Will auto insurance cover my car catching fire?

Hollywood is full of images of cars exploding on impact. Although this rarely happens in real life, cars do sometimes catch fire. The good news is, auto fires are usually covered under full coverage auto insurance; depending on the situation, the claims process may vary, but if you have coverage on your vehicle you should…

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Does auto insurance cover a stolen stereo?

Why should you have stolen stereo car insurance? Although not as common as it once was, stereo theft is still a major concern. People will break into a car and steal the stereo to resell or pawn it for cash. They may even steal any valuables in the vehicle. Fortunately, there are affordable car insurance…

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Is diminished value the same as Gap Insurance?

Vehicles depreciate rapidly, and a vehicle that’s been involved in an accident loses value even quicker. Although auto insurance will pay for the repairs to a vehicle, standard full coverage insurance does not cover the loss of value a vehicle may receive after the accident occurs. There are two ways to recover the loss of…

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Will car insurance cover damage to a sun roof?

Many vehicles come equipped with a sun roof or moon roof. This is a stylish way to let some natural light into a vehicle or enjoy the benefits of fresh air without owning a full convertible. Unfortunately, these glass panels are often easily damaged by collisions, vandalism, falling objects or other perils. Luckily, auto insurance…

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How do I find out the total loss on my car insurance policy?

Most people who buy auto insurance never need to use it. Whenever a car accident does happen, however, the insured wants to know that they will be covered for the value of the vehicle. If the insurance policy has full coverage, the insurer will repair the vehicle up to its worth; if the cost of…

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Who pays for damages in a Hit-and-Run car accident?

At some point in their lives, most people have been involved in a hit-and-run collision. A hit-and-run occurs whenever a driver causes a car accident and then flees the scene without providing insurance information to the vehicle’s owner. Whether exiting a store to find damage in their parked cars or being hit on the highway…

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What is Diminished Value?

Whenever a vehicle is involved in an accident, it loses value. Even if the car is flawlessly repaired, the accident will still show up on VIN reports and potential buyers will know that the car was involved in a collision. This reduces the resale value of the vehicle and can be a major concern for…

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What happens if I don’t buy car insurance?

Auto insurance can be expensive, and many people may find it difficult to justify the cost of insuring a vehicle that they rarely drive. Although it may be tempting to forgo insurance, the costs of being uninsured greatly outweigh the benefits of avoiding an insurance policy. Driving without insurance can lead to lawsuits, suspended licenses…

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What is the Louisiana No Pay, No Play law?

The no pay, no play law in Louisiana says you can’t claim money from a car insurance company if you’re uninsured even if you’re not at fault. Louisiana’s No Pay, No Play law was started in 2011 and it still stands today. This guide will go over the how Louisiana No Pay, No Play works,…

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What is Michigan No-Fault Car Insurance?

Many states have no-fault auto insurance that restricts individuals from suing for medical expenses if their own insurance does not pay for those costs. Michigan, however, takes the concept of no-fault insurance even further. Michigan is the only state where all drivers must use their own auto insurance to cover repairs; individuals without collision coverage…

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