluff City, AR Car Insurance Rates by Coverage Level

Some Bluff City drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Bluff City, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Bluff City, Arkansas

Insurance Company Low Medium High
Allstate $5,143 $5,262 $5,387
Farmers $3,800 $3,950 $4,219
GEICO $3,545 $3,679 $3,815
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $3,882 $3,758 $3,859
Progressive $4,417 $4,694 $5,183
State Farm $2,617 $2,727 $2,847
Travelers $5,697 $5,973 $6,196
USAA $2,214 $2,296 $2,401

Bluff City, AR Car Insurance Rates by Age, Gender, and Marital Status

Bluff City, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Bluff City, AR car insurance, get quotes from multiple car insurance companies in the Bluff City area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bluff City, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,064 $3,115 $2,700 $2,897 $10,571 $12,576 $3,435 $3,755
Farmers $2,184 $2,175 $1,955 $2,053 $9,040 $9,363 $2,503 $2,643
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,561 $2,438 $2,102 $2,195 $10,553 $11,895 $3,064 $3,308
State Farm $1,765 $1,765 $1,560 $1,560 $4,838 $6,104 $1,982 $2,267
Travelers $2,257 $2,303 $2,211 $2,221 $12,843 $20,594 $2,405 $2,809
USAA $1,421 $1,437 $1,314 $1,327 $4,446 $4,665 $1,835 $1,983

Bluff City, AR Car Insurance Rates for Teens

How much is Bluff City, Arkansas car insurance for teens? Compare rates from top Bluff City car insurance companies below to help find the cheapest teen car insurance in Bluff City, AR.

Annual Car Insurance Rates for Teen Drivers in Bluff City, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,571 $12,576
Farmers $9,040 $9,363
GEICO $6,742 $6,800
Liberty Mutual $8,242 $9,071
Nationwide $6,216 $7,979
Progressive $10,553 $11,895
State Farm $4,838 $6,104
Travelers $12,843 $20,594
USAA $4,446 $4,665

Bluff City, AR Car Insurance Rates for Seniors

Before seniors buy Bluff City, Arkansas car insurance, they should make sure to shop around. Some Bluff City, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Bluff City, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,700 $2,897
Farmers $1,955 $2,053
GEICO $2,547 $2,475
Liberty Mutual $2,316 $2,583
Nationwide $2,364 $2,513
Progressive $2,102 $2,195
State Farm $1,560 $1,560
Travelers $2,211 $2,221
USAA $1,314 $1,327

Bluff City, AR Car Insurance Rates by Credit History

How does your credit history affect Bluff City, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Bluff City, Arkansas

Insurance Company Poor Fair Good
Allstate $6,633 $5,056 $4,104
Farmers $4,546 $3,801 $3,622
GEICO $4,411 $3,620 $3,007
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,545 $3,642 $3,312
Progressive $5,421 $4,602 $4,271
State Farm $3,955 $2,382 $1,854
Travelers $6,843 $5,699 $5,323
USAA $3,059 $2,081 $1,771

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Bluff City, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Bluff City, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Bluff City.

Annual Bluff City, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,392 $5,474 $6,006 $5,184
Farmers $3,372 $4,320 $4,218 $4,048
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,113 $5,689 $4,319 $4,938
State Farm $2,522 $2,938 $2,730 $2,730
Travelers $4,995 $5,161 $7,532 $6,133
USAA $1,769 $2,241 $3,240 $1,964

Bluff City, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Bluff City, AR car insurance rates. Compare rates below to see which Bluff City car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Bluff City, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,006
Farmers $4,218
GEICO $5,763
Liberty Mutual $5,277
Nationwide $5,241
Progressive $4,319
State Farm $2,730
Travelers $7,532
USAA $3,240

Bluff City, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Bluff City, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Bluff City companies based on commute time.

Annual Car Insurance Rates by Commute Length in Bluff City, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,264 $5,264
Farmers $3,990 $3,990
GEICO $3,661 $3,698
Liberty Mutual $4,090 $4,090
Nationwide $3,833 $3,833
Progressive $4,765 $4,765
State Farm $2,666 $2,794
Travelers $5,955 $5,955
USAA $2,237 $2,370

Bluff City, AR Cheapest Car Insurance Rates

How do the top Bluff City, Arkansas car insurance companies’ average rates stack up against the Bluff City average monthly car insurance rates of $339? Take a look and see.

Best Annual Car Insurance Rates by Company in Bluff City, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Bluff City, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Bluff City, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Bluff City, Arkansas

Insurance Company Average Annual Rates
Allstate $5,264
Farmers $3,990
GEICO $3,679
Liberty Mutual $4,090
Nationwide $3,833
Progressive $4,765
State Farm $2,730
Travelers $5,955
USAA $2,303

Other Factors Affecting Bluff City, AR Car Insurance Rates

Before you buy Bluff City, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Bluff City, AR Commute Time

How does your Bluff City, AR commute time compare with the average driver? In Bluff City, the average commute is 35.9 minutes.

Bluff City, AR Car Insurance Quotes

Compare Bluff City, AR car insurance quotes from multiple companies by entering your ZIP code now.