Gianetta Palmer is a writer for CarInsurance101.com, copywriter, and essayist. Her work has appeared in EverydayHealth.com, Healthline, and The Dyrt Magazine. She is the author of Scrunchie-Fried and writes a lot about car insurance in her spare time.

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Brookwood, AL are $323/month
  • The cheapest car insurance company in Brookwood after a DUI is USAA
  • The annual number of car thefts in Brookwood is 22.

Average car insurance rates in Brookwood, Alabama are $323 a month. But with a little research you can get a great deal from the top car insurance companies in Brookwood, AL. Before you buy Brookwood, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.

It may even be helpful to compare Brookwood car insurance rates with Mobile car insurance rates, Auburn car insurance rates, or Montgomery car insurance rates to make sure you’re getting the best Brookwood, AL car insurance quotes available.

Need affordable Brookwood, AL car insurance? Enter your ZIP code to compare Brookwood car insurance quotes from multiple car insurance companies near you.

Brookwood, AL Minimum Car Insurance Coverage

Brookwood, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Brookwood, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Brookwood, AL Car Insurance Rates by Coverage Level

Some Brookwood drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Brookwood, Alabama car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Brookwood, Alabama

Insurance Company Low Medium High
Allstate $3,524 $3,655 $3,802
Farmers $4,066 $4,259 $4,626
GEICO $2,665 $2,885 $3,142
Liberty Mutual $5,218 $5,432 $5,720
Nationwide $2,596 $2,598 $2,662
Progressive $4,206 $4,665 $5,197
State Farm $4,769 $5,044 $5,332
Travelers $3,841 $4,135 $4,186
USAA $2,089 $2,156 $2,258

Brookwood, AL Car Insurance Rates by Age, Gender, and Marital Status

Brookwood, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Brookwood, AL car insurance, get quotes from multiple car insurance companies in the Brookwood area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Brookwood, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,064 $1,971 $2,009 $7,796 $8,373 $2,422 $2,472
Farmers $2,463 $2,445 $2,200 $2,340 $9,563 $9,839 $2,792 $2,895
GEICO $2,055 $2,048 $1,962 $2,039 $5,499 $5,390 $2,172 $2,012
Liberty Mutual $3,144 $3,392 $2,576 $2,877 $11,732 $13,031 $3,345 $3,558
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,520 $2,358 $2,068 $2,210 $10,522 $11,739 $2,951 $3,147
State Farm $3,051 $3,051 $2,772 $2,772 $9,461 $11,829 $3,453 $3,996
Travelers $1,623 $1,649 $1,523 $1,519 $8,846 $13,983 $1,533 $1,756
USAA $1,347 $1,365 $1,258 $1,231 $4,033 $4,467 $1,753 $1,891

Brookwood, AL Car Insurance Rates for Teens

How much is Brookwood, Alabama car insurance for teens? Compare rates from top Brookwood car insurance companies below to help find the cheapest teen car insurance in Brookwood, AL.

Annual Car Insurance Rates for Teen Drivers in Brookwood, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,796 $8,373
Farmers $9,563 $9,839
GEICO $5,499 $5,390
Liberty Mutual $11,732 $13,031
Nationwide $4,521 $5,808
Progressive $10,522 $11,739
State Farm $9,461 $11,829
Travelers $8,846 $13,983
USAA $4,033 $4,467

Brookwood, AL Car Insurance Rates for Seniors

Before seniors buy Brookwood, Alabama car insurance, they should make sure to shop around. Some Brookwood, AL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Brookwood, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,971 $2,009
Farmers $2,200 $2,340
GEICO $1,962 $2,039
Liberty Mutual $2,576 $2,877
Nationwide $1,560 $1,612
Progressive $2,068 $2,210
State Farm $2,772 $2,772
Travelers $1,523 $1,519
USAA $1,258 $1,231

Brookwood, AL Car Insurance Rates by Credit History

How does your credit history affect Brookwood, AL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Brookwood, Alabama

Insurance Company Poor Fair Good
Allstate $4,508 $3,560 $2,912
Farmers $4,838 $4,166 $3,948
GEICO $3,686 $2,628 $2,378
Liberty Mutual $7,808 $4,800 $3,763
Nationwide $3,156 $2,467 $2,234
Progressive $5,281 $4,541 $4,246
State Farm $8,194 $4,141 $2,809
Travelers $4,419 $3,834 $3,909
USAA $2,911 $1,898 $1,695

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Brookwood, AL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Brookwood, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Brookwood.

Annual Brookwood, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,094 $3,663 $4,372 $3,512
Farmers $3,633 $4,702 $4,587 $4,346
GEICO $1,943 $3,146 $3,917 $2,583
Liberty Mutual $4,272 $5,970 $5,819 $5,766
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,231 $5,335 $4,551 $4,641
State Farm $4,541 $5,668 $4,992 $4,992
Travelers $3,375 $3,541 $5,189 $4,111
USAA $1,667 $2,094 $3,108 $1,803

Brookwood, AL Car Insurance Rates With a DUI

Even a single DUI can increase your Brookwood, AL car insurance rates. Compare rates below to see which Brookwood car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Brookwood, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,372
Farmers $4,587
GEICO $3,917
Liberty Mutual $5,819
Nationwide $3,329
Progressive $4,551
State Farm $4,992
Travelers $5,189
USAA $3,108

Brookwood, AL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Brookwood, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Brookwood companies based on commute time.

Annual Car Insurance Rates by Commute Length in Brookwood, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,660 $3,660
Farmers $4,317 $4,317
GEICO $2,847 $2,948
Liberty Mutual $5,457 $5,457
Nationwide $2,619 $2,619
Progressive $4,689 $4,689
State Farm $4,926 $5,171
Travelers $4,054 $4,054
USAA $2,069 $2,267

Brookwood, AL Cheapest Car Insurance Rates

How do the top Brookwood, Alabama car insurance companies’ average rates stack up against the Brookwood average monthly car insurance rates of $323? Take a look and see.

Best Annual Car Insurance Rates by Company in Brookwood, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Brookwood, AL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Brookwood, Alabama car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Brookwood, Alabama

Insurance Company Average Annual Rates
Allstate $3,660
Farmers $4,317
GEICO $2,897
Liberty Mutual $5,457
Nationwide $2,619
Progressive $4,689
State Farm $5,048
Travelers $4,054
USAA $2,168

Other Factors Affecting Brookwood, AL Car Insurance Rates

Before you buy Brookwood, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Brookwood, AL Car Theft Rates

The car theft rate in Brookwood, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Brookwood, Alabama is 22 stolen cars.

Brookwood, AL Commute Time

How does your Brookwood, AL commute time compare with the average driver? In Brookwood, the average commute is 29.3 minutes.

Brookwood, AL Car Insurance Quotes

Compare Brookwood, AL car insurance quotes from multiple companies by entering your ZIP code now.