Will my car insurance cover injuries to passengers?

When it comes to car accidents, damage coverage is very straightforward: Either a car will be repaired by insurance, or it won’t. Injury coverage is much more complicated, however, and depends upon a number of factors. Injury coverage is determined largely by state law, so specifics coverage will vary from one state to the next….

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Do Hybrid Cars have cheaper car insurance rates?

Hybrid cars have gained popularity in recent years. The rising gas prices make their fuel efficiency very attractive, and as hybrid car technology develops and improves the cars will become more popular among drivers. The government has even offered tax credits to people who purchase hybrid cars. If you are considering buying a hybrid vehicle,…

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Should I buy Rental Car Insurance?

Rental car insurance can mean one of two things, depending on the context: Either it is insurance that pays for damage to a rental vehicle and is purchased from the rental company itself, or it is insurance that pays for alternate transportation while an insured person’s vehicle is involved in an accident. Rental Reimbursement Coverage…

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Do I need car insurance for occasional driving?

For people who do not drive their cars regularly, paying for car insurance can seem like a waste of money. After all, if a person only drives a few miles a year, how likely is it that the vehicle would be involved in an accident? Is all of that insurance really necessary? Compare Car Insurance…

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Will my car insurance go up after a texting ticket?

Car insurance companies determine their rates based on the likelihood of drivers filing claims. Auto insurance providers lose money on drivers who are in frequent accidents and the only way they can profit is to collect more money from premiums than they pay for vehicle damage or injury claims. Compare Car Insurance Quotes Risk is…

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Who are the biggest car insurance companies in Phoenix?

Among all the car insurance companies selling policies in Phoenix, the largest is State Farm, hands down. That’s understandable when you consider that State Farm is also the largest insurance company in the state of Arizona. Phoenix is the state’s capital and largest city with a population of more than one million people. As a…

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Will my car insurance fully cover a car accident?

With so much focus put on lowering car insurance costs, many people may inadvertently put themselves at risk with policies that do not cover the total cost of an accident. Most agents are very good about explaining coverage, but it’s always good to know in advance exactly what car insurance you need and what your…

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Why is my car insurance more expensive to renew?

Many drivers often open a car insurance renewal notice and receive an unpleasant surprise. Your premium will be ten percent or even twenty percent more for the coming year! How can this happen? After all, your car is worth less this year than last, so it should be cheaper to replace. Further, you have had…

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