Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Boaz, AL for senior drivers are $1,904/year
  • The cheapest car insurance company in Boaz after a DUI is USAA
  • The cheapest car insurance company in Boaz for teen drivers is USAA

Average car insurance rates in Boaz, Alabama are $300 a month. But with a little research you can get a great deal from the top car insurance companies in Boaz, AL. Before you buy Boaz, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Boaz car insurance rates with Birmingham car insurance rates, Tuscaloosa car insurance rates, or Hoover car insurance rates to make sure you’re getting the best Boaz, AL car insurance quotes available.

Need affordable Boaz, AL car insurance? Enter your ZIP code to compare Boaz car insurance quotes from multiple car insurance companies near you.

Boaz, AL Minimum Car Insurance Coverage

Boaz, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Boaz, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Boaz, AL Car Insurance Rates by Coverage Level

Some Boaz drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Boaz, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Boaz, Alabama

Insurance Company Low Medium High
Allstate $3,263 $3,373 $3,500
Farmers $3,976 $4,166 $4,530
GEICO $2,590 $2,803 $3,054
Liberty Mutual $4,883 $5,100 $5,391
Nationwide $2,528 $2,530 $2,594
Progressive $3,864 $4,283 $4,761
State Farm $4,439 $4,695 $4,969
Travelers $3,116 $3,334 $3,357
USAA $1,994 $2,059 $2,158

Boaz, AL Car Insurance Rates by Age, Gender, and Marital Status

Boaz, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Boaz, AL car insurance, get quotes from multiple car insurance companies in the Boaz area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Boaz, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,037 $1,941 $1,842 $1,877 $7,094 $7,618 $2,283 $2,336
Farmers $2,398 $2,380 $2,142 $2,280 $9,388 $9,656 $2,724 $2,825
GEICO $2,012 $2,002 $1,917 $1,984 $5,308 $5,206 $2,125 $1,972
Liberty Mutual $2,977 $3,215 $2,443 $2,732 $10,936 $12,158 $3,166 $3,369
Nationwide $1,667 $1,686 $1,523 $1,574 $4,398 $5,644 $1,850 $2,062
Progressive $2,290 $2,139 $1,881 $2,008 $9,708 $10,834 $2,685 $2,875
State Farm $2,844 $2,844 $2,586 $2,586 $8,806 $11,001 $3,218 $3,726
Travelers $1,344 $1,364 $1,267 $1,260 $7,102 $11,082 $1,276 $1,456
USAA $1,284 $1,301 $1,201 $1,175 $3,854 $4,270 $1,673 $1,802

Boaz, AL Car Insurance Rates for Teens

How much is Boaz, Alabama car insurance for teens? Compare rates from top Boaz car insurance companies below to help find the cheapest teen car insurance in Boaz, AL.

Annual Car Insurance Rates for Teen Drivers in Boaz, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,094 $7,618
Farmers $9,388 $9,656
GEICO $5,308 $5,206
Liberty Mutual $10,936 $12,158
Nationwide $4,398 $5,644
Progressive $9,708 $10,834
State Farm $8,806 $11,001
Travelers $7,102 $11,082
USAA $3,854 $4,270

Boaz, AL Car Insurance Rates for Seniors

Before seniors buy Boaz, Alabama car insurance, they should make sure to shop around. Some Boaz, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Boaz, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,842 $1,877
Farmers $2,142 $2,280
GEICO $1,917 $1,984
Liberty Mutual $2,443 $2,732
Nationwide $1,523 $1,574
Progressive $1,881 $2,008
State Farm $2,586 $2,586
Travelers $1,267 $1,260
USAA $1,201 $1,175

Boaz, AL Car Insurance Rates by Credit History

How does your credit history affect Boaz, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Boaz, Alabama

Insurance Company Poor Fair Good
Allstate $4,172 $3,280 $2,684
Farmers $4,734 $4,076 $3,862
GEICO $3,582 $2,555 $2,311
Liberty Mutual $7,334 $4,504 $3,535
Nationwide $3,074 $2,403 $2,175
Progressive $4,837 $4,168 $3,902
State Farm $7,622 $3,859 $2,623
Travelers $3,566 $3,092 $3,149
USAA $2,777 $1,813 $1,620

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Boaz, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Boaz, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Boaz.

Annual Boaz, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,871 $3,384 $4,015 $3,245
Farmers $3,552 $4,602 $4,489 $4,254
GEICO $1,897 $3,056 $3,781 $2,528
Liberty Mutual $4,018 $5,599 $5,468 $5,414
Nationwide $2,236 $2,236 $3,238 $2,492
Progressive $3,880 $4,901 $4,177 $4,252
State Farm $4,230 $5,278 $4,649 $4,649
Travelers $2,722 $2,856 $4,180 $3,317
USAA $1,593 $2,001 $2,964 $1,722

Boaz, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Boaz, AL car insurance rates. Compare rates below to see which Boaz car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Boaz, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,015
Farmers $4,489
GEICO $3,781
Liberty Mutual $5,468
Nationwide $3,238
Progressive $4,177
State Farm $4,649
Travelers $4,180
USAA $2,964

Boaz, AL Car Insurance Rates by ZIP Code

Just like Boaz car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Boaz, AL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Boaz, Alabama

ZIP Code Average Annual Rates
35956 $3,787
35957 $3,611

Boaz, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Boaz, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Boaz companies based on commute time.

Annual Car Insurance Rates by Commute Length in Boaz, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,379 $3,379
Farmers $4,224 $4,224
GEICO $2,765 $2,866
Liberty Mutual $5,124 $5,124
Nationwide $2,551 $2,551
Progressive $4,303 $4,303
State Farm $4,588 $4,815
Travelers $3,269 $3,269
USAA $1,976 $2,165

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Boaz, AL Cheapest Car Insurance Rates

How do the top Boaz, Alabama car insurance companies’ average rates stack up against the Boaz average monthly car insurance rates of $300? Take a look and see.

Best Annual Car Insurance Rates by Company in Boaz, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Boaz, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Boaz, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Boaz, Alabama

Insurance Company Average Annual Rates
Allstate $3,379
Farmers $4,224
GEICO $2,816
Liberty Mutual $5,124
Nationwide $2,551
Progressive $4,303
State Farm $4,701
Travelers $3,269
USAA $2,070

Other Factors Affecting Boaz, AL Car Insurance Rates

Before you buy Boaz, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Boaz, AL Car Theft Rates

The car theft rate in Boaz, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Boaz, Alabama is 37 stolen cars.

Boaz, AL Commute Time

How does your Boaz, AL commute time compare with the average driver? In Boaz, the average commute is 21.3 minutes.

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Boaz, AL Car Insurance Quotes

Compare Boaz, AL car insurance quotes from multiple companies by entering your ZIP code now.