Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Brilliant, AL are $286/month
  • The cheapest car insurance company in Brilliant after a DUI is USAA
  • The annual number of car thefts in Brilliant is 3.

Average car insurance rates in Brilliant, Alabama are $286 a month. But with a little research you can get a great deal from the top car insurance companies in Brilliant, AL. Before you buy Brilliant, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Brilliant car insurance rates with Dothan car insurance rates, Montgomery car insurance rates, or Huntsville car insurance rates to make sure you’re getting the best Brilliant, AL car insurance quotes available.

Need affordable Brilliant, AL car insurance? Enter your ZIP code to compare Brilliant car insurance quotes from multiple car insurance companies near you.

Brilliant, AL Minimum Car Insurance Coverage

Brilliant, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Brilliant, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Brilliant, AL Car Insurance Rates by Coverage Level

Some Brilliant drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Brilliant, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Brilliant, Alabama

Insurance Company Low Medium High
Allstate $3,032 $3,127 $3,238
Farmers $3,948 $4,106 $4,407
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,689 $4,879 $5,134
Nationwide $2,497 $2,467 $2,519
Progressive $3,677 $4,011 $4,402
State Farm $4,103 $4,288 $4,493
Travelers $3,088 $3,318 $3,352
USAA $1,967 $2,027 $2,117

Brilliant, AL Car Insurance Rates by Age, Gender, and Marital Status

Brilliant, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Brilliant, AL car insurance, get quotes from multiple car insurance companies in the Brilliant area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Brilliant, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,916 $1,833 $1,727 $1,761 $6,483 $6,962 $2,161 $2,216
Farmers $2,403 $2,387 $2,151 $2,275 $9,066 $9,334 $2,742 $2,871
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,916 $3,154 $2,397 $2,681 $10,233 $11,382 $3,115 $3,327
Nationwide $1,658 $1,685 $1,507 $1,567 $4,197 $5,450 $1,834 $2,056
Progressive $2,223 $2,105 $1,818 $1,928 $8,840 $9,903 $2,617 $2,808
State Farm $2,726 $2,726 $2,427 $2,427 $7,736 $9,719 $3,067 $3,529
Travelers $1,347 $1,369 $1,261 $1,258 $7,020 $11,015 $1,279 $1,472
USAA $1,274 $1,295 $1,187 $1,164 $3,761 $4,171 $1,657 $1,790

Brilliant, AL Car Insurance Rates for Teens

How much is Brilliant, Alabama car insurance for teens? Compare rates from top Brilliant car insurance companies below to help find the cheapest teen car insurance in Brilliant, AL.

Annual Car Insurance Rates for Teen Drivers in Brilliant, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,483 $6,962
Farmers $9,066 $9,334
GEICO $4,918 $4,831
Liberty Mutual $10,233 $11,382
Nationwide $4,197 $5,450
Progressive $8,840 $9,903
State Farm $7,736 $9,719
Travelers $7,020 $11,015
USAA $3,761 $4,171

Brilliant, AL Car Insurance Rates for Seniors

Before seniors buy Brilliant, Alabama car insurance, they should make sure to shop around. Some Brilliant, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Brilliant, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,727 $1,761
Farmers $2,151 $2,275
GEICO $1,804 $1,850
Liberty Mutual $2,397 $2,681
Nationwide $1,507 $1,567
Progressive $1,818 $1,928
State Farm $2,427 $2,427
Travelers $1,261 $1,258
USAA $1,187 $1,164

Brilliant, AL Car Insurance Rates by Credit History

How does your credit history affect Brilliant, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Brilliant, Alabama

Insurance Company Poor Fair Good
Allstate $3,877 $3,037 $2,484
Farmers $4,662 $4,004 $3,795
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,027 $4,296 $3,379
Nationwide $3,015 $2,347 $2,121
Progressive $4,572 $3,893 $3,626
State Farm $6,961 $3,526 $2,397
Travelers $3,550 $3,075 $3,132
USAA $2,744 $1,780 $1,588

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Brilliant, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Brilliant, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Brilliant.

Annual Brilliant, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,677 $3,142 $3,700 $3,011
Farmers $3,494 $4,513 $4,402 $4,205
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,849 $5,339 $5,240 $5,174
Nationwide $2,180 $2,180 $3,181 $2,436
Progressive $3,657 $4,563 $3,886 $4,014
State Farm $3,912 $4,763 $4,252 $4,252
Travelers $2,712 $2,847 $4,146 $3,304
USAA $1,568 $1,965 $2,921 $1,696

Brilliant, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Brilliant, AL car insurance rates. Compare rates below to see which Brilliant car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Brilliant, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,700
Farmers $4,402
GEICO $3,504
Liberty Mutual $5,240
Nationwide $3,181
Progressive $3,886
State Farm $4,252
Travelers $4,146
USAA $2,921

Brilliant, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Brilliant, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Brilliant companies based on commute time.

Annual Car Insurance Rates by Commute Length in Brilliant, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,133 $3,133
Farmers $4,154 $4,154
GEICO $2,587 $2,686
Liberty Mutual $4,901 $4,901
Nationwide $2,494 $2,494
Progressive $4,030 $4,030
State Farm $4,194 $4,395
Travelers $3,252 $3,252
USAA $1,944 $2,130

Brilliant, AL Cheapest Car Insurance Rates

How do the top Brilliant, Alabama car insurance companies’ average rates stack up against the Brilliant average monthly car insurance rates of $286? Take a look and see.

Best Annual Car Insurance Rates by Company in Brilliant, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Brilliant, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Brilliant, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Brilliant, Alabama

Insurance Company Average Annual Rates
Allstate $3,133
Farmers $4,154
GEICO $2,637
Liberty Mutual $4,901
Nationwide $2,494
Progressive $4,030
State Farm $4,295
Travelers $3,252
USAA $2,037

Other Factors Affecting Brilliant, AL Car Insurance Rates

Before you buy Brilliant, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Brilliant, AL Car Theft Rates

The car theft rate in Brilliant, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Brilliant, Alabama is 3 stolen cars.

Brilliant, AL Commute Time

How does your Brilliant, AL commute time compare with the average driver? In Brilliant, the average commute is 30.2 minutes.

Brilliant, AL Car Insurance Quotes

Compare Brilliant, AL car insurance quotes from multiple companies by entering your ZIP code now.