Most Dangerous Animals for Motorists

One 1993 study suggests that motorists may be responsible for killing nearly 130 million animals every year, and some people speculate that the figure is even higher today. Of these, most animals who die go unnoticed by motorists; creatures like snakes, birds and frogs are fairly inconsequential to drivers and are unlikely to cause any…

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Can I transfer my car insurance to another vehicle?

There are several occasions where car insurance may be transferable to another vehicle. Depending on the details of your policy, you may not be able to transfer coverage in all situations, so it’s best to check with your agent in regards to how your policy works with any vehicle that you do not own. Buying…

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Can I buy car insurance with no money down?

Before you can register a vehicle, you will need a car insurance policy. Whether your previous policy has lapsed or you have recently bought a new car, the first thing to do upon obtaining a new car is to purchase car insurance for the vehicle. This will prevent you from legal trouble and guarantees some…

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Can I buy car insurance in a different state?

Auto insurance laws vary from one state to the next. Because of these variations, it’s important to always maintain an auto policy for the state where you will be using the vehicle. Failure to carry proper insurance could lead to legal troubles with the DMV and might lead to a suspended license due to insufficient…

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Will car insurance cover a car accident during a test drive?

Test driving a new vehicle is a necessary step in purchasing the car. Most people drive around the block in a new vehicle as the salesman sits in the passenger seat making comments; some dealerships even allow you to bring the vehicle home for the night so your family can try it. By test-driving, you…

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Will my husband’s DUI affect my car insurance rates?

Car insurance companies base their rates on information gathered about the vehicle’s owner and any other drivers in the household. The age, gender and driving history of all people with access to a vehicle will play a role in determining the cost of the car insurance. This means that the policyholder is not the only…

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Will car insurance cover a Bicycle Accident?

Although most people expect their auto insurance to cover damage to their vehicles, they may not realize that insurance may be able to cover more than auto claims. Depending on the coverage that you have, your insurance may be able to provide assistance to you if you’re injured as a pedestrian or bicyclist. Your insurance…

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Is it Hard to Get Car Insurance for the First Time?

Most young drivers obtain car insurance coverage through their parents before purchasing their own policy. A teenager’s parents may add them to the family policy or take out a separate joint policy to cover the teen’s vehicle. This joint policy may last for several years throughout the driver’s high school and college, and by the…

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Do I really need PIP car insurance?

Personal Injury Protection (PIP) coverage pays for medical expenses an insured driver incurs as a result of an auto accident. Depending on the state, PIP coverage may be required by law; in states where it’s not required, it may still be a good idea to purchase PIP coverage. Personal Injury Protection is a very versatile…

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How can I lower my car insurance deductible?

Car insurance is one bill of adult life that is unavoidable. If you own a car, you must pay to have that vehicle insured. Since you cannot cut this expense entirely from your policy, you must find other ways to reduce cost each month. One way to lower your car insurance premiums is to adjust…

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