Top 10 Cars for Men

Fast and expensive are two keywords for many men when they’re searching for a car – although not every car that made this top 10 list has those qualities. Expensive sports cars are high on the list for men, but there are several cars that are still sporty without being fast and expensive. Men also…

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How do I file a claim for hitting my own car?

If you have multiple vehicles, you may some day have the unfortunate luck to hit one of your cars with another. This can happen easily if you keep them parked in a narrow garage or if your spouse parks somewhere you’re not expecting. Although it can be very inconvenient to have a collision between two…

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Will car insurance cover if I hit my house with my car?

No one likes to be involved in an auto accident, but an accident involving both your house and car can be extremely inconvenient and embarrassing. These accidents happen frequently, especially when the vehicle is parked in a garage at night. Something as simple as stepping on the accelerator instead of the brake or putting the…

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Where can I estimate the cost of auto insurance?

Auto insurance is an unavoidable cost for most people in the modern world. If you want to own and operate a vehicle, you must carry at least the state minimum of liability insurance. Additional coverage may be advisable as well as a protection against accidents. Carrying sufficient insurance coverage is important, but it’s equally important…

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How cheap is car insurance for a 16 year old?

Young people, especially young men, pay more for auto insurance than any other demographic of people. This is because they get into auto accidents more often than any other group of drivers. Auto accidents are a leading cause of death for teenagers, and young drivers are more likely to total their vehicles in accidents than…

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Categories of Risk

Insurance companies can only profit when they collect more in premiums than they need to pay out in claims. Because of this, customers who have a high risk of auto accidents will pay more for auto insurance than people deemed to have a lower risk. Some people may be unable to obtain coverage at all…

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Why Women are Better Drivers

Car insurance companies calculate the cost of premiums by assessing risk. Drivers who are at a high risk of being involved in an accident will pay more for insurance in order to compensate for their potential claims. Whenever you receive an insurance quote, the insurance company will assess your risk in order to provide you…

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How are car insurance premiums calculated?

Auto insurance premiums are based on numerous factors, and the cost of a policy is unique to each individual insured. This means that no two people will pay exactly the same amount for car insurance. It also means that rates may change over time depending on your driving habits. Although you can receive a quote…

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Will my car insurance cover towing charges?

Being stranded to an accident or vehicle breakdown can be a major inconvenience. Knowing that your vehicle can be towed safely to your home or repair shop at any time provides peace of mind. Depending on the cause of your vehicle’s disablement and the coverage you carry on your auto insurance policy, your car insurance…

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When do Traffic Ticket Points go away?

If you have been pulled over and received a traffic citation, or “ticket,” any time in the last five to seven years, you probably have “points” on your driving record. Points are part of a system used by many states to track the number and severity of driver’s offenses. An accumulation of points can affect…

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