Do I have to get my car repaired after filing a claim?

Auto accidents can be a major inconvenience. Even if the damage is minor, you still lose valuable time by handling the claim, getting the vehicle inspected and completing the repairs. For some drivers, repairing the vehicle may not seem worthwhile. The damage may be cosmetic, or the car might be old and no longer valuable…

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Will my car insurance company ever guarantee repair work?

Car accidents can cause a major inconvenience and many drivers are primarily concerned with getting their vehicles back as quickly as possible. In most cases, the body shop will restore your vehicle to the condition it was in before the accident, but this does not always happen. Body shops sometimes fail to repair vehicles correctly….

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Will car insurance pay for time I miss from work?

Car insurance claims can be time-consuming, and the inconvenience of having a vehicle inspected and repaired can have an impact on your day-to-day life until the claim is settled. Between the accident itself, the phone calls to the insurance company and the time spent having the vehicle inspected and repaired, you may lose a lot…

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How much can you get for pain and suffering in a car accident?

Hospital stays and doctor’s visits are not the only costs associated with injuries resulting from car accidents. Depending on the severity of the accident, individuals may require prescription drugs, physical therapy or extensive treatments in addition to compensation for time missed for work. Although all of these expenses can add up quickly, not all insurance…

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What happens if my car is damaged while I am away?

Whether you’re in the military, have a job that requires extensive travel or simply like to journey abroad, you may sometimes need to leave your vehicle behind for several weeks or months. Unfortunately, accidents can happen even if your vehicle is left parked in your driveway or garage, and having those repairs completed can be…

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What happens if my deductible is higher than my repair cost?

A deductible is the portion of a vehicle’s repairs that you are responsible for paying whenever an accident occurs. All first-party coverages such as collision and comprehensive have a deductible, and higher deductibles relate to lower premiums because it shifts the burden of risk away from the insurance company. Lower deductibles, on the other hand,…

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What kind of car can I rent after an accident?

For many people, being without a vehicle is a major problem. Drivers rely on their vehicles to get them to and from work and school, carry their families and travel for business and pleasure. Driving is such an integral part of most people’s lives that even a week or two without a car can be…

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Will my car insurance pay to replace a car seat?

For the most part, only items that are permanently installed in your vehicle are covered under the auto insurance coverage. After-market stereos, GPS systems, luggage and bike racks are all excluded under most policies. One notable exception to this rule is child car seats, which are generally protected against damage by all insurance policies. If…

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Will my car insurance work in a different state?

Auto insurance laws vary from one state to the next, and sufficient coverage in one area may not be enough in another. This is why it’s important to speak with your insurance agent prior to moving to a new state; the agent will be able to help you update your policy to match the needs…

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Will car insurance cover my dog?

For some people, dogs are furry family members. They come on vacations and tag along when their owners run errands, and for some pets, car rides are the highlight of their day. Unfortunately, cars can pose a serious health risk to pets. Even a fairly minor accident can cause a dog to be knocked around…

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