Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Carefree for teen drivers is GEICO
  • The cheapest car insurance company in Carefree after a DUI is GEICO
  • Average car insurance rates in Carefree, AZ for senior drivers are $2,294/year

Average car insurance rates in Carefree, Arizona are $333 a month. But with a little research you can get a great deal from the top car insurance companies in Carefree, AZ. Before you buy Carefree, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Carefree car insurance rates with Gilbert car insurance rates, Peoria car insurance rates, or Surprise car insurance rates to make sure you’re getting the best Carefree, AZ car insurance quotes available.

Need affordable Carefree, AZ car insurance? Enter your ZIP code to compare Carefree car insurance quotes from multiple car insurance companies near you.

Carefree, AZ Minimum Car Insurance Coverage

Carefree, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Carefree, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Carefree, AZ Car Insurance Rates by Coverage Level

Some Carefree drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Carefree, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Carefree, Arizona

Insurance Company Low Medium High
Allstate $4,608 $4,910 $5,145
American Family $4,271 $4,589 $4,482
Farmers $4,691 $5,704 $6,520
GEICO $1,935 $2,340 $2,628
Nationwide $3,659 $3,869 $3,949
Progressive $3,159 $3,703 $4,028
State Farm $4,378 $4,997 $5,325
Travelers $3,104 $3,555 $3,831
USAA $2,647 $2,930 $3,086

Carefree, AZ Car Insurance Rates by Age, Gender, and Marital Status

Carefree, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Carefree, AZ car insurance, get quotes from multiple car insurance companies in the Carefree area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carefree, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,453 $3,453 $3,359 $3,359 $7,569 $9,822 $3,871 $4,214
American Family $2,930 $2,930 $2,690 $2,690 $7,789 $10,193 $2,930 $3,428
Farmers $3,017 $3,012 $2,683 $2,877 $13,123 $13,565 $3,377 $3,451
GEICO $1,563 $1,737 $1,323 $1,690 $4,521 $4,747 $1,428 $1,398
Nationwide $2,561 $2,607 $2,287 $2,424 $6,381 $8,182 $2,961 $3,204
Progressive $1,998 $1,741 $1,800 $1,708 $8,296 $9,242 $2,141 $2,115
State Farm $2,953 $2,953 $2,615 $2,615 $9,250 $11,623 $3,177 $4,014
Travelers $2,178 $2,292 $2,027 $2,155 $6,451 $8,141 $2,305 $2,424
USAA $1,594 $1,600 $1,488 $1,509 $5,865 $6,707 $2,094 $2,243

Carefree, AZ Car Insurance Rates for Teens

How much is Carefree, Arizona car insurance for teens? Compare rates from top Carefree car insurance companies below to help find the cheapest teen car insurance in Carefree, AZ.

Annual Car Insurance Rates for Teen Drivers in Carefree, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,569 $9,822
American Family $7,789 $10,193
Farmers $13,123 $13,565
GEICO $4,521 $4,747
Nationwide $6,381 $8,182
Progressive $8,296 $9,242
State Farm $9,250 $11,623
Travelers $6,451 $8,141
USAA $5,865 $6,707

Carefree, AZ Car Insurance Rates for Seniors

Before seniors buy Carefree, Arizona car insurance, they should make sure to shop around. Some Carefree, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Carefree, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,359 $3,359
American Family $2,690 $2,690
Farmers $2,683 $2,877
GEICO $1,323 $1,690
Nationwide $2,287 $2,424
Progressive $1,800 $1,708
State Farm $2,615 $2,615
Travelers $2,027 $2,155
USAA $1,488 $1,509

Carefree, AZ Car Insurance Rates by Credit History

How does your credit history affect Carefree, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Carefree, Arizona

Insurance Company Poor Fair Good
Allstate $6,255 $4,456 $3,952
American Family $5,589 $4,165 $3,589
Farmers $6,430 $5,374 $5,110
GEICO $3,162 $2,074 $1,667
Nationwide $4,606 $3,664 $3,207
Progressive $4,043 $3,538 $3,309
State Farm $9,013 $3,494 $2,192
Travelers $4,256 $3,471 $2,763
USAA $3,797 $2,655 $2,211

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Carefree, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Carefree, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Carefree.

Annual Carefree, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,905 $4,961 $5,627 $5,058
American Family $3,156 $4,876 $6,093 $3,666
Farmers $4,767 $6,156 $6,012 $5,617
GEICO $1,776 $2,413 $3,239 $1,776
Nationwide $3,232 $3,399 $5,052 $3,620
Progressive $3,201 $4,225 $3,376 $3,717
State Farm $4,452 $5,348 $4,900 $4,900
Travelers $2,793 $3,645 $4,068 $3,482
USAA $2,103 $3,005 $3,970 $2,473

Carefree, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Carefree, AZ car insurance rates. Compare rates below to see which Carefree car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Carefree, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,627
American Family $6,093
Farmers $6,012
GEICO $3,239
Nationwide $5,052
Progressive $3,376
State Farm $4,900
Travelers $4,068
USAA $3,970

Carefree, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Carefree, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Carefree companies based on commute time.

Annual Car Insurance Rates by Commute Length in Carefree, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,888 $4,888
American Family $4,405 $4,490
Farmers $5,638 $5,638
GEICO $2,264 $2,338
Nationwide $3,826 $3,826
Progressive $3,630 $3,630
State Farm $4,775 $5,025
Travelers $3,497 $3,497
USAA $2,856 $2,919

Carefree, AZ Cheapest Car Insurance Rates

How do the top Carefree, Arizona car insurance companies’ average rates stack up against the Carefree average monthly car insurance rates of $333? Take a look and see.

Best Annual Car Insurance Rates by Company in Carefree, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Carefree, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Carefree, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Carefree, Arizona

Insurance Company Average Annual Rates
Allstate $4,888
American Family $4,448
Farmers $5,638
GEICO $2,301
Nationwide $3,826
Progressive $3,630
State Farm $4,900
Travelers $3,497
USAA $2,888

Other Factors Affecting Carefree, AZ Car Insurance Rates

Before you buy Carefree, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Carefree, AZ Commute Time

How does your Carefree, AZ commute time compare with the average driver? In Carefree, the average commute is 32.8 minutes.

Carefree, AZ Car Insurance Quotes

Compare Carefree, AZ car insurance quotes from multiple companies by entering your ZIP code now.