Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Caribou, ME are $203/month
  • Average car insurance rates in Caribou, ME for senior drivers are $1,437/year
  • The cheapest car insurance company in Caribou for teen drivers is GEICO

Average car insurance rates in Caribou, Maine are $203 a month. But with a little research you can get a great deal from the top car insurance companies in Caribou, ME. Before you buy Caribou, Maine car insurance, make sure your coverage meets or exceeds the Maine minimum of 50/100/25.

It may even be helpful to compare Caribou car insurance rates with Saco car insurance rates, Portland car insurance rates, or South Portland car insurance rates to make sure you’re getting the best Caribou, ME car insurance quotes available.

Need affordable Caribou, ME car insurance? Enter your ZIP code to compare Caribou car insurance quotes from multiple car insurance companies near you.

Caribou, ME Minimum Car Insurance Coverage

Caribou, Maine law requires drivers carry a minimum of 50/100/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Caribou, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Caribou, ME Car Insurance Rates by Coverage Level

Some Caribou drivers can get by with the Maine minimum coverage of 50/100/25. Other drivers may need more. See how much your Caribou, Maine car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Caribou, Maine

Insurance Company Low Medium High
Allstate $2,558 $2,559 $2,647
Farmers $2,416 $2,432 $2,693
GEICO $1,384 $1,392 $1,452
Liberty Mutual $4,117 $4,117 $4,265
Progressive $3,119 $3,125 $3,301
State Farm $2,081 $2,109 $2,198
Travelers $2,078 $2,082 $2,176
USAA $1,336 $1,346 $1,403

Caribou, ME Car Insurance Rates by Age, Gender, and Marital Status

Caribou, Maine car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Caribou, ME car insurance, get quotes from multiple car insurance companies in the Caribou area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Caribou, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,736 $1,789 $1,549 $1,683 $4,237 $5,679 $1,901 $2,133
Farmers $1,558 $1,579 $1,455 $1,571 $4,844 $5,377 $1,828 $1,895
GEICO $955 $990 $955 $955 $2,286 $2,978 $1,041 $1,115
Liberty Mutual $2,864 $2,864 $2,726 $2,726 $6,104 $9,143 $2,864 $4,040
Progressive $1,678 $1,646 $1,678 $1,646 $6,894 $7,748 $1,958 $2,208
State Farm $1,283 $1,283 $1,205 $1,205 $4,039 $5,029 $1,427 $1,566
Travelers $1,103 $1,142 $997 $1,020 $4,358 $5,910 $1,096 $1,270
USAA $821 $815 $815 $800 $2,606 $2,886 $1,044 $1,104

Caribou, ME Car Insurance Rates for Teens

How much is Caribou, Maine car insurance for teens? Compare rates from top Caribou car insurance companies below to help find the cheapest teen car insurance in Caribou, ME.

Annual Car Insurance Rates for Teen Drivers in Caribou, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,237 $5,679
Farmers $4,844 $5,377
GEICO $2,286 $2,978
Liberty Mutual $6,104 $9,143
Progressive $6,894 $7,748
State Farm $4,039 $5,029
Travelers $4,358 $5,910
USAA $2,606 $2,886

Caribou, ME Car Insurance Rates for Seniors

Before seniors buy Caribou, Maine car insurance, they should make sure to shop around. Some Caribou, ME car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Caribou, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,549 $1,683
Farmers $1,455 $1,571
GEICO $955 $955
Liberty Mutual $2,726 $2,726
Progressive $1,678 $1,646
State Farm $1,205 $1,205
Travelers $997 $1,020
USAA $815 $800

Caribou, ME Car Insurance Rates by Credit History

How does your credit history affect Caribou, ME car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Caribou, Maine

Insurance Company Poor Fair Good
Allstate $3,254 $2,475 $2,035
Farmers $2,937 $2,397 $2,207
GEICO $1,897 $1,258 $1,073
Liberty Mutual $5,800 $3,759 $2,940
Progressive $3,606 $3,082 $2,858
State Farm $3,101 $1,853 $1,435
Travelers $2,484 $2,037 $1,815
USAA $1,790 $1,227 $1,067

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Caribou, ME Car Insurance Rates by Driver History

How does a single speeding ticket affect your Caribou, Maine car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Caribou.

Annual Caribou, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,124 $2,860 $2,977 $2,392
Farmers $2,202 $2,795 $2,431 $2,626
GEICO $1,022 $1,442 $2,151 $1,022
Liberty Mutual $3,234 $3,780 $6,144 $3,507
Progressive $2,555 $4,298 $2,841 $3,033
State Farm $1,936 $2,323 $2,130 $2,130
Travelers $1,765 $1,960 $2,444 $2,279
USAA $1,039 $1,359 $1,906 $1,142

Caribou, ME Car Insurance Rates With a DUI

Even a single DUI can increase your Caribou, ME car insurance rates. Compare rates below to see which Caribou car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Caribou, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $2,977
Farmers $2,431
GEICO $2,151
Liberty Mutual $6,144
Progressive $2,841
State Farm $2,130
Travelers $2,444
USAA $1,906

Caribou, ME Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Caribou, ME car insurance rates may be. Let’s take a look at average car insurance rates from top Caribou companies based on commute time.

Annual Car Insurance Rates by Commute Length in Caribou, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,588 $2,588
Farmers $2,513 $2,513
GEICO $1,386 $1,432
Liberty Mutual $4,080 $4,252
Progressive $3,182 $3,182
State Farm $2,060 $2,199
Travelers $2,112 $2,112
USAA $1,323 $1,400

Caribou, ME Cheapest Car Insurance Rates

How do the top Caribou, Maine car insurance companies’ average rates stack up against the Caribou average monthly car insurance rates of $203? Take a look and see.

Best Annual Car Insurance Rates by Company in Caribou, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Caribou, ME Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Caribou, Maine car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Caribou, Maine

Insurance Company Average Annual Rates
Allstate $2,588
Farmers $2,513
GEICO $1,409
Liberty Mutual $4,166
Progressive $3,182
State Farm $2,130
Travelers $2,112
USAA $1,361

Other Factors Affecting Caribou, ME Car Insurance Rates

Before you buy Caribou, Maine car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Caribou, ME Commute Time

How does your Caribou, ME commute time compare with the average driver? In Caribou, the average commute is 17.0 minutes.

Caribou, ME Car Insurance Quotes

Compare Caribou, ME car insurance quotes from multiple companies by entering your ZIP code now.