Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Butler, PA are $318/month
  • Average car insurance rates in Butler, PA for senior drivers are $1,958/year
  • The cheapest car insurance company in Butler for teen drivers is USAA

Average car insurance rates in Butler, Pennsylvania are $318 a month. But with a little research you can get a great deal from the top car insurance companies in Butler, PA. Before you buy Butler, Pennsylvania car insurance, make sure your coverage meets or exceeds the Pennsylvania minimum of 15/30/5.

It may even be helpful to compare Butler car insurance rates with Reading car insurance rates, Philadelphia car insurance rates, or York car insurance rates to make sure you’re getting the best Butler, PA car insurance quotes available.

Need affordable Butler, PA car insurance? Enter your ZIP code to compare Butler car insurance quotes from multiple car insurance companies near you.

Butler, PA Minimum Car Insurance Coverage

Butler, Pennsylvania law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Butler, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Butler, PA Car Insurance Rates by Coverage Level

Some Butler drivers can get by with the Pennsylvania minimum coverage of 15/30/5. Other drivers may need more. See how much your Butler, Pennsylvania car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Butler, Pennsylvania

Insurance Company Low Medium High
Allstate $3,775 $3,946 $4,054
GEICO $1,843 $2,025 $2,151
Liberty Mutual $5,834 $6,158 $6,355
Nationwide $2,659 $2,680 $2,597
Progressive $4,027 $4,430 $4,716
State Farm $2,534 $2,728 $2,825
Travelers $7,112 $7,052 $6,976
USAA $1,622 $1,757 $1,844

Butler, PA Car Insurance Rates by Age, Gender, and Marital Status

Butler, Pennsylvania car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Butler, PA car insurance, get quotes from multiple car insurance companies in the Butler area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Butler, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,471 $2,471 $2,272 $2,272 $8,231 $8,231 $2,726 $2,726
GEICO $1,587 $1,377 $1,492 $1,295 $3,910 $3,393 $1,605 $1,392
Liberty Mutual $4,000 $4,000 $3,662 $3,662 $11,719 $11,719 $5,083 $5,083
Nationwide $1,805 $1,805 $1,709 $1,709 $5,046 $5,046 $2,022 $2,022
Progressive $2,754 $2,754 $2,461 $2,461 $8,818 $8,818 $3,532 $3,532
State Farm $1,659 $1,659 $1,458 $1,458 $5,842 $5,842 $1,825 $1,825
Travelers $1,577 $1,577 $1,694 $1,694 $23,014 $23,014 $1,902 $1,902
USAA $1,118 $1,118 $1,010 $1,010 $3,352 $3,352 $1,483 $1,483

Butler, PA Car Insurance Rates for Teens

How much is Butler, Pennsylvania car insurance for teens? Compare rates from top Butler car insurance companies below to help find the cheapest teen car insurance in Butler, PA.

Annual Car Insurance Rates for Teen Drivers in Butler, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,231 $8,231
GEICO $3,910 $3,393
Liberty Mutual $11,719 $11,719
Nationwide $5,046 $5,046
Progressive $8,818 $8,818
State Farm $5,842 $5,842
Travelers $23,014 $23,014
USAA $3,352 $3,352

Butler, PA Car Insurance Rates for Seniors

Before seniors buy Butler, Pennsylvania car insurance, they should make sure to shop around. Some Butler, PA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Butler, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,272 $2,272
GEICO $1,492 $1,295
Liberty Mutual $3,662 $3,662
Nationwide $1,709 $1,709
Progressive $2,461 $2,461
State Farm $1,458 $1,458
Travelers $1,694 $1,694
USAA $1,010 $1,010

Butler, PA Car Insurance Rates by Credit History

How does your credit history affect Butler, PA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Butler, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,012 $3,744 $3,019
GEICO $2,999 $1,700 $1,320
Liberty Mutual $7,809 $5,597 $4,942
Nationwide $3,106 $2,552 $2,278
Progressive $5,814 $4,080 $3,279
State Farm $3,837 $2,376 $1,875
Travelers $7,666 $6,929 $6,545
USAA $2,174 $1,616 $1,432

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Butler, PA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Butler, Pennsylvania car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Butler.

Annual Butler, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,758 $4,426 $3,758 $3,758
GEICO $1,487 $2,500 $1,990 $2,049
Liberty Mutual $5,590 $6,382 $6,246 $6,246
Nationwide $1,907 $2,554 $3,565 $2,555
Progressive $3,984 $5,489 $4,096 $3,995
State Farm $2,476 $2,916 $2,696 $2,696
Travelers $5,014 $7,112 $8,948 $7,112
USAA $1,402 $1,934 $2,061 $1,567

Butler, PA Car Insurance Rates With a DUI

Even a single DUI can increase your Butler, PA car insurance rates. Compare rates below to see which Butler car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Butler, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,758
GEICO $1,990
Liberty Mutual $6,246
Nationwide $3,565
Progressive $4,096
State Farm $2,696
Travelers $8,948
USAA $2,061

Butler, PA Car Insurance Rates by ZIP Code

Just like Butler car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Butler, PA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Butler, Pennsylvania

ZIP Code Average Annual Rates
16001 $4,808
16002 $4,631

Butler, PA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Butler, PA car insurance rates may be. Let’s take a look at average car insurance rates from top Butler companies based on commute time.

Annual Car Insurance Rates by Commute Length in Butler, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,847 $4,003
GEICO $1,974 $2,038
Liberty Mutual $5,959 $6,273
Nationwide $2,645 $2,645
Progressive $4,391 $4,391
State Farm $2,616 $2,775
Travelers $7,047 $7,047
USAA $1,691 $1,790

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Butler, PA Cheapest Car Insurance Rates

How do the top Butler, Pennsylvania car insurance companies’ average rates stack up against the Butler average monthly car insurance rates of $318? Take a look and see.

Best Annual Car Insurance Rates by Company in Butler, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Butler, PA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Butler, Pennsylvania car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Butler, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,925
GEICO $2,006
Liberty Mutual $6,116
Nationwide $2,645
Progressive $4,391
State Farm $2,696
Travelers $7,047
USAA $1,741

Other Factors Affecting Butler, PA Car Insurance Rates

Before you buy Butler, Pennsylvania car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Butler, PA Commute Time

How does your Butler, PA commute time compare with the average driver? In Butler, the average commute is 22.2 minutes.

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Butler, PA Car Insurance Quotes

Compare Butler, PA car insurance quotes from multiple companies by entering your ZIP code now.