Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in California, PA for senior drivers are $1,994/year
  • Average car insurance rates in California, PA are $330/month
  • The cheapest car insurance company in California for teen drivers is USAA

Average car insurance rates in California, Pennsylvania are $330 a month. But with a little research you can get a great deal from the top car insurance companies in California, PA. Before you buy California, Pennsylvania car insurance, make sure your coverage meets or exceeds the Pennsylvania minimum of 15/30/5.

It may even be helpful to compare California car insurance rates with Bethlehem car insurance rates, Harrisburg car insurance rates, or Philadelphia car insurance rates to make sure you’re getting the best California, PA car insurance quotes available.

Need affordable California, PA car insurance? Enter your ZIP code to compare California car insurance quotes from multiple car insurance companies near you.

California, PA Minimum Car Insurance Coverage

California, Pennsylvania law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in California, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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California, PA Car Insurance Rates by Coverage Level

Some California drivers can get by with the Pennsylvania minimum coverage of 15/30/5. Other drivers may need more. See how much your California, Pennsylvania car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in California, Pennsylvania

Insurance Company Low Medium High
Allstate $3,667 $3,863 $3,986
GEICO $2,375 $2,591 $2,737
Liberty Mutual $5,773 $6,102 $6,304
Nationwide $2,457 $2,465 $2,381
Progressive $3,889 $4,271 $4,558
State Farm $2,493 $2,675 $2,762
Travelers $8,115 $8,092 $8,004
USAA $1,703 $1,864 $1,970

California, PA Car Insurance Rates by Age, Gender, and Marital Status

California, Pennsylvania car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy California, PA car insurance, get quotes from multiple car insurance companies in the California area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in California, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,397 $2,397 $2,215 $2,215 $8,108 $8,108 $2,634 $2,634
GEICO $2,001 $1,731 $1,870 $1,619 $5,114 $4,436 $2,022 $1,750
Liberty Mutual $3,964 $3,964 $3,630 $3,630 $11,608 $11,608 $5,037 $5,037
Nationwide $1,654 $1,654 $1,566 $1,566 $4,661 $4,661 $1,855 $1,855
Progressive $2,648 $2,648 $2,364 $2,364 $8,554 $8,554 $3,392 $3,392
State Farm $1,664 $1,664 $1,464 $1,464 $5,612 $5,612 $1,833 $1,833
Travelers $1,762 $1,762 $1,903 $1,903 $26,495 $26,495 $2,121 $2,121
USAA $1,178 $1,178 $1,066 $1,066 $3,569 $3,569 $1,569 $1,569

California, PA Car Insurance Rates for Teens

How much is California, Pennsylvania car insurance for teens? Compare rates from top California car insurance companies below to help find the cheapest teen car insurance in California, PA.

Annual Car Insurance Rates for Teen Drivers in California, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,108 $8,108
GEICO $5,114 $4,436
Liberty Mutual $11,608 $11,608
Nationwide $4,661 $4,661
Progressive $8,554 $8,554
State Farm $5,612 $5,612
Travelers $26,495 $26,495
USAA $3,569 $3,569

California, PA Car Insurance Rates for Seniors

Before seniors buy California, Pennsylvania car insurance, they should make sure to shop around. Some California, PA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in California, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,215 $2,215
GEICO $1,870 $1,619
Liberty Mutual $3,630 $3,630
Nationwide $1,566 $1,566
Progressive $2,364 $2,364
State Farm $1,464 $1,464
Travelers $1,903 $1,903
USAA $1,066 $1,066

California, PA Car Insurance Rates by Credit History

How does your credit history affect California, PA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in California, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,907 $3,660 $2,949
GEICO $3,854 $2,171 $1,678
Liberty Mutual $7,737 $5,545 $4,896
Nationwide $2,856 $2,349 $2,097
Progressive $5,614 $3,940 $3,164
State Farm $3,764 $2,329 $1,837
Travelers $8,764 $7,941 $7,506
USAA $2,313 $1,711 $1,513

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California, PA Car Insurance Rates by Driver History

How does a single speeding ticket affect your California, Pennsylvania car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in California.

Annual California, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,673 $4,335 $3,673 $3,673
GEICO $1,882 $3,274 $2,512 $2,603
Liberty Mutual $5,537 $6,325 $6,188 $6,188
Nationwide $1,756 $2,350 $3,277 $2,353
Progressive $3,843 $5,310 $3,954 $3,851
State Farm $2,423 $2,864 $2,643 $2,643
Travelers $5,724 $8,144 $10,269 $8,144
USAA $1,483 $2,050 $2,192 $1,657

California, PA Car Insurance Rates With a DUI

Even a single DUI can increase your California, PA car insurance rates. Compare rates below to see which California car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in California, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,673
GEICO $2,512
Liberty Mutual $6,188
Nationwide $3,277
Progressive $3,954
State Farm $2,643
Travelers $10,269
USAA $2,192

California, PA Car Insurance Rates by ZIP Code

Just like California car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how California, PA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in California, Pennsylvania

ZIP Code Average Annual Rates
15419 $5,007
15423 $4,886

California, PA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your California, PA car insurance rates may be. Let’s take a look at average car insurance rates from top California companies based on commute time.

Annual Car Insurance Rates by Commute Length in California, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,761 $3,917
GEICO $2,527 $2,609
Liberty Mutual $5,904 $6,215
Nationwide $2,434 $2,434
Progressive $4,239 $4,239
State Farm $2,558 $2,728
Travelers $8,070 $8,070
USAA $1,793 $1,898

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California, PA Cheapest Car Insurance Rates

How do the top California, Pennsylvania car insurance companies’ average rates stack up against the California average monthly car insurance rates of $330? Take a look and see.

Best Annual Car Insurance Rates by Company in California, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

California, PA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top California, Pennsylvania car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in California, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,839
GEICO $2,568
Liberty Mutual $6,060
Nationwide $2,434
Progressive $4,239
State Farm $2,643
Travelers $8,070
USAA $1,846

Other Factors Affecting California, PA Car Insurance Rates

Before you buy California, Pennsylvania car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

California, PA Commute Time

How does your California, PA commute time compare with the average driver? In California, the average commute is 20.7 minutes.

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California, PA Car Insurance Quotes

Compare California, PA car insurance quotes from multiple companies by entering your ZIP code now.