Will my car insurance pay for a hit and run accident?

Unfortunately, people are not as honest as they used to be. It is a common predicament to come out of a store, or even your house, and find that your car has been hit and the at-fault driver is long-gone. Some people are even victims of hit-and-runs while they are operating their vehicles. If the…

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Does car insurance cover Hail Damage?

You know that your insurance covers car accidents – after all, that is what car insurance is for, right? But what about damage from a flying baseball, a tree branch which falls on your car, or even something common like hail damage? Whether your insurance covers these events depends, in large part, on what type…

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Does car insurance pay to fix a bad engine?

People sometimes get confused as to what car insurance is responsible for paying, and as a result believe they are covered for things which their insurance does not insure. An example of this is when people confuse a “warranty” with an “insurance policy” and believe that their insurance will pay to fix a broken car…

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How do I dispute the amount of a car insurance claim?

Whenever you file a claim with a car insurance company, the company will determine how much it owes you based upon an estimate of vehicle damages. In most situations, this estimate will be completed by an insurance employee called a damage adjuster. The adjuster will complete an inspection of your vehicle and provide you with…

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Will car insurance cover a stolen car?

Vehicle theft is a major problem in some cities. While people from all areas of the country may have their vehicle stolen, individuals living in major cities or near border towns run an especially high risk of having their vehicle stolen. Most vehicles are stolen in conjunction with other sorts of crime, especially drug trafficking….

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Can I file a car insurance claim without a lawyer?

Whenever you are involved in an auto accident, you may be confused as to how to handle your claim. How long does it take? How do you file? What happens once the claim is filed? Complicating matters, you may want to involve an accident lawyer. While lawyers can be instrumental in obtaining settlement money, they…

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Will filing a claim increase my car insurance rates?

Unlike other monthly bills, your car insurance premiums are directly dependent on your driving history and other factors associated with your risk to the auto insurance company. When a company insures a vehicle, it is insuring against the odds of that car being damaged; the higher the likelihood of a vehicle being involved in an…

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Do I have to file a car insurance claim to get my car fixed?

If your vehicle sustains damage as part of a covered auto accident, you may want to file a claim with your car insurance company to repair that damage. Full coverage auto insurance protects against damage caused to your vehicle caused by a collision, weather damage, vandalism or other types of loss. Usually, you will be…

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Can I pay for my own repairs without filing a claim?

Auto insurance is designed to pay for damage that you cause to another person’s property or home; it can also pay for damage to your own vehicle if it sustains damage in an accident. In some cases, however, individuals do not wish to file a claim to pursue damage. Filing a claim may cause a…

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Can my car insurance company make me use a repair shop?

Whenever you buy auto insurance, the insurance company agrees to repair or replace your damaged vehicle if it is involved in a qualifying accident. The coverage that you purchase determines what your insurance company will pay for. For example, collision coverage pays for damage caused by an accident with another person or property; liability insurance…

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